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Waterloo Chronicle (Waterloo, On1868), 2 Apr 2014, p. 18

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O M'WATBRIDOW' ... - . .. 2.20" i O O \W Str egi f retirem ax l .4 , . , at es or post- ent t p ans V ‘ l V ' ‘ “ R;irement can be viewed as a falls as the Old Age Security claw- available tax credits and deduc- ries ofstops~and~starts back or losing out on the age credit tions. Don't forget the age credit for :1 i y m For example, stop scheduling and possibly the HST credit. those aged 65 and older. the pen m 31 _ 5 your life around work hours and °Ensure that your monthly cash sion income credit and medical \AL start going with your personal flow is not eroded by increases in expense credit. Fresh lifestyle flow. Stop stressing about the cost of living and that all your - Reduce your taxes by splitting PORK CHOPS 37 91 k0 ‘3_59 in your morning and evening comr investments will lasta lifetime. Canada or Quebec Pension Plan WK mutes and sun driving when you ln keeping with these three income with your spouse. When res Made Smoked am 84 49 want. Stop worrying about project objectives, here are some other your spouse has a lower (IPP/QPP ; - FreshBeei SAUSAGE S990kc - lb deadlines and start engaging in important postâ€"retirement taxi entitlement and is in a lower tax ’ Fruit '4'“! BUMP Sign, Made m personal interest projects and pas~ reduction and income-protection bracket. times on your own timeliness, strategies: - Contribute to a spousal RRSP BASESKZIIEBS [125318 SAUSAGE $4 49 Tax planning is one thing that ~ Plan Registered Retirement You must convert your RRSP to a ' ' ‘ PATTIES S990ka - lb definitely should not stop when income Fund withdrawals. Withv RRlF no later than December I?! of $5.99 lo. 5.79 to. Cumumuhu-h your employment stops Post~ drawals from investments held in the year in which the owner All whom-ed Products-n MapleSynp rum: . - retirement tax strategies are vital to your RRlF are fully taxable ~ so reaches age 7] M.s.(:..(;iuten a: Latte-elm! We'nbc-il-gmpndmuwdlug ‘ maintaining the retirement manage your taxable income by Talk to your professional advr “1-1800“! aItrvveflwillmis MIA-MM“ f lifestyle you want for all the years withdrawing only amounts that are sor about smart tax»planning an WWI-NI -~ .. . Mal-ah! of your retirement. Stan with these required investment strategies that make mm L i'i'-H‘llt'l [ m- Himirllwu: _'\1_Q.C,GQN1§":() three income»protecting objet» - Reduce taxes through tax em sense for your retirement like M.., w , . , H“. ;.V .: » “v.“ at. ll!llllt‘llllt'.ll.‘. V V] tives: cieni asset allocation. Keep fullyv investing in a Monthly income 'Always take full advantage of taxable. interestâ€"generating invest- Portfolio â€"â€"» so you'll continue to all the direct tax deductions avail- merits inside a tax»deferred Regisr have the income you need for all able to you. tered Retirement Savings Plan or your retirement years. ~Keep your RRlF as long as possible while u. - . - _ net income and keeping assets that are more tax! ”mum,” upmadaibyMi-uuhnw , . taxable income efficient those that generate capital (”yup PrunzeWmlrh MW"! ' low enough to gains or Canadian dividends , (bnlat‘lRlLSJM‘l'lu‘hnle, apt-"A “Old such WISH“! Your regiswmd Plans com a! 519 88:» (11602“ 241. (Mg!) in potential pit- - Take full advantage of all mmflhnumm A} Mi‘r *“' (Kg - 7 r. - T V ' t Body and Pant t H I h l i' ' Dq 8A in 9a 5 I A. . . . ‘ __ ’ , - Free Blood Glucose . P \ “:22. Monitor & Teachiw "a l‘ , i “ " 7‘: ‘ 566mm" ”mum Specializin in All NEWS ' (ompounding ,' 5 EUROP AN SPORTS ,_ s ”9 ‘ r umms v 4 . L 7 . . y HOURS 12 AUTOMOBILES j "‘ 2 “outlay-Friday 9am-7pm { MW BUSINESS / , _ Saturday Oil-4pm , (x l I “a ll ‘21: _ Friendly Professional lam... ML“ R V V VIEWPOINT when your will health Lt our (all! Original Punt finishes and more 7 ,, . an no“. a. W“ ”W “”00" “W in [OUR , , , V ? VJ i \ “9-70-0320 “formm WATERLoo . W on - .’ , l . \ MM” mm. on N23 3x2 CHRONICLE " 1 *4 U .U A rurtjnuxflgflmrgpon' 519-878-2082 'Vnm“ I a is j ”33]? .JJ..._J ‘ ' J _ I \. V . . V“ w . l .A. Looking for not; or training? Are . you an employer looking to hm and . . “I"; flf‘firg‘:_ vet-we finanoalassutante.’ ‘1': -‘ tuilauiJJ” all , ‘ - T l “ 1'! ‘r V fir] . V? 7' THE FOUNDATION a. CONCRETE 3,“? #3ng p. . . « . Od$O (on 8‘ u‘ ‘ ' " ‘ REPAIR SPECIALISTS it“; LL33”, www.msecrackscom , . -_ ~00 80bTrimsecrackscmn V; .7 ; 519-570-0938

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