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26 NORTH lEEDS LANTERN JUL/AUG 1991 ADD A FINANCIAL ADVISOR TO YOUR TEAM Copyright 1991 by w. Beckman, B.A. It is clear that investment business a people business. week people tell me how busy they are â€"â€" little time for themselves or for their families. No time for their personal financial affairs. Indeed, scheduling a few minutes from time to time to make Garry the is Every order for their retiring years is mission impossible. Seemingly capable senior executives, for example, will admit as to how utterly incapable they are of understanding financial markets. They lament over how helpless they feel when it comes to personal decisionâ€"making for their financial affairs. How many times has a sound recommendation been made to you with respect to investing a sum in a quality financial product? You think it over for a minute and take the easy route by delaying a decision in order to weigh the matter more carefully. In so doing, your inability of confirming a decision that already had been made represents another opportunity lost. Does this sound familiar? This typical scenario is akin to a person not being able to decide which bus to catch at a bus stop. You ponder. Yet you not decide: not until you fully understand the bus system routes; how a bus works; the fare pricing policy of the bus line; and, so forth! Absurd! Of course. There are professionals who take care of these things. can All that you are obliged to do is to make the decision â€"â€"- and pay your fare! I vividly remember a conversation with an experienced investor that took place many months ago. The topic focussed on investor indecision. He remarked that a large number of Canadians were afflicted by what he aptly termed as financial constipation. Is the solution reduced or zero risk? More investment industry regulations? Most likely it is a function of more trusting business relationships coupled with ample investment information? Many investors or potential investors react to investment recommendations with what management experts would term as a headquarterstype mentality. Their resposne is, typically, one of rejecting recommendations. One consequence is to frustrate what could be termed as your personal financial support staff. Presumably, the investor will personally expend much time and effort to do a staff paper or a study on the subject. Of course, he does not have the resources to press ahead effectively. He is left to ponder the bus schedule. will he take this bus? Or, will he catch the next one? In all likelihood he will be a pedestrian! when you recognize that your long term goal is financial independence the thing I do is to Add up your resources. with personal and a those who to make a plan. current reasonable, financial trust goals firm in support you in your mission, you can arrive at timely and effective decisions. Financial Advisors are, effectively, ‘financial physicians' who prescribe appropriate remedies to your needs. They can't do a credible job unless they have a firm idea of what your needs are. You have to supply some essential information which should be treated confidentially. A financial consultation, for example, is a primary diagnostic element. Don't be timid about your lack of investor knowledge. Take action in order to reach your financial mission. Grasp opportunities are offered to you. Have an enjoyable summer! Garry W. 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