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Waterloo Chronicle (Waterloo, On1868), 4 May 2011, p. 19

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warmtwo cranium-Wuhan.” menu . to ~â€"â€"w~-Wâ€"â€" . I ' ' bl ? i S your pensmn sustama e . ' We hear a lot about sus- trol, and additional costs . tainability these days. \ 1 \|\[ \‘ ' such as healthcare that typi- Sustainability is said to con- ‘ ’ v E . cally come along with aging. , sist ofthree pillars: ecological, \l()l\ l\ Find the gap: Calculate social and economic. lfyou’re the shortfall between your l nearing or already enjoying > expenses and your income i retirement. the economic - \ from all sources outside aspect of sustainability is very '- your personal retirement important to you. As in, will ‘ _ y savings. your retirement income be 1 . Bridge the gap: Establish sufficient to sustain the l {I ' » " r the level and frequency of lifestyle you want for all the 1 ‘ . _ income you will need via ' ’ veamfvow retirement? 0“ . “News from“, resis- STH ANNUAL CELEBRATION OF CANADIAN FILM Here are some strategies RUSS fined and other income-pro- that will help ensure the sus- ucing investments, eeping A I l tainability of your financial McEACHNIE in mind that your retirement M 5 to NEW FILMS! life in retirement. . . . . could span 40years or more. AT THE OR|G|NAL Make a date: Decide form, even a modest Reset you; stragggyzg PRINCESS qua” "ANY GUEST A'PEAMNCESP when you want to retire. if amount of additional Y°Uf expecte Wit raw ‘ EA 1 Y . you choose to retire earlier employment income can rate is not sustainable, reset B U DAY ° INCENDIES than age 65. you'll have makeadifference. your registered and non-res- HEARTBEATS (LES AMOURS IMAGINAmES) fewer years to save for retire- Add up your Income istered portfolio with the . mm and more to finance, u from filmy“, mire- aim of humming Mums or FLlP, FLOP & FLY: «YEARS or THE oowncmu) BLUES BAND you choose to retire after 65. ment income may come reset the scope of your . you can opt to enjoy the tax- from personal savings. oom- retirement plans. HOBO WITH A SHOTGUN . MODRA saving, income~building pany pensions, RRSPs, dm (0 your ”$5550“? MUS'C FROM THE BlG HOUSE. a vantages 0 your RRSP TFSAs and non-registered a visor 8 out t ese an until the end of the year in investments. as we“ as soy. other strategies, SMALL TOWN MURDER SONGS. which you turn 71. ernment sources including ' De“!!! ' life“we: The the Canada Pension Plan CANADA 5 TOP TEN SHORTS shape of your retirement will and OIdAgeSecurity. This column 317700131011 dictate its cost If you intend Add up alltheooots: use- byMcamhnte Group LAUNCH EVENT m to be a homebody. the costs mate your retirement Private Wealth Manasvment- c E could be lower. If regular spending requirements in ContactRussMcEadmie THE PR'NCESCSAM AllFAM travel is part of your retire- three cate ories: essential CFPCPQ. CDFAat > » - ment design, costs could expenses 8that can't be 519-385-2360m-241 or ” ”x" APRIL 29 “CAKES! escalate If you decide to reduced, discretionary . rusdemoeadmr'eO continue working in some expenses that you can con- inmmnxmunwm W W W. C A N A D A F I L M DAY S o C A Se|ect Furniture Uni ue for M‘ ”W Models q Ur) 0/ l’) 1 0 MO | HER’S DAY . Q” "i ' 50 - - may d, ' El ‘ ’ 4 a? swig,” 5 . ' , r“ 1 a. ' “a y . ‘e o’ I i Mango Vases, Teak Root benches, s g . ., ff}: . , r o o . 5353 al' 1 Colour excmng accessories for your ._ ,_ -~ 5 . .. 1 3 ~ 1 porch and patio! Lanterns, Bean Pod - 1 ' 1 candles...SPRING SCENTS NOW |N! ”1 5 o if ’ 1 lN STOCK 5/0 Rygultir '= ; ACCESSORIES 2 on: i i ; Hwnuirmx. a i W. a w i a - . it w . H m ®om*"“"‘" ”5°" o e a": NOW EARN . _ . _ f _ _, _> .,__ . AEROPLAN'MILES Uixlt'i ui‘e dimly lt’r‘ll'l‘l!‘.fll"li_ "Yi">“”‘l"v‘>'l"r; o ‘ _ "4me

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