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l ”run-.11. 1-: .‘ as-..” :......v.. . J 5 ’ + m Us, a so: Planning key to longevity "‘ ' ' ‘3 O :03: $5333?“ ‘ 31:2; 2’ ""sfiffg .1ng ' The University of Guelph is offering the prestigious... l CW i am . luncheon was held V , ‘ , 1 bate: the fill: sale proceeds Wine 8: Spirit Education Trust (WSET) Certifications on Nov.25 with Dr. Tom a; ,1 . . ‘ in eevento departures . > Deans, a leading Canadian ‘ A competir‘i‘ttl’ydréiabréaiged from beg‘nner to eXpen levels. ex ert o b siness wealth of". ,~.-. ; organization n a ' _ mg a bestselling author. “ J . . position to operate macaw- Level 1 Award in Wines (Beginner) â€" January 2014 new:j wgntflgg a? in, 313:: Smilagr‘ilé‘l’img‘i" Level 2 Award in Wines & Spirits (Intermediate) â€" January 2014 sponso an e. e U . ' . . . . They partner “meme, '- memome mus owner. Level 3 Award in Wines & Spirits (Advanced) - March 2014 because the focus ofhis pres~ ‘ Our'chamber has long _ _ . entation was advice for small ref-cg? thde Imp9nanfge Limited spaces! Register today! ' . ' . ,, . 0 ts an nsions r . . . . . 3"." "lgdérflmfifr‘ijeermfirre bf 5m" businesspoewners. In Details/Registration: www.uoguelph.ca/htm/wrne-educatlon and protect the wealth of 1984, we partnered with the . their businesses For many of Cowan Insurance Group on “I.“ SE1: these omnizmions. the daily our ”8le successful One w and Tour-inn m lClMlEl challenges of keeping the business. Funding long 509m? Advantage program, “22.?“ ___“__n come: or: operation going can be retirements will depend on Mild! PM“ WP bene- â€"--â€"- PROGRAM: will 5 tough, but planning for the their ability to protect their 5‘3 and WW9 frequently P R 0 V l D E R long term is still imperative. retained mm For a vari- hear from our members that The vast majority of our ety of reasons. almost all OEEWMOWOMISCHU‘ members and all businesses businesses will need to be C3] for small employers {0 are familyâ€"owned enterpris- sold. The key question is b0"! attract dud maintain es. It means most have the when and how. employees. Tim 15.3 PW . A challenges Deandiscussed. Most small business own- that W1" l3"? continued and BUSIness owners: 5 ‘ The importance of small ers underestimate what goes expanded In the future. 1% . , business to the Canadian intoselling their business. 93““ noted that com- Pa less tax economy is growing in 2012, Generally, the options for a Refill“! benefits In oombma- y 5‘; they employed about l0 mil- sale are family. employees. tron Witt}: vgzlslicrafted C0n- " lion workers. or 90 per cent strategic buyers, financial "3080 1' . messownersa Are u takin full advanta e of one" of the private labour force. buyers or going public. Own~ 50008 combination to dellV~ miss); tax m?nimization stgategies Small businesses comprise ers who want to maximize er a mOUVEWd workforce to for succ fut business 0 r57 98.2 per Cent of all business that value should create a the new owner, A150. annual 955 wne ‘ Ru:- Mcem ore. cm, con es in Canada. medium-sized competitive bid environ» family "19901185 “"91 wealth Talk to us today about a complimentary CZPPYHS are] 1-5 Perfegll. merit. and "'5 never too early 3233:3325] :2 Eggyedgggepge tax check-up for your busmess and you 5. Eu: rm mm an arge emp oyers are . to start. . - l l S t percent. Ofthe million small Buyers place a relatively 19“ the" wealth. ' CCU d pay 6 S ax M- . an businesses. 55 percent pos- heavy emphasison the quali- Deans presentation was (519) new all 2n sess one to four employees, ty of management and work- excellent advrce for exrstrng while 99.4 percent employ force. Professionally man- busmtssowners 89d anyone M E .. -. , :,. gm. less than 200 people (bileo aged firms that generate constdennglstart-up.‘ lively. their economic impact higher sale prices have regu- The b0110m line IS that . ’ "I ”an is immense. lat compensation reviews there is no replacement for www.russmceachnle.com by From the longrterm per andcompetitive benefits proper planning and prepa- .Wom spective, Deans noted that One of the perpetual con- mt10"“)?th futum. map an aging group of business cerns of both buyers and f“ ' “Mommasmurmiwno m ‘ Mums "I”. _._.,. I" I k owners have concentrated sellers is a workforce that Ian M0124" uprardenr “Nd ”mm“ 'mm the majority of their personal leaves after the transaction CEO of the (healer K » W “9‘?" “13ml” ‘ net worth in their operating Buyers can plan for this Chum!" ofaimmm" Newly Established rm . COUNSELLING " _ ' as ‘7’“ T. - / ' came , _ t .7 , .r ’ »â€"u-"‘% gx’ For individuals, including Children, couples , 2., families and groups . ‘ Specializing in Diversity & Cultural lnclusivity '1 For a complete list of services available visrl us @ www.5eminary.wlu.ca/glebecentre K N A R Please contact us (m Sl9-884-07l0 x4967 Walkwln every Thursday L45 - 7:00 Last appointment (‘9 5:30