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WW'W .. .. . A 18.2013”! Famil lannin has b fits in .’ \ yp g ene . l .1” .-.’/>. hildren truly are the - Universal child benefit A, ‘ gift that keeps on giv- ofa taxable 31(1) a month to " i ‘ ing â€" in love, happi- 7‘ families for each child under ‘ " ‘"" ness, satisfaction and . . a ‘ , six. spending your money to You must apply for this support and nurture them. benefit unless you already In Canada, the cost of a i. receive the Canada child raising a child to age 18 is "i 1‘ benefit. . $243,660 (according to The ,, Real Cost ofRaising Kidsby at ~Maternal/paternal Camilla Cornet, money- if? Employment Insurance (El) 5 senseca 2011). benefits when on materni- ' heir ‘ And then off go your ty/parental lave ofapproxi- youngsters for expensive mately55percent ofaverage .' .7 4. . g years in college or university RUSS insurable weekly earning to ‘1 With a bit of financial a yearly maximum of ‘ f “ . family planning, you can . MCEACHNIE $47,400. : . takeadvantage oftaxsavings You can apply for this . and other programs that will benefit before giving birth , reduce your child~raising 0 Eligible dependent tax and actuallystan Wit , ,; 2 costs and provide additional credit can be claimed by an during the eighth week ‘ . financial support when you unmarried person not [bring before your due date. lfyou need it. Your planning starts in a common-law partner- are adopting. benefits are here. ship and a person who is paid starting from the date 4....“ Wk Take full advantage of tax married or in a common-law the child is MMm you. -- \‘~. . deductions. aedits and ben- Mp but not suppon- The benefit spans 52 efits There are certain eligi~ ed bytheirptlrmer. weeks but can be divided biliry conditions that must The amount of the credit between both parents for a u .. ‘ be met but look carefully at is reduced by income wned Mum “gm 5 We _. ‘ . these tax~reduction and bythedependent. Raising children is won- ' V. ' ‘2. . . j income opportunities: derful but can also be expen- * m s . /" 0 Children's fitness and sive To do so as economical- - Child care expense arts tax credits allow you to [y as possible and to realize ' __/ deduction for an eligible daimuptoSSOOperdiild for an your other financial . =--> - a ‘ ' , ‘ '1 MI ‘ th l child careprovider. day nurs< prescribed programs of dreams, talk to your - » 9 n o o a ready cry school. daycare Centre. or physical activity and artistic. pmfwsiona] ”visa : _ complete neighbourhood 0! an educational institution cultural. recreational or ‘ West Waterloo and leave the that PM” Child can? serv- WWW WW ' f hassle of unfinished roads and ice: hild l Canada child tax be efit ' ' ”ammo" Mind‘ or a c ' not c aiming ' n Thumlumnr‘rpm/idadby : . . the disability tax credit. the is a non-taxable amount paid “Emma,” m : Ola! Hills otters homeowners the very maximum child care monthly to eligible families warm Contact ~ _- boa combination at anew home in a expense amount is 57.000 for to offset the costs or raising “may.“ CFECPOL * ‘ superb setting on a private crescent eachd'iildundcrsevenatthe duldrenuMerIB.Ymr must (DFAmsrmzasazxtzu mustawithbeautitutvtewsdpond endoftheyear. appiyforthisbeneflt. argotonmmanchniemm “ WONDERFUL ' andgreenspaco. O " Universrty grads have to temper expectations mfg “J ATE BL U [1'3 . . Singles from $342900 As the new school year By contrast. Statistics on average. after two years . ‘ _2 r l . to gets underway. a Bank of Canada reports that gradu- on thejoh . “Zomw a set with up Montreal survey released ates are still earning considâ€" Stats Canada also repon- . ‘ last week suggests that uni- erably less than that even ed the average starting 7 . Some walnut and sunshine Window versity and college students after two years of work expe- salary for Canadian postâ€" . . basements available ex ect to earn an annual hence. secondary studentscan vary 2’ f . . salgry of more than £50,000, Statistics Canada reports depending on profession. _ TWP 38 "W W and one on average, when they start that students with a degree with professional degree ’ NEIGHBOURHCDD 3° "W home 09°" '0 m a job after graduation. earned $45,000 per annum. holders earning more. ' my W from “a” P5" (tantrum mm “CLEAR THE YARD“ â€"â€"â€"< B. as“ W, cm SALE CONTINUES! : HI ”.3 on out! . m“°"“":r$""‘" ill)\|l‘ 3 W" F on a M an, mm a... PM 0 &- Dunes, Iona, ‘- has. .. 5.99... H % “ OPEN LIME? A WEEK! 20-500” ' Saturday Qam-spml BULBS! BULBS! BULBS! """°° r Sunday 10am-5pm Tulips. Crows. mm, c u l we, mum. I y ‘ I ' m FALL DECOR 1'03 POTS ~ .emh Ar G'WIOIMI 1787 G'L‘E‘ mange Pd his! 0“ Kitchener-Goblin Hwy owl-4 grow-mosey can: