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Waterloo Chronicle (Waterloo, On1868), 26 Nov 2014, p. 20

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m-WAWOW-Wy.mnhu26.wu . , \www‘w Specra Rat-9* Kee in u 'thlif h p g p W] e c anges lie is change â€" may. and a new partner have sep~ incapacitated. A Power of riages begin and end, arate financial plans. update Attorney for Personal Care children are born and to a cohesive plan that will (sometimes referred to as a grow, you are employed for best help attain your new Living Will or Health Care * years and then you retire, m family's objectives. Directive) explicitly authorizr 0 each step along the way, you 9 Registered Education es your designate to make 0 must document those Savings Plans (RESPsl medical treatment decisions ' changes. Ensure RESPs are in place for on your behalf. Update your - 15â€"month term deposrt There are certain imporA every child who does not designates as life changes ‘ tant documents in your life already have one. dictate. ' RRSP] R RIF, TFSA Or â€"more than you mayrealize - Beneficiaries. Update - Personal Represenlai . , ~ that will dictate Who gets the beneficiaries of your life tive, Sometimes called an nomregtste red Investments! your financial support while insurance POUCiES and RegiS- Executor 0r Liquidator (in you're alive and how your tered Retirement Savings Quebec), this designate ml] .~ ,» legacy will be distributed Plans (RRSPsl. administer your estate when W when you're gone _ and 0 Wills. Update your will you die. Update your desig- » a each time there is a change right away. lfyou die without nate as needed. selecting a ' in your life, muse documents a valid will â€" any previous capable individual who will . " need to be updated. wills may be rendered invalid also make the more sensitive ‘ y y . Here are a few to consid- when you remarry. although decisions involving your “va'y ncu.c0m er: a will is not automatically family. . Budgets. Review the revoked when a person When it comes to docu» CAMBRIDGE sources of income and divorces â€" your estate may menting your life changes. 385 Hespeler Road at the Cambridge Centre Mall expenses for you and a new be divided without regard for you have a lot of decisions to 5‘ ’1’ 622-3377 partner and update your your wishes Your assets may make. Professional and legal family budget. Update as be frozen while distributions advisors can help you make KITCHENER WATERLOQ BRANTFORD PARIS "W are determined. You may the best decisions now and 519-744-5921 5195791860 519 759-7550 519-442 2623 - Fraperties- Update inadvmgrnefly disinher" in the Mum 19- 94-97 19 4-9 J r1 .7 . 1 Property °Wnership5~ Speak 50m“ " and Mme“ 5 8 00 S 80 O J 9 59 1 50 to your legal advisors regard- may have to pay more taxes. This column upm'ldailzv Branches in Brantford, Cambnd 1e, Kitchenet‘ LaSalle, London. Mitchell, may?“ 1° hOlghfidego P??? am; Errrogpggrgezelpgm McfirhanouaPritweIr/adrh ’ ' ‘ ~ ~. - er in a way at ene its we r y 0! Management Imam an Pans, Sebrtngvrlle, Shakespeare, 1.5 ratiord, Waterloo, Windsor, Woodstock . . your children and names out Personal Care, A POA is the Mrlkzrhme, (IPCPM. CUM a! Plus . 005 of ATMS.’ your wishes. designate for your financial 51941862360. at 241 ergo in . ' Minimum deposit 8 1.000 Rate subject to change ' Financja] plans- If you affairs Shou’d you become fussmaru‘hnlacom Hollday Open House ’1‘ Wednesday. December 10. 2014 UpTown Watedoo welcomes you to tom us to the magic the season brings ViSit panic1patmg shops and servuces to enjoy late night shopping and festive cheerl Traditional For a full “SI of participating busunesses. Victorian CarollerS w t terloobla com ,. . , v131t up ownwa \‘lSltS “1”] Santa December 12 and 19 at the Shops 5 0° ‘ 8'00 pm December 12 December 13 5 30 - 7 30 pm 1 00 . 4 00 or" Horse Drawn " ’ 20 Tr ll , ‘ -.. ‘d Fan‘- '.‘ : December 13 December 0 8} Rides . More H0“ ay _. '7'. 11 00 am ' l 30 9'“ l 00 ' 4 00 pm December 12 and 19 '_ -’ - {five 1% WV 530-8000;“ I I - ‘2 ig_ ‘ l December 13 ‘ â€"-.. ‘ ll 00 am , 2 00 pm I! I Nun}, pH“. ,1 Iv A r E a L o o r 5"? BER ‘91‘ - m upIOwnwatorlthia rum [III

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