DOLLAR SENSE Be a cautious shopper: you COUlId retire at 50 By Alan E. Woods, CA The middle minne earner who handies his money prudently has a much better chance for early retiremefit than the high-salaried, high-rolling executive who lives to the limit of bis incarne. Strangely, it is a lesson that is bard ta learn, for we live in a soclety and an age that encourages spending and consumption, and mnany people find it difficult to resist wearing the badges of prosperity. Menibers of The of Chartered Ac of Ontaio ans-# questions in Dofi Mr. Woods is witi of Arthur Anders Toronto. But many pec bard, earn reasc cornes, and hope is some prospect the work forcea of 50 or 55, secure. They ask: is magic formula, eInstitiite ,coulitants w'er your lar Sense. ation of wise investmnents and fancy tax shelters that can bring these dreams to realization? No. In this respect at least, the old ways are tilI the 'best ways . And those are: invest safely, resist social press- ures to spend, and give up any ideas you have of getting rich quick. Let's look at these conditions one by one. Invest safely. Ten years ago, people were making big profits on the stock market and in real estate. Eventually, the stock mar- ket reversed and real estate slowed to a walk. h the fium Sophisticated investors en & Co., are still ekeing out mnod- erate profits, but what opIe work about average investors? )nable in- It would be interesting to that there compare the relative fin. of leaving ancial position today of the at the age average investor who put financially his savings into guaranteed investmnent certificates or there atax deferring Registered there an Retirement Savings Plans a cobin-with the average perfor- inance achieved by those who Put equivalent a mounts in stocks and real estate. Resist social pressures to spend. Is it necessary to have a new car just because the neighbour does? Do you really need a ýhouse in a better neighbourhood? Is it so important that your washing machine has fine cycles instead of two? Prudence on a two-hour shopping trip today may buy a month of worry-free retirement 20 years from now. Forget about getting rich quick. Pethaps the better way to say it is, forget about living rich. Chartered accountants have what seems to be an endless stream of clients making 850,000 or $60,000 a year, but spending every last cent of their after-tax incoine. They may be wealthy by contemporary standards, but their chances of early retirement are almnost nil. So take a look at your free-spending boss today. And take a look at hirn 20 years from now when you walk out of the office enroute to the luxury of a work-free future. He'll stili be behind his desk! j' WHITBY FREE PRESS, WEDNESDAY, AUGUST 3,1977, PAGE il OPP seeks applicants as auxil The Whitby OPP Auxiliary Unit is taVing applications a for Auxiliary Constables. n The Auxiliary Police is an a excellent opportunitY for e anyone interested in joining the Ontario Provincial Police r and making it a career. It a gives a person a chance to be a part of the Force, and get first hand experience about being a police officer. It also gives the Force a chance to evaluate the pros- pective recruit prior to his joining the Force. For these reasons, to be eligible for Auxiliary Constables, you must meet the eligibility requirements for the regular force. Applicants may corne to the Whitby Detachment in person to receive an applica- tion for the Auxiliary Unit or phone the Whitby O.P.P. Detachmnent at 668-3388 attention: CpI. Boumne. Applicants are called at a later date to appear before an interview board, whcre final selections are made. DUTIES Auxiliary constah!es are rcquired to put in a certain anoieut of tînie eacl i onthi whiich includes two evcning -trainling sessions hld on the first and third Tuesday eachi mionthi. At thlese training mieetinig, Auxiliary Constaibles -receive identical traning lectures gliven to a regular- force niber. They also receive self defence, first aid, firearmis and defensive driving course s. An Auxiliary Constable receives a uniforni ve ry similar to a regular constable. tary constab les A~n Auxiliary member mnust marine enforcement on LA accompany the regular force Scugog. niembers on cruiser patrol for a minimum of eight, houirs The Auxiliary Unit havi each month. been attached to the Whitb: During the suammer O.P.P. Detachment sinci months Auxiliary members 1964 and augments thi accompany our Marine regular force in performin, patrol operators in doing their duties. Specificatiolis will be revised its specifications and reten- der for the floodlighting of the two baseball diamonds in lioquois Park. Town Treasurer Forbes McEwen reported to council that the three tenders receiv- ke )y e e g have decided to revise the specifications to provide an adeqtqate lighting systemn within the budget projected by council. With green peppers being so plentiful at this time of year, and a bargain besides, why flot try stuffing a few for dinner tonight. MEXICAN STUFFED PEPPERS: ECONOMIC AND NUTRITIQUS When planning meals for your famnily, keep in mind the nutritional contributions the foods served make to the daily diet. Protein foods, for example should bc included twice a day to insure that the members of the family are getting enough of this valuable nutrient in their diets. The Kellogg Nutrition Council points out that proteins are the building blocksof the body. Fromn pratein foods, we obtain amino acids which are able to pass through the walls of the intestine and then are distributed within the body where they are needed. The proteins in food are made up of18aor more amnifoacids.The body can make its own supply of more than haîf of these, but others must corne fromi foods which we cat. Foods which supioly good a mounts and proportions of these a mina acids include such items as meat,ýfish, poultry,,cggsand milk. Since groundbccf is an excellent protein source, as well as an economnical one, it is a good choice as an entree ingredient. The recipe below teams up ground beef with green peppers and tomatoes, which are both rich in vitarnin C, for a tasty and easy- to-make summer dish. Mexica n Stuffed Peppers 6 large green peppers, washed, tops and seeds removed 1 lb. regular ground beef 1 mnedium-size onion, sliced 2 cups Kellogg's Corn Flakes cereaul 1 garlic clove, minced 2 teasponfls chili powder 1 teaspoofi sait 1/ teaspoon pepper 1/2 cup sliced, pitted, ripe olives 1 can (6 oz.) tomato poste 1 con (19 oz.) peeled whole tom- Mlots, drained '/ cup (2 oz.) sbredded sharp Cheddar cheese Pre-cook peppers in large a mount of boiling water about 5 minutes. Drain well. Place peppers, cut side up, in greased shallow baking pan. Set aside. In a large frypan cook ground beef and onion over medium heat, stirring frequently, until ground beef is browned. Drain off excess drippings. Stir corn flakes cereal, garlic, chili powder, sait, pepper, olives, tomato paste and tomates into ground beef mixture, cutting tomatoes into pieces with spoon. Remove from heat. Spoon mixture into peppers dividing evenly. Bake in oven at 350'F about 25 minutes or until filling is thoroughly heated. Remove from oven. Sprinkle tops with cheese. Return to aven. Bake about 5 minutes longer or until cheese begins to melt. Yield: 6servtings SPEND 1,_5 MINUTES WITH US TOMORROW AND FIND OUJT WHAT IS GOING ON IN DURHAM! Mornïng Reports 6: 20 & 7:9020 Weather 1350 ,Sports And News THE OSHAWA STATION POLICE AUCTION DURHAM REGIONAL POLICE FORCE 77 Centre Street North Oshawa SATURDAY, August 6th, 1977 Sale Starts at 10:00 a.m. By Public Auction Whereas no dlaims have heen made by the owner of the property in possession of the Durham Regional Police Force, by reason of having been stolen from its owner, or by reason of having been found abandoned in a public place and the Force is unable to ascertain its rightful owner. Further that these articles have been held more thar, the 3 months required. Articles for auction are. as follows: Bicycles and- mîscellaneous items. Sale to be held on the ramp on the south side of the Durham Regional Police Headquarters. TERMS: CASH Jon M. Jenkins, Chief of Police.