The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

WINTER TREE SCENE AT PAGE’S LAKE ON AYR-WRIGLEY’S ROAD, NEAR AYR PRIZE-WINNING PHOTO BY PHILIP WRIGHT, AYR ee WATERLOO TRUST AND SAVINGS COMPANY KITCHENER . WATERLOO : GALT : PRESTON SUN | MON THU | FRI | SAT Open D2 Q A Savings Account With | The Waterloo Trust 1940 CE use 1940 1 lLiZ2ta 314 | 3B}! Gi Zi es 5 |6/]7;|8;,9 |10 10/11/12), 13) 14/15 12/13),14/)15/16 |17 17\|18/;19|20| 21|22 19 | 20/ 21/|;22|23|24 24|\25/|26|27| 28/29 26|27|28|29 | 30| 31