' .. 4‘ I ' WATENmm-mM-ymml4-IQ : " ., ,, ,,,, mâ€"Hm “- ~ 2 AUCTIONS '14â€".» Five things you should do post-grad = ‘ Congratulations graduate, SavannmwlthaTFSA these ï¬rst ï¬ve ï¬scal steps to ; ', . ‘ v ' ‘ V :' " - you've done it. Start a Tax»Free Savings your ï¬nancial success with an '99 ‘ A4000 : ' â€â€˜- You've earned your degree Account (TFSA). lt comple- overall ï¬nancial plan that will -2amw ~m=330£ampï¬am or diploma and now it‘s time 1 it 9‘, ,3 ‘ merits your RRSP because a help you meet your objecr f“ v Complete to get on with the rest of your I TFSA investment grows taxr tivesi ‘ M 200,000 560.0" life. Here are the five impurr free. You can currently con Talk to your professional ‘â€" yum“ Jam ‘2†7, «7 an, M. [ant financial steps you “a. tribute up to $5,500 in a TFSA advisor soon, ,, 7 l I ' l: ‘f 3L : ffw shouldtake. ' each year tax-free and get 0" _ I L L. .' 31': 3TH: your money back out at any lhuculumnupnmuledhv “ï¬lm ‘ - . a.“ Manageyourstudent loan time. for any purpose, taxi Mcliu‘hnietimupl’nmemth .21," - W“, 22:! , not... For the first six months, free. However, there is no Management. Contact Rim www.TheBrunlordGroup.com you don't actually have to reduction to your taxable McI-‘uchm‘eJJFRL‘HA (IDFAaI [.M. a make a payment but interest income for TFSA conirihu- yam-2360. m. 2410:3010 .Mg , will accrue Find out what tions. runrmmchnievmm "“"‘ “""""‘""". WWW-“4%.! . .I 203.403.7020 ~â€"â€"----- « -.......... your payment Will he and ~‘ “ include it in your budget‘ Avoidhlgh More is better but make at Minnidebt ‘mmy‘ least the minimum payment Credit card interest each month. if you are unable istered Retirement Savings rates can be 20 per cent ' ‘ t to make payments, contact Plan (RRSP) because investing or more so limit their use. ~ “00 HUGm‘ dw- - GS the loan provider right away. even a small amount each try to pay the balance in 55 D l .' It ~ 0 UR If you have a (‘anada Stu month can build considerable full each month. and pay a dent loan, you may qualify for wealth over the years. 0n time to avoid late fees §\ , the Repayment Asststance Plus contributions to and additional interest If†I." ' T11 ( , t W ‘ J l7»: : 24V "“"' Plan. If you have a bank loan, RRSPs are deductible from f 1 ‘1 l H‘ L: I J 5 i .1 I i ;L h m you may be able to negotiate your taxable income for each DeVdopIWâ€" UP TO 5 a- pl-‘ LL LLJJ.’ ? V V _,_ a, temporarily lowered pay year in which contributions “Crichton "tents. are claimed. Another RRSP include all unavoid» IN NO CHARGE plus: lf you’re thinking about able expenses such as a“5\ 63' EXTRA FEATURES Seven" tomorrow buying a home in the future. It!" and “will?“ and h" la“ ramble! ’ rhuiutlluts‘ with an RRSP the federal Home Buyer's Plan mindful of discretionary “an“ Hâ€" (Lonsider putting the allows eligible individuals in expenses, such as travel, 0 NRCNASE MONTHS power of compounding to withdraw up to $25,000 for a that you can control. + o "WING meHKHW work for you by contributing tax free down payment from By the way. it's never FOR UP TO to investments held in a Reg their RRSP too early to enhance 2014 RVR - 2014 LANCER _ ' {I 1' [ I . . ., Remember that iawn watering days are based on l. ' the last digit in your house number " If your address ends tn r :1 l 0 or 1 your watering day is: Monday m I m Itâ€: 82,500 I m an m 20'3 T e d ""NWWM‘WIMMImm Istrwmommnm U S ay Wm“ ‘11! «WiloImtm \ an autumn. WWW â€MP W“ “vanadium “M" â€W" '4me 4 or 5 Wednesday M u“ H ., w 2 9“ 6 0'7 “WWW m Maw manta-out» w mow raw mammar- ) . ‘ . lots Friday $84 «in. 1,9960: 84 $65 mm 1.9%“ 84 . M in†lung 5 30 a m to 10 a in and 7p m to II p m flv'tlt‘w m m ‘7'; m r. a c- n; i ' s ‘9 Kw an r The lollowvng activities are permitted during the above “I,“ m 13;†0061 watering hours lot even-numbered addresses on even MW â€"-~ days of the month and int oddnumbered addresses on , â€.5225†odd days Of the month wml- "an .. «:2: â€mm - Watering at shrub; trees and gardens V D WSW ,,. mm I. n and to a flour a better location! } opnottop-ups “flunansI-MH. ' ' """‘" '°' 4°" '°"' "' " 519-954-5916 for "(w/y planlrd sad/wed law!" and Ironclad: . , application canted (It: Region for a permit. 517 I.†St. I. ""900 0 m krwmmico- ’ . . . .y i a 10 ....:‘.;.‘..'.’.'.:."- ;'.;-_--...__- -. ..--...... ‘ .. ' ‘ ._--~-----“-htlï¬bâ€"uui â€"--â€"-â€" } hnh---‘-h~‘tIu-1â€"-hâ€".nâ€"‘ub-v-.nu-u-i_ )1