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Waterloo Chronicle (Waterloo, On1868), 15 Sep 2016, p. 18

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18 0 “mm mm . THURSDAY. SEPTEMBER 15,2116 .. Honda ‘ . i 31% POWER 5,7 5. a "‘ .' I m WM... w A few thmgs to c eck off , . . y x w i O O . i pi. .. .. ., _ . . v when ralsmg your famrly a i ' g! 7; 5 ’ s aiaing children is defl- V , income into areas like current r, - ‘ ‘ - ' Rnitely a Joy â€"â€" it’s also ‘ ‘ cost of living, future school . ‘ ,V ‘ expensive. \ l \l\ E \ savingsandinvestments. ; \ = ‘ F” And, while parents are \ “- )\ l \ 0 Teach them about loans . _. ,. 93:1. ~~_ great at keeping track of and good and bad forms of ”our“ 9* ‘ ' ’1? . “W“?! a a , schedules, appointments and debt. "' ' ...... ' ’ ’ ‘ " N ' a ' making lists that keep their , . Set goals with them and f HONDA 465 CUNESTOGO RD. WATFRLOO lives in order, financial planâ€" g \ add incentives like matching ' 7‘16va ‘ im‘nd’mogen in the ’:x their savings. ' ”New \H n ': ~r- H. an 0"!!de . Etltlllltiiiuii 519-746'7900 “”w ki'h‘o'fl“ “H” life. y i“ ‘ Youngadulflm-fl) ”‘ " ' ' 7‘ But it‘s important to have -:3.-: ' 1 . Offer to contribute a financial plan in place if ', toward the purchase of their parents are to successfully 6" first home if they are able V_ navigate the difl'erent stages ’E‘ 1 to save a certain amount on " of their children's lives â€" 33055 . their own. if; so here is a quick reference McIACHNIE j . Talk with them about A v at: financial checklist for faml- ' , ‘ savings plans like TFSAs and » . lies. Education Savings Grant gasps. waterloo "hid! can provide 3’ per cent . Be sure they under- i . Pro-Hy 0' more return on the money stand all the tax deductions - - - â€" - N “C . Research all available you 53"? 4'90"de on your and credits available to them 0 E employee and government income. through RESP contributions, parental benefit: so you’ll (The Canada Education their educational expenses, know what your income is fill/ins: G:D1:l}%€;)nadfl and soon. m likely to be while you're away 93m “8 0'1 are . - Encoura e them to work W W‘ ME from work. provided by the Government With a profgssmnal to file DRAFT PLAN or SIBDMSION arr-164m a. - Review your of cum Bond chum» propermmums. financial plan(s) and deter- “Y dependaon family income - include them in conver- ZWNG BY-LAW mm 2'16'1‘ mine what you want to save “gas- Some “0me make sations about estate planning mm m m_m in advance of having a child 9 “cation “Vin“ slams and where to find your will a. mu 5’6 2 and what your family budget available 10 the“ residents.) and other valuable informer» 211531 mm willbewhenyour new addiâ€" tion. mebammeaiysmigo/mm.uiawmummm maxim “alumna-10) WWmWM.WWMW3LWM.WW(GUN oSaveearlyandoftemina o0penaaavingsaccount Lifecanbringjoyandhap- Green Two (62) win site specific provisions tor he proposed a and ms was The M a.” tax-efficient way. u” RRSPs for your child- piness along with change and Atrium mm is new mm in mm win a out an of am mm deFSMIO build a mesa ' 5“" “I" receipl',"°m challenges. in pennlt me creation at 478 mm was. mung single mm mm and mm a ' “W9 W “new” daycare “d m'“‘"’““‘“' Y0” Pm'ess‘Om' “MW 01000890 new m m m m a“ M 000" W ‘ and critical illness insurance. programs WNW “icy may can help navigate every stage ' ' ~ Arrange for a last will be eligible for the Child care by providing the personal Film W W“ m m. M Whmdmm and testament or update your Elven“! deduction. financial knowledge you need M II m m M Fill: m m mm m by a“ than most recent will to be sure it ' R3413“ Y0“! financial and the right financial plan mm at 5117471533 or and MW includes your wishes for your P13" 3"“ '“fiC‘Pa‘ed “We for your family- child's (and any future chili C055 ‘0 be sure you’re saving W" dren) education, care and and investing enough ‘0 meet mu m m inheritance. Name a guard- your goals. a m m ian for minor children in the '" W m a“ h _ event of your death. Adoleaeent and This column is (WWW by 1” Tea...“ (I I .19) McEadime Group Private Ell ”fl" IIIIIIII K Sillll. .«"”‘ [mg-MT“, (0.5) . Talk to your kids about Wealth Management Conrad m by all “I! W i . _ new”, you, child for a“ gaming saving and spending Russ Mcfiadmie, (:FP.(:P(:A, II 5195151408 or by III-I It A , ‘ - (rpm, RRC Princi l,a1519~ , government benefits. “"39!!!- ' ”a W ~ . . Open an RESP- The 80‘” , If they have a pawn,“ mm, at, 62ft! mgr) m AWMMW [a ”'“M- eminent offers a Canadian lOb. th “if!“ ‘0 divide their mmeachnmmm MI be made to Count! at a Mire / _ »â€" _ _ Weencwraoelheotbiicionrwide g‘ g I? o ‘1' m mom in!) mm W Dian : S ‘ t "» 7 . 4‘ mammm F1 l ' . .23. By-Iaw NW We. .. “my ~ ' , ‘1 ind may 1 'I ® ‘ 1 ( J‘.‘ l mam W. The not / K . l 3 . is mm: ltd W fill . may be made not Dim Smith. ' , . , \ . anymtnyoiwmenoo ‘ , ‘i “Y2 - , . > ‘ ' fl 0; ' ~ ‘ ‘ “ , o y . . . ’. , ‘ P. 5 I 9,886. I 550 TTY. | 866186.394 I wate-rloo.ca/publicnoticos «-«-w-m -- »- n \

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