Waterloo Public Library Digital Collections

Waterloo Chronicle (Waterloo, On1868), 20 Apr 2011, p. 42

The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

I 7 7 7 7 7 7 777 77 l ; u-wnenwo cumulus-MM”, April as, zen ‘ f M( ; I ( www.kw-glc.com “ ; - Rate of the Week“ ' ; Gefmteed'mmmcmifw Use your tax refund w1sely ; come . . . . agar-GIG mmmmarm â€" or ehmrnate It : a..." a... was ”mum , y . WoMAtaxrefundâ€"spendorsave‘llt'sgreattogeta estofalong-termimprove- f, later.) So. Mm are you going to do with it? You could picture, ere are a ew " â€" . v‘ ‘ ; 279web°r8t N"wm°°.519‘7‘7.8123 spenditbuttherxitwouldjustbe...pne.lntheinter- altemativetaxrefundusesto \]()\|\ ‘ m ,. i ‘ ‘ H Y U n D g l l : RRSPlt a? l f c ‘3 DOUBLE . Willi? metastasis l . U I k fig; ' if you'll get the benefit of ’ , » I SAV'NGS 0 . “d m l gggiggr} nearly an extra year of “3 I . 0 A f , m: . ll, 2 g; 1 potential long-term tax- 0“ , L x, ; ~ i f?! in i deferred growth and a tax I ' ' ' ‘ a. £415 3!‘ is deduction against next RUSS [ " year's taxes & giggiglv ! McEACHNIE ‘ f ( ‘lgli‘ai ll; new? I I r ' 55-5 Youare tosaveuptoSSDOanearina’lhxâ€" ’ sin/(m «Ti-"33 whmfimzé- giglifilgii Free Savings Account (TFSA). Your contributions are r if i is, a not taxsdeductible but you will not be taxed on a cent ACCENT LSPORT BUR ELANTRA TOURING is §§_"Eli ofthe inmtmentinoomegenemtedbyyour’l‘l-‘SAand _c~”""”’>~gâ€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€" â€"â€"â€"â€"â€"â€"â€"â€"â€"-â€"â€"â€"â€" a?!» ’ a, you can re-contribute any of your tax-free with- a = 33 a; 5 dmwalsinafuture WM 1 giilgggégl year. \M“E , d ”7 » a if ltrvutlt ”$3.2“: " ‘ ’ â€" ligég’gr‘sii if your RRSP and TFSA are topped up. consider WW 7 A“ ' 3 3 g adding to your non-registered investments. it's a w“ -â€"-â€" â€" "â€" giggifi jg; sound strategy to hold stocks and equity mutual funds 51:5.mmimm is 8 outside an RRSP or TFSA because these types 0 saw-mm Pd 1 § f s mm t % Mn ' % {gig-{i'ggj investments are taxed at a $353- favorable capital MM 0 wNmennm 391 MM 0 “SNOW F 3 g;- g gains inclusion rate and Cana investments qualify . git , for the drvtdend tax creer avsqumvum was. will ganfigs nwrmvmum mmrmu wnggs ii? £13.32; Mime Damn Elfim mums mum] new. “a g" l lmfmm It 3,53 253?! Set up Registered Education Saving Plans (RESPs) (1 (/ til? 1,530 to fund future education costs for your kids. RESP "w w New Sfifl“?fi“£$“?“°i‘“8i§£§im SONATA 20K] BEST-SELLING MiG-SEE N MACS BEST NEW SUV/00V fig? if} SavingseérantflCEsg fillugytoogo per cent lOl‘l'zayttlilourl" mom SEDAN m may» TUCSO UNDER $35K was! “if comma-m 7.7 as , 3â€" 1 iii? 55? p... a “new. it“? u. , ~ y ownoosy t etw1 mterestrates at ; ~ " E has iii can range from 15 to 29 per cent and then pay down - Fig? rigâ€"3 non-deductible debt such as your mortgage â€" a sin- giirg 5 £1 gle prepayment can chop months or even years off 7 â€" § your repayment schedule and potentially save hun- mm "a! jam ' 1mm,” 9551535?“ dreds or thousands of dollars in interest payments awn own “if $134' w!“ 0% «Mount-man $141 mm 0% Macaw-man 'g§§§§§§§§§ Parkit mam m m I "7“ Got a large refund? Why not park some cash in a smut-WW fan-Micm- mmg‘mim “mmmf mm“ A . it “if! short~term investment that you can access without buns mus 1. ‘ ' w ‘ 7 ll be?) ' . , . , if g... .. ., if if it penalty. You“ have a ready source ofcash for a rainy WM/ ‘. SANTAFE (a £39535“? “gm".‘atzswmmemaw x Q5): awn . . 3“ 155 us you c . s u a s a .’ , wai- = 1mmKMâ€"3MPS' lag?“ _ rainy day fund.) , :£ ‘ '~ -~ 2010 BEST-SELLING IMPORT suv w CANADA” gig??? E" | n if: 5 J, 5 ~- ' ‘ '~ in 5: 0M"? no i535: {it Here's why getting a tax refund isn‘t the greatest: l . . ~ »- s % no r r? 335 £535; That refund cheque is not a gifi from the government. . A x ‘ 2:11 l' 7 7 vane “Tm - l; a gag; it’s morgyfuglverpaid durt'irgfteyearandarenow 3 o f. a - _, ‘ ’ A in getting wr ou in em. more moneyin ur , A. t r"! . _ i _ . - l." mm ‘ff- 3 gig-$534 pocket (each pay period by applying to lower £ur - ~ ‘ withhol ing test. using File Form T1213. available from llgéflilglg your local Canada Revenue Agency (CRA) office or ll 2: g 5 from the CRAWebsite www.cra~amgcoa. 1 x ‘ ’ l {33 9g! A tax refund is great â€" a comprehensive tax-reduc- igiéi gt! i. in; life-goal-achieving financial plan is much better. H HYU n DP“ i§"llii it Yourprofessional advisorean help make ttallworkfor A 4 a- » you. m 3354-51; 1 a w s 3 gigs?! This mlmsaipvmd'eldeyMcEachnk Group man A awn-noes i ' ’ "w FWL m am% am lrrzliz'di Conwaflwmflwhflwcmmcm 44 Alpine an. an Dovenