The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

© g g & iS 3 e g 2 3 o i $ § = 2 cy 2 8 = o = waterloochronicle.ca McGill Wealth {§§ Manulife Securities Senior In Matt McGill i nulife CIM, PFP, FCSI ncorporated it nsurance Inc. + Segregated funds-protect your principal - participate in growth —— GET YOUR FREE——— + Stocks, bonds and preferred shares FI + Mutual funds + Insurance and estate planning BY Po + Let me show you how to lower your $250K Minimum ° management fees matt.mcgi urities.ca > www.mcgil ca 519.265.7000 Serving Cambridge, Guelph, Kitchener, Waterloo and surroundings of the ife Insurance Ci logo and p y Incorporated. BB OPINION ENVIRONMENT A MAJOR FINANCIAL CHALLENGE MAJOR FUNDING WILL BE NEEDED TO DEAL WITH CLIMATE CHANGE, WRITES PETER WATSON The greatest financial challenge we have left our i is the environ- ment. The challenge will be met, they typically are, but at what cost? Things will get worse before we are mo- tivated to find solutions. Climate change stories have flooded the news late- ly, including sky high tem- peratures in Europe and fires in Greece, California and Hawaii. Closer to home, British Columbia, the Northwest Territories and other prov- inces are suffering from un- PETER WATSON Column precedented forest fires. Much of Ontario has been inundated with forest fire smoke this summer, partic- ularly from Québec. It's widely believed the next major natural disaster will be massive global flood- ing caused by global warm- ing from melting ice in the Artic. Much of the human population lives on a coast that could be underwater. Many regions in Canada have already suffered greatly from flooding. Our planet is changing. And we are not dealing from a position of strength. The new world is going to fake massive amounts of ieanada and other coun- ‘ies have not managed their finances well. How do governments ac- cess billions of dollars to fight global warming when its finances are already in extremely poor condition? Thesame question could be asked about individual Canadians. There have been many reports about how many Canadians live paycheque to paycheque with little room for extra spending. We are facing an envi- ronmental disaster. Finan- cially we are challenged on what kinds of solutions we can provide. Peter Watson, of Watson Investments MBA, CFP®, REP, CIM®, FCSI offers a weekly financial plan- ning column, Dollars & Sense. He can be contacted through www.watsonin- vestments.com. ELMIRA GOLF CLUB LIMITED NOTICE OF SPECIAL MEETING OF SHAREHOLDERS A special meeting of the shareholders of Elmira Golf Club Limited ls scheduled for October 1th, 2023, at 7:00 PM at Elmira Lions Hall At this meeting, shareholders will be asked to support a special resolution to maintain Elmira Golf Club’s not-for-profit status. Shareholders and duly appointed proxyholders can register to attend the meeting and/or submit a proxy now. If you are currently not receiving shareholder information from Elmira Golf Club regarding this meeting, please contact our GM/Executive Professional at 519-669-1652 ext.3 or email jeremy.logel@elmiragolfclub.on.ca By Order Of The Board of Directors Of Elmira Golf Club Limited Are you looking for an activity this fall and winter? TRY CURLING! Join the fun at the Elmira & District Curling Club. We have: ¢ Eveningrand daytime le skills levels e Jun ° Adult & Junior Learn-to-Curl programs ° Licensed bar and lounge oe curling for ages 7-18 for adults of all www.elmiracurlingclub. ca or e-mail member a J fe) y