O WATERLIDW’WyJWZZJDIS‘ I5 Th t E . RESP ‘ a; ' ‘ 3;" 3.21: J g" 1;,» - . g e mos e ectrve . , may†metâ€, . . I :3:- w1thdrawal strategies Hamburger t seems like a long lllttl’ after your 5mm completes a II mumy smelAl Iago that you began to . ‘ . (or leaves) their postâ€"sec- 3 regularly Contributi- m .t t . ondary 91mg? Tlo at)“: g ' v ‘ Re istered Education sat» -.a - , potentia c aw ac . - - in; Plan (RESP) for to... W ' ‘ ’ withdraw EAPs before con- “ ‘9“ â€WWW Fm 3‘ Small Om" l child or grandchild and “ibumm v m suddenly. it's time. t In a month or two. that Demymfllhflflh! manna-turns. t ‘child'willbeheadingoflto umï¬IIenMnee-lfnp out. 1m magma-ammonia universi or college and the j ore re eastng an , _ ‘ accumutlyated cash in their 4 your RESP carrier Wi“ 265 W 3" W 519-884-1753 RESPwill begin to pay off, k 7 require proof of enrolment â€" you‘re far from atom- I so get that documentation Canadian families have ‘0 VOW carrier as early as amassed more than $44 hil- P0391“?- lion in savings to help pay for their children's post sec- Ute-fly leftovers ondary educatlon and wise choice because your If there are 5““ contribu- . . ‘ 379.120 students had Rlzfsl’ student's income is likely It) lions remaining in the plan WE C K LY withdrawals in: a total of bevery low. Wet your student ï¬nishes .f', ,, ', $3.04 million in 20†Avoid withdrawing con ‘0â€989 0' UanNSl'Y- you PAY ; ' l E “TS You‘ll want to got the tributions before your stu- “a," use that money 35 YOU . A \ . . rnmt from your Rlbl’ 7 , and dent begins school. ()ther- “Sh. * ' “ ~ “uh lhl‘ right mlhtlraisal wise, you will trigger a Transfer ll '0 3'10th I \lrdll'gllW you WI†\aw on rr-paymontoltheCl-ZSG RESP 0' “"1de ii for your * tlit- tau-x tour \ltldt'lll ‘»\ iii personal USC- 2015 .| I I LANDER ES AWC $ m p.l\ and girl the hill lx-tlrtih WWIUREAPSOVH Education " expensive tum ol tht' l (ltlt atlrlrial s\~sl~ MWMOI “' starting [hat RESP “a" ,M.m...,.,, ’ hm“. pmmpnh run that wedge-mm ago was a sound {manual “mm-"wt tormxt ot the (.anatla ltlll Do this instead of taking (“‘("Wm . _ GET V" w ration Satirigs tyrant an allrai once lump sum ‘0Ԡprofessional adVL‘O' KNO l ( [Mitt tho ( anada It'atn l‘hl's avoids hurdc-ning your ‘ an I'N‘ll†you make 0th“ "usuflls" trig Bond ft [lb a ml lllt' xtudeni Wllh a large taxable 800d dï¬â€˜l‘llms "13' will pro- Illt oint- earned on the income in the ï¬rst year and vldc financial stability [or llIHllt‘\ will \tiil'll Ell thi- takes adVantageof his or ht‘! WW family and a dt‘bl~fl'l‘(' it} \l’ eruthlyl lower margin education fl" your â€1â€de ‘ PLUS 5500" Hum not». 