The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

I u-mrsmmctnomcw-wm;mwa 17,201: El ME“ B ’ dre __ e a money mentor to your C111] 11 MMKINNDPANT ou want (he best for your These age-propri- credit cards carry Co-sign for a low-limit credit &, Y kids. That's why you send ate money-manage- s , ; \ much higher interest card intheir name. Monitor its use Q -~ them offm school and men- ment skills that are '~ ‘ ' \ ' ~ rates than other forms and stress the importance oi'mak- ), . tor them at home. best learned from \ ] ( ) \ | \ of borrowing, such as ing monthly payments to main- “: - \ Education is vital to success in you. a personal loan tain their good credit rating while \ \; life. but an important skill-set your avoiding high interest rates and Speciallzin In All kids likely won't get at school is a Shun 12mm. “elven to late rm 9 dollars and sense education. we saving Inn at \ Give your kids a Use their monthly credit card Lâ€" OPEAN . lG:)ve iihten;1 8 so? hand dievelol pigg ttiiieir statementz‘t’obdiscuss spend‘inig . . cra an 0 w t own s mp e u get patterns a est uses or t e r WWW w v" ' coins from ‘ I you and , that includes keeping purd'iasing power. Mam Benz. m Mini ”‘ other?rk \ A 5“ their tax “0‘de involve your kids in family _ . . . . M their gradua- statements so can financial discussions and explain Audi/WI, MM, Nissan tion to a real bank . keep track of where how your family budget must bal~ account and give theirmoneywent anceexpensesandinoome. Meticulous Restoration them an allowance Factor in a charita- introduce them to investment WM PW“ Finishes w tied to completing ble giving component products such as stock, bonds, Unsurpassed Colislon Repair {£34 certain tasks. to show them how Guaranteed investment Certifi- VISIT” DEVI .m .;;.3;-:; A xe amount is their money can have eaten and registered and non-reg- 207 m on m ‘ best because it teach- a positive impact on istered savings plans. M'- w es that serious choices need to be the community. Explain investment concepts 519-578-2052 made when it comes to spending Give them a bonus allowance like portfolio diversification and or saving. for extra work that must be invest- risk! reward decisions as well as Get them to buy into pay-your- ed. the role insurance plays in main- seif-iirst strategy by saving at least Introduce them to concepts of taming financial stability and fam- ‘ , lo per cent of their allowance and compounding and tax-saving ily protection. 1 . ' explain how interest makes their through RRSP eligible investments if you need tutorial assistance, ”g, ’ -\ ‘r . , ,;, money grow. and other long-term investments. call your professional advisor. 7 } I) I I L f’ " ' ’ Other good money education â€"--â€" i _7 . I" " toolsareboardgamesandinterac- Sixteentoiayean v ' . - ' ' - tive websites such as the Bank of Be sure each child files a tax "- 1. V -. Canada’s. www.bankofcanada.ca, return as soon as they have a job Thisoolumn ispmu'dedby and the Canadian Foundation for that results in a T4. This will give McEachm'eGmupPrimte WEEKLY SPECIALS Economic Education's, them an up-close and personal WalthManagement. cam; 15 . My“ 20 www.moneyandyouth.cfee.org. View of income taxes and they‘ll ContactRus McFachnie, â€"â€"â€"â€"â€"â€" Use shopping trips to discuss build up room for future contribu- CFHCPCA. CDFAat Store Made Regular 0! Game debit and credit with particular tions to RRSP-eligible invest- 519-8&S-23w.m24l orgoto FRESH SAUSAGE $6 37 to ‘2_89 m emphasis on the fact that most merits mmncsmcaachniewm ut , . . -' ' "' 31“! M300 Store Made Regular or Garlic â€" _ roux cw We comm M8593 to. ‘2.69 a. P c 1)! Y will muss!E , ”m '2.39... arcnt Sunday, Oct.21, 2012 10m am m 00 kg 5659 ka- Store Made Double Smoked ‘ s4,99 ., 299 .,. SIDE neon $11.00 to. 199... J "â€"â€"â€"â€"â€"â€"- Stemler Meats is a proud seller of f “ , ' 3 All our Prove-«i Products an ~ , , , _a use. onu- a lat-ton the! 10001 meal, PM“ and baked goods - if . ': w,huymm_d fimnourlocalfarmcommamly ‘°‘ - i w.“ ., foronr27yem.’ “if. j .( ~' l. ;"lmv H. “a. my, grub-90.1590 ,-;g . A1 . '~ w t - m. slemmlermeals.(:.‘l g . / ff} ,, I ’ T “t ' I S T ( erm Deposa Spec? FREE H 690 Plains Rd W $7351?“ l' ~ 1 L902?- Buriington ON l~r~23~~~~~ » ' ’ and . -â€"~-- MEET Special rates on i . 1 and 2 year term deposits. MEET ’ Call your local investment Specialist today. . my -, a great < a. DEAL local | sewn} | trusted ; A , . . . in the . . _ \ Yttllll‘fll‘l1000V|S|t0f$ Waterloo Q Mennonite Saymgs To book a booth (all: . ' . . and Credit Union Ammcwm Chronicle! mmm | 519.746.1770 mdemM