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FIND IT. DRIVE IT. OWN IT. VISIT FINDYOURFORD.CA FOR AN ONTARIO DEALER NEAR YOU. Vehicle(s) may be shown with optional equipment. Dealer may sell or lease for less. Limited time offers. Offers only valid at participating dealers. Retail offers may be cancelled or changed at any time without notice. See your Ford Dealer for complete details or call the Ford Customer Relationship Centre at 1-800-565-3673. For factory orders, a customer may either take advantage of eligible raincheckable Ford retail customer promotional incentives/offers available at the time of vehicle factory order or time of vehicle delivery, but not both or combinations thereof. Retail offers not combinable with any CPA/GPC or Daily Rental incentives, the Commercial Upfit Program or the Commercial Fleet Incentive Program (CFIP). ^Until May 1, 2017 lease a new 2017 F-150 SuperCrew 4X4 5.0L for up to 36 months and get 0.49% APR on approved credit (OAC) from Ford Credit Canada Company. Not all buyers will qualify for the lowest APR payment. Lease 2017 F-150 SuperCrew 4X4 5.0L with a value of $38,654 (after $3,250 down payment or equivalent trade in and $3,750 manufacturer rebate deducted and including freight and air tax of $1,800) at 0.49% APR for up to 36 months with an optional buyout of $23,604, monthly payment is $431 (the sum of twelve (12) monthly payments divided by 26 periods gives payee a bi-weekly payment of $199), total lease obligation is $18,766, interest cost of leasing is $455 or 0.49% APR. Taxes payable on full amount of total lease financing price after Manufacturer Rebate has been deducted. Offers include freight, air tax, and PPSA but exclude administration and registration fees of up to $799, fuel fill charge of up to $120 and all applicable taxes. Additional payments required for optional features, license, and insurance. All prices are based on Manufacturer's Suggested Retail Price. Some conditions and mileage restriction of 60,000 km for 36 months applies. Excess kilometrage charges are 16¢ per km plus applicable taxes. Excess kilometrage charges subject to change, see your local dealer for details. *Offer only valid from March 1, 2017 to May 1, 2017 (the "Offer Period"), to resident Canadians with an eligible Costco membership on or before February 28, 2017. Receive $500 towards the purchase or lease of a new 2017 Ford Focus, Fiesta, C-MAX, and $1,000 towards all other Ford models (excluding F-150 Raptor, Shelby® GT350/GT350R Mustang, F-150 Regular Cab XL 4x2, Cutaway/Chassis Cab and F-650/F-750) (each an "Eligible Vehicle"). 2016 model year vehicles may qualify as Eligible Vehicles (excluding Fiesta, Fusion, Taurus, Explorer, Escape, Expedition, Transit Connect, E-Series Cutaway, F-150 Regular Cab XL 4x2, F-150 Raptor, F-250, F-350 to F-550, Cutaway/Chassis Cab and F-650/F-750) and depending on available inventory - see dealer for details. Limit one (1) offer per each Eligible Vehicle purchase or lease, up to a maximum of two (2) separate Eligible Vehicle sales per Costco Membership Number. Offer is transferable to persons domiciled with an eligible Costco member. Applicable taxes calculated before offer amount is deducted. †F-Series is the best-selling line of pickup trucks in Canada for 51 years in a row, based on Canadian Vehicle Manufacturers' Association statistical sales report up to year end 2016. ©2017 Sirius Canada Inc. "SiriusXM", the SiriusXM logo, channel names and logos are trademarks of SiriusXM Radio Inc. and are used under licence. ®Registered trademark of Price Costco International, Inc. used under license. ©2017 Ford Motor Company of Canada, Limited. All rights reserved. † Available in most new Ford vehicles with 6-month pre-paid subscription. Our advertised prices include Freight, Air Tax, and PPSA (if financed or leased). Add dealer administration and registration fees of up to $799, fuel fill charge of up to $120 and applicable taxes, then drive away. THURSDAY, APRIL 27, 2017 • WATERLOO CHRONICLE • 21 Continued from page 19 So, to make sure you get the most from your TFSA investments and other savings options -- whether they are for your kids' private school education or for achieving your other financial and life goals -- the � rst place to start is with a tutorial from your professional adviser. ••• � is column is provided by McEachnie Group Private Wealth Management. Contact Russ McEachnie, CFP,CPCA, CDFA, RRC, principal, at 886-2360, ext. 6241 or go to russmceachnie.com. BUSINESS Put together an education plan Continued from page 20 On Thursday, the provincial gov- ernment announced a comprehen- sive housing package designed to cool off the housing market. It includes, among other things, a 15 per cent non- resident speculation tax in the Greater Golden Horseshoe area; expanded rent controls on all private rental units; updates to the Residential Tenancy Act; a program to leverage surplus provincial land assets across the prov- ince to develop a mix of market-priced and affordable housing; a new, five- year $125 million program aiming at encouraging new rental apartment construction by rebating a portion of development charges; creating legis- lation to allow Toronto and possibly other municipalities to charge a vacant home property tax. � e measures came as house prices surged locally. Earlier this week, Royal LePage posted its House Price Survey for the Kitchener/Waterloo/Cam- bridge/Market for the first quarter of 2017. It showed the average price of a two-storey home jumped 14.4 per cent to $423,258 year-over-year, while a bungalow bumped up 12.8 per cent to $365,625 on average. Meanwhile, the average condo increased 11.5 per cent year-over-year to $255,724. By comparison, nationally, the price of a home in Canada increased 12.6 per cent year-over-year to $574,575 in the first quarter of 2017. During the same period the price of a two-story home rose 13.9 per cent to $681,728. The price of a bungalow increased 10.9 per cent to $490,018 and the price of a condominium increased 8.9 per cent to $373,768. Jim Robinson, head of Cambridge Association of Realtors, said local home buyers are looking at similar 20 to 30 per cent price increases or higher as house hunters in the GTA are mov- ing into the market. He noted people from the GTA are now looking as far a� eld as Woodstock to � nd a home they can a� ord. "Single- family homes are the most popular, followed by townhomes and condos," he said. Province steps into market 455 KING STREET NORTH, WATERLOO • 519-884-5110 WWW.PARKWAYFORDLINCOLN.COM