41 tax rates over a number of “Y grandfhl'dï¬â€˜n innovation wars sumo t Wllhdnw income belon- "‘ l O 1 Mthdnudngrontributlons Makethe right withdrawals "'L‘mlum’l L'W'ld'fl’" “Mm PLUS 51 000‘», I \s tho silhu rill-r to tour (0mm! Miln‘hnwbmuanmkaIIh “MOI†, 1 \ltltlt'tll\ plan, mu tan I‘ll‘l l You may ht- required to Mam! ‘bnmlfllfl‘ ’ illâ€"r YRADE Iâ€) BONUS to Wlllldldw tho irttntlu- ax refund some of thi' ( l-..\(t Mrhirhmn(CFPCHAt‘IJI-Aar ï¬llâ€"81mm an l.\l' 1n the hands ol wot money if lhl‘H' is an» “I†m 3m!" WINK?!" ". \lllill‘l“ and that x iiw rat rt'malmngin your ill-5P plan m“"""“"'""“"" 201 5 Mirage ES MT 1 . . . . Waterloo pharmaCISt wms recognition $ * i as for best paper of the year - i "R ' inn-sue..â€" lm .tl pliarniat H! artrl Yr-ar Award is glvr-n annually this I'Mt'afl h to prtivrde a a†it wait ltl‘l \hrrtlin llotllr- in tht'l Pl l‘dllorial Arlwson t omplt-tr' picture of remit +51 980* ~ll A ‘ “ax llrintllllt‘tl mtli the Board to the manuurlpt iteration programs in place , 1 t martian l'harrnat l\l\ lotir lodged nlmt liltr-ly to post for these services around the s ’ ' 1 nal it I’ll â€(Wt l’apr-r Ill rlw tivr-lv lrrtpatt lh!‘ pharmacv world. which MINI-Olin!†= 1 1 ,978 MUS" , " " man-vow» ‘ trait Award at lhr ( altatllan prartiu- mt In adva aim negotiating "’0’.“le l l'harritat Mix ( wilt-trot I‘ "t( anarlran l'harniat |\l\ onlwhallofpharmansts mm 1 \uartlx ( t-rr-irtom in l "lama Assor iation ( l'hAl is thv rncouragr- pro $ ï¬m : on Mat :3 unrnr‘nsr-ly proud of thew grams and pharmar lst~ to Tum 1 Hook from lht' \t hunt ttl outxtantling pharmar Hts t'xanilnr- the time rr-qurer 3 9 9 31-! t l'harniaty at lhl' â€ltl\l‘l'~ll\ and â€tr rltflorr-ntr‘ tho) are to prrlorm patient (are WU~ I til Watt-thin and (U author's titaklltg to â€w livr-s ol dtllVllll“ and the rulttornm II!“- 1 kl‘llV ‘\ (tririrlrotl lll\ll patwnts lhl'll â€immunities arhir'vr‘d tn nnsurr that {m 1 ( hartt'rlrw aritl Rn“ [ninth and to our prrllr‘xsltln.‘ and air tltlt‘qllillt‘ to \ll\laln t pllhlhhl’tl the paper ~l’-l\llli_' l l’h/H hatrtarlo Hrrarrli lht'Kt‘ wrt I( rs and to I plltlrlll-Ii ist~ for patlt'ltt t .ill' ‘1 tl lilti- to «flirt my tlr‘mnnstralv llll‘ll lniptit - f \ \\\ll‘llltlllt H‘HI‘H ml thanks artrl tungrattllatitlns lamp in perm-tits j H‘llllllll‘rttll'll pllattttat \ to our wllilit-rs lot thr' lt'arl lot a lull llhl til ‘ _ _ . tllrtlt a1 lair V’YVN m in tltt- rump tortipassltin and award winni'rs and aâ€... cmm.mln Stuuwm’mj'mm‘J55hlc†‘ lllli Airgun .‘tlltl l\\l|l' 'l' (ll‘dlldlltln llirw tlr-mtiri biograpliir-s pleast' \l‘ll -.,,,~w.m-pt.("thwltuwmâ€"du-hoï¬lmfl‘hï¬uutufi-[m my ‘!l'%i‘9lx‘3.‘""ltv""ï¬ It ( l'l xtratr par h and t-vi-ry (lay www pharntat istx t Naward Wauwuwronmmm-u my. uorrim nau- hung?" 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