[IOWATWCIW- . l , , - lï¬ZO“ _~ 1- t . â€"~~~w ~ «P. » """ . , .- «if???» "14' ,, i 1 G . d f . mi: ettmg rea y or retirement ‘ L “if? hether your retire» and other iiiies'tments Also if? Wine tit begins » i x ‘ y -. know the rules governing the ’3‘ tomorrow or \ i - withdrawal of lll(‘l)lllt' and a somewhere down the road. it p\l \ the taxes lhiii may he - the time to begin real retire- applied merit planning is now ,, Knowyour . especially when it mines to _‘ \ government sources . ' ensuring you'll have the g oflncome a /~ ‘ retirement income you need l‘iiiil out how niut‘li " a to realize all your retirement T at} income you (an expert trom ' " J. , s " dreams My}? government sulll‘t‘t’s like [he ’ .7 V ‘5 ‘ . Here's your retirement l‘ Canadian Pension Plan i ‘ , planning quick start guide. “PM or the ()uelx-t Pension ‘ ‘ - â€my“ Plan tQPl’) and oli: \gi- wunt toredre Security MAS), if you decide to retire (i0! good into ai “ )'/.- 4 A ’ “early†you'll have fewer h[I[)I//WWW\L‘erCl't‘illmdiLg ' I ‘. , years to saw: for retirement. , (Ica/t‘ng/services/p<‘li\l()ll5/ . . .l ' â€you retire after (‘6. you can start a business? If so. you infm‘ard/ianmarl-i \hlllil ' ' '. ‘ i ‘ continue the tax-saving, can save less in advance Dolliemath \ income-building advantages because even a little extra Add up All Wu“ M of of investments held in your employment int‘ome can go monthly telirt‘iiicm int inni- Registered Retirement Sav- along way. including your sai’iiigs and _ / , ings Plan (RRSP) until the Conducumlremaii inveslmenl Withdrawals _ 0 “no! If end of the year in which you Income-1mm (lumpart’ â€1" again“ WW g'bln-‘In†.. ‘ - turn 7]. Estimate your monthly estimate of monthly retin- . ‘ \ 6“ , A\ \l ’ ‘2‘ Deddconyour retirement living expenses men! lIVIng expenses It you . ‘ a i \\ mimtllfestyle like utilities. insurance and (nine up short, you iii.i\ i “ Will you keep working at mortgage payments Also "6N1 I“ n- lliinli \‘oiii least pan ofthe time. or even consider additional (osis planned rl‘llrcnivlit hit-style such as travel. hobbies ramp up your savings simu- ' and other toriiis til glt'swirboth , ~ I ï¬t: entertainment Mm tomanage ' « . 1 ~12- ... Knowyourpemion taminnuremeni " > u ‘. ‘ , almi‘lf Kitrate it's inn lllllllill . L\\ BOW W Pun? hawomyou intonie orgpelisioii stillltilii' , : \ a l) e l e i in i i, .» Milli \Hlll spouse sliilrlliiv ' l , . " whetheryoiiri-niplm ‘ l'l' ‘.’l'l’ l’l'm‘llh will 1/ x er»provuli-tl pension investing in .1 tax iltl\.lll ,- , , , ‘ _ \ plan is ii deï¬ned hen urged mutual lurid l)41\l'll ’" V â€" ’, -' /‘ .1 ' \‘x‘ eï¬t plan or .1 deï¬ned Monthly lntorm- l’ortlolio J I.» " " . . .\ ' contribution plan It (Be! professional Wkl- / ‘V 1‘ u S D QCIBlIZlnEg In A†ItI's a tic-lined hem-tit I ‘1’“ llh'll you lino“ mow ' ‘ ' a" [ht' H'll\lâ€ll \ W ldl V1!†Will†lll H‘lll! EUROP AN Edmunqmmrlmâ€gm. meme meet Wllli \Ulll liiii ' l‘ AUTOMOBILES you a monthly beneï¬t fessiondl altvwir to develop M? W payout estimate If it" A plan lhal Wlll ensure goo , W (jg-f l - I are ark-t lldll'l m- ). ii~ii lot \ I, a ,lnH (onlrl whom I V I t l . I / . / _, M.“ M “A“, plan. you'll have to do the mists of your n'lln'lnt‘lll - ‘_ ,. “ ’/ V'- M “an your own estimate of I “a†Walkman monthly pension "' , , \' 0w mm A“ in you, IN!“ IhLluilumn U [wit-vial in _ ‘ Wthmkpa-v Know wlidt H,“ M‘l-ahmrt-rmwl'mureruii’i 1. ' â€WWW (an (’1‘)¢'(l from Wu! (mklifiuu . ., . a , v 207 m inveslments lH‘ld in Mrhfl‘hlne. (Hit "A! I» 4 ii: I.) A l L- ‘l S.) P E 1 Y . m N28 3X2 YUUY lax “ml Savings 519 my; 2‘51),er 34, â€we, ,, , - ‘ -~ ,, - ‘7‘“ Account 11». , RESP Mum-Annun- @- WHQAJJE COMhs/ ‘ ‘W , I 'Oi’tilng in: 4 ion or naming’Avo f you an employer looking to hue and veto-we (manual assistame’ "' xi \ . v' a r- {if} "i.. )"\:1; l ‘ A % WATERLOG EE - F R ., , HOT TA,‘V'\~â€â€˜ " '.‘ . I. . A I .