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v "_-_-,-~ 3;“; a . . _ Jam-ts Leaving money to minors is an issue ' . ou‘re preparing your will â€" that’s investments held within an RRSP or 1 good â€" and you‘re considering insurance policy, he or she may receive leaving part or all ofyour estate to a the funds immediately because the m i = ' V M child or children who are minors â€"â€" that Will not form a pan of your estate. lithe W2 - MS may not be so good. let's look at why you child is a minor, the public authorities K need to carefully consider whether or not may step in to manage the funds until the Store Made Deli 55000 Cooked 0f to name your minor children as direct Child reaches the ageofmaiority. DINNER "A” $7 69 kg. 33.49 lb. beneficiaries in your will. ' ' You may have heard that time are tax H ‘lfyouleavemoneydirectlytoachild gantagmtonarningamigioéchflugnasa M Freshl’ork MMMSficed 3489 who has not yet reached the a of ma'or- "8508170 investments e M ' an " mm. _ _ ity, and depending on the jfiisdictihn. RRSP because the RESP proceeds will not BUTT BUTT AW provincial authorities may have the right he immediately taxable at time of death, mp8 Rm Store Mate Sumner] to manage that money until the child as they otherwise would. That’s true â€" $7.69 “a. 35” m TOMAT08. PETA becomes an adult. A public trustee is but the tax deferral is not forever and, at 33 49 32 SAUSAGES 310,2”8459” appointed who will charge a fee to manâ€" RUSS ltine of death.fa E95235: :nhnctfity film A. - IDA .49b. \‘ a e your estate and ma not mana e or purchased or e , i u ess norm Products Ire The onl ace to see our :",~J disperse the funds as 3w would have MCEACIINIE the Child SUfl'flS from a disability) "IDS! be MS.G.. GM 1‘ W mi gnu" pm“ line 3 our '3 "2‘ ”a", wished. Then, when your child reaches " 7 7 V ' paid out prior to the child's lBth birthday Weak-0:, mam-om mm mm Q ‘1’» ; the age of majority, he or she will receive your inheri~ ‘ putting a lot 0f money in a young person's hands. w lit " ’ tancu as a lump sum. is a young person 18 or if) years lfyour intended beneficiary is a minor, it is usually ‘ . " ' .< ,. E: , 1,1“ . old capable of managing a huge sum of money? preferable to leave the assets in the estate so the funds ‘ 3 ,{. n. ‘ U , rig r - it is usually more prudent to have your inheriâ€" are SUblGCi ‘0 the terms of YOU Will. create a testaâ€" “in“: held in trust until your child is more mature ~â€" memary ("15‘- and name a ”“5369 you choose a spet‘ifit‘ age in your will (21, 25. 30. it's who Wiii manage and invest the your chain-i With the trust managed by a personal funds according ‘0 YOU! wishes i it representative you name who can be given the power Your PTOfCSSi‘WKI legal and 0 rs p s to dip into Iht‘ tapital of the trust for the benefit of finincial adv’ilsors can help 3"?!“ your child, according to tlit‘direc‘tions in yourwill. ma '3 ‘UI’C W Cf? (MEN'S a Wi . 5» . 0 it Is generally not it good idea to make a Child a there's (your) way. ' . 9.50 astriqgalgblztgykhtml Illlnl owner or direct beneficiary of your assets if you "' ._ i ' i I am. - Worship Sen/ice do, t‘\'t'll though you dirt-(ted in your will that your ”Umlll'm? UIWX’W’O’MCHE’VW ' Meeting at; ElnmunnlUnitedOiurdi ‘0 Ant/tans; thJP thiltl was not to rat the a large sum earlier than you (”0UP ”NW WWII”! “Wm?"l- 12 BMW RoadWamioo ~ 51%?)ij stavrcts CONYACT specified. he or she may still receive a large amount of (301mm Rut: .W'In‘hnie. (fiftfPrLJL ‘ mum-lamina MAW Mitt”? xx money right away, l-or example. if your child is a joint (30541115/9'3‘57‘2‘“). at. 24! ("gum ME “I!!! [“mgg’Iygfgjhg“ ' 3‘”: 3)“:me U" 519~613~7395 11:18 or owner of an .it l‘()llill or asset or a direct beneficiary of Hmrruwhnw mm M " “at“ i' - ”7"“ WWD'K’O“ mo ' a use rac s f. , _ S . Ab tF d . R . “.me . ' . 93' ‘3 . errous ou oun atron eparrs ‘ . as “a & Leaky Basements ' . ‘~ v , ~ 7 ~ t Do you have a leaky basement? 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