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3 la-wnrmmm-wym rams ‘ ‘ * Sa ’ f ' hild’ f r 1- :. vmg or your c s ‘ ,--_-----_-_---------- t j ' ' TFSA ‘ ’ I ; , (y education usinga l l .. 4 Qt: Vii _ v I : 0 OFF a en most parents N 11.5; ‘ ' 1000“! the“ 35t°°°’Y°“ i ' v fifl W2, grandparents > within a TFSA for eight ’ | ‘flcwluo/rkmmwm 1-3 ' thinkaboutsavlng ' J yous:ValueofbothTFSA { | e A ”a ”I! i for a child's post-secondary < 1 and RESP account at end of i I). W . education, the first option “in!“ Sl74§5123gb0 i h' j thatspringstomlndis ~ . nvest . wt in : ___._._ mammmm.$. eudlol'a'l'l-‘SAandRESPfor | WINEiiZ iTZ , tered Education Savings 1:31am Value “1,0?me l Plan (RESP). RESP account a o I â€"â€" But now. you have an 18mm: $178,113. additional 0 tion: A Tax- ‘ , E : “If We“! 8‘- N” W“ PM Smrirlp lpccounl (TFSA) ' While' the final totah vary. ; | 5l9omm which wow; you to con. ' what’s best fl)!“ yotiidepenidsl l | mayhem-"ho.” ‘ ‘ tribute up to $10,000 annuâ€" on your unique mine a I a---â€"----------------- “MMmm mm?“ “New l pa” . y (OWN-flu. but promsional M! I v I1 “(W'A‘ 0 - ‘ anhelpyoumakethebest E 1 yr] Li 4 ”Ill ‘i 1" f 1 . a 0 1 . Mazu'mm" income pill: grantstir'i‘g chaise?“ 4h“? ' li-l ‘ ' ' - ‘, ~ amp, 1m, bondscan paldou (Madam : ' ‘ ‘ - , taxed to the student. Sauna Gun: and and. , r ‘ ti “H VF'L’.‘ ' my. Learningnond(CLB)cn { ~ o A vehicle for tax- TFSA- WWWW : ' "ft mad cam um . Contributions are not cream-a cu eligibility l l ; ‘ , L ‘ h .wmmmm a tax~deductible but invested depends o-Jamlly income E ' ' A l f "f . dildo-Juarez? $5011». funds grow on a tax-free but. I “ " “knee to arm basis “mm W- ‘ add money to “pug; for - Funds can be with- meat returns within an H , _ » r ' ' l ‘ l contributions made for an drawn at any time for any R32," dug-1:30?“ buzz , - l t . t mutin- purpose w m -‘ n l l l “a“ ‘ ‘ ‘ ' ‘ o The Canadian Educa- . Withdrawn amounts Mauricio-poses only); 2 (lllll)lll\ ll lté‘g‘; nonmemucgscy canbere-investedinsidea harms-mamm- '- A ”i ' mat “for TFSA without penalty as “on: “applicable CBC "- - A _ mflonmgxzoo contribution room is are made an Ian. 1 each â€" - per child. regained in a following year. year. TFSA holder is at all --..;. v. . _. . .-.. , ,. _ . . , 0 The Canada Learning “ma laymBorddaanda 2:5: _'_.f . A 'g. 1-_'.‘_f.:{-:_.'_-.’_'. {-.:.f-:.:-.:{:,}::f~ Bond (03) provides a 5500 Here are the hypothetical resident of Canada [or tax '-'_-1 .,:l -'.'_ "in 7} .‘:':;'_~. a}.:.:‘:}.'.-'- ‘ bond to an RESP whose results of four different purposes. RESP beneficiary : ’ z", ': _'_-';:' '.'_- .-__-: Eff-5". ' 3 , " child family receives the RESZTFSA Education Sav- is born mazhfiufirojdw --,-. , , ‘ - National Child Benefit Su - inss- meow“: M a “M“ ' if“; a}: J.- ;-':." 5,1 5 J:.'_-*.»' plml and $100 a year is" l. invest $5.0004year for resident talc-um for (a: E :-'-.' l: 7.3." {Q 21; if up to 15 subsequent years to 18 years in a “M Value of mimosa. The RB? realm -.;-_._ ' " 5:1"; " .--, ,.~~ , ‘ a maximum of $2,000 per TFSA as“ at end of is Basic CESG but no Add!- . . . , . . . . .-:7'-'.'- . . " child. years: . - nor-410586, cw. unwin- ";-:j.}' ’ ' 2.3.3." ' ' KR}. ' 3,5"? ' " ' 0 Some provinces also 2- Invest 3511!” year for (him if: $5 ~.-. {11 make education savings g at}! “limits? then -:'-f -"-I- < . ts available to their real . you ' an RESP m 1&7 . :'.._ an“ account for eight years: homily-within i}: ;. «I: 14 ' . Once the beneficiary Value of both TFSA and wrmmupmtmm -. 22} '~" "» ' begins to attend an eligible RESP at end of 18 years: War (Io-1mm E; 2} _- . educguongl pmsrnm_ can. $173,443. Mtflrhm'e. cream We” 2-. "g 2 Mn. an be withdrawn 3. Invest $5.000/year for Simmmfllmpm __'. ' ‘ tax-free. and the plan lo years within an RESP mar-km a ' ‘ ~ \ p-s . - , firefly; 5“- " 74 l "<9 " l' v‘fi‘lv‘v ‘ HUT? " com m ltted ml mm on my tn t a , l; A a , . ' a ' , _ _ I» t; ‘ y to te "fig 1, many SPECIAL the truth. mnnnnuw ‘ “VI-l“ [ ~ ~.~*~-~~‘“nflm( m a at. of "chum-non \ ' THURSDAY SPEC'AL 1 a." u m- will” man." the .. tun-v and tot-mun at mg l. van"! .| ) I : unlmrin' and mum."- In“ mm“ ma lnitvpvfllflmnr‘ and fifllfl'ln'lh' Mary E s » v ‘ l "m" ”M'WW-M" \" Hamburger. Fries a. Small Drink : l \‘ ‘fi i ~ v m “mm 3 2 uu-r mm“, om traumas-unmet; , on. 10.0 than”! an. me A. m I 205 W St. M 510-804-1750 I ..