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is ownsnwo announce -Wednesday. July 24. 20m Pick the right mortgage when buying a home hinking of buying your first renew your mortgage. ’7 type. fixed rate or variable. is best rate mortgage duringyourtenn. I home? One of your most Even though your mortgage for you. Your choice depends on A blended rate mortgage is a important decisions will be balance is now only $174,107, if . ‘ your personal Situation. combination of fixed and variable choosing the right W of ".011. the fixed interest rate at that time A Monte new otters the rate financing. combining the hen» gage to make the m is six per cent, and your retraining seardtyofa lockedâ€"in interest rate efits and risks of each mortgage With the current low interest amortization period is 20 years, for the term you choose, typically type. rates. you may bdieve that almost your monthly payment now goes or five years. and the same mortgage Your best mortgage choice any mortgage product is a low~rlsk up to $1,240; if the fixed rate is payment for the term â€" providing should be based on your personal choice. seven per cent. your monthly my peace of mind and predicable financial objectives and overall But, keep in mind that interest ment jumps to $1,339 a month. , budgeting, financial plan. You'll get the best rates could be higher when that Will you be able to manage an ' Avariable rate mortgage usually advice for what‘s best for you from "WW comes up for renewal. increase like that? ofi'ers a lower interest rate titan the your professional advisor. Here's what could happen. You Make a very careful assessment “ fixed-rate type but the interest rate have a $200,000 mortgage with a of how much house you can RUSS is linked to the prime rate which u. five year fixed rate of four per cent afford. Look at potential income will fluctuate and can impact your ”mm is pm by “5me interest. amortized over 25 years, and lifestyle changes. like starting MCEACHNIE total interest costs and your WMWWWM/Mammau with a monthly payment of a family or increasing its size. and monthly mortgage payment. Many mmmhm Cl-PCPCt approximately $1,052. decide now if you‘ll be able to mortgage payments lenders will allow you to lock a mFAm519w23w’m241 0’80“? After five years, you will have to afford a future increase in your Next. decide which mongage variable rate mortgage into a fixed- mmnam O Q C O ‘ I Home Depot fundratsmg campaign raises more than $27,000 for Habltat The Home Depot Canada came to raising funds They raised Canada. ”l‘hesefundswill helpour hammers. All the funds we've Region. 'Their generosity and Foundation and The Triâ€"City more than $9,590 at their store charitable partners complete proi- raised W stay in our community. advocacy towards Habitat for Home Depots are pleased to alone. ears and delivervital programs that supporting Habitat for Humanity Humanity Waterloo Region will announce that with the communi- “Thanks to the generous sup- will benefit Canadian in need and Waterloo} ensure a local hard working family ty's help, $27,392 was raised to port of our customers across the in manycuesvulnenble youth." 'We are overwhelmed and needing a hand up will be able to support Habitat for Humanity country. we raised more than “We could not have done this humbled by the support from The persevere as theymove into home- Waterloo through the seventh 3750.000 to help support our local without the generous donations Home Depot Canada and their ownership.” annual Buy a Hammer, Build Our communities, said Peg Hunter. and support from our customers. customers in the Kitchener West From May 30 until July 3. cus- Cpmmuniry campaign. chair ofthe board ofdirectors, The thank you,” said Jason Joyce, store store and surrounding area of tomers were able to purchase a The KitchenerWest store loco» Home Depot Canada Foundation manager at The Home Depot Waterloo Region”. . said Jerry “Paper Hammer" forA$2 at the don was one of the top threestores and vice president. marketing and Kitchener West. “With your sup- Lawlor. Director of Development 'ched'out of any The Home Depot in the Eastern district when it e-commerce at The Home Depot port we sold over 4,795 paper at Habitat for Humanity Waterloo storeacroesCanada. “i 9‘ f:»’is‘EMll§Ni {HEB ('3? 'ri"§;(i.-’HTYRllT. , A ‘ HUHLHt‘S. SAUSAGESANU ’A _ ,. WJI Si mourn) our tummy mus: [‘3‘qu t. l” (AII'DUNONHHHH â€" I r ’ o I E N f l I / N o w I [I g 4‘ 1’i1,541\lil‘rl ll‘tésr‘vi‘l {3-7. 7 iii ‘. . a . « . :‘r; ”awry... 5'? 4‘ l-iiIS‘J: ‘ ‘ . ‘ 9H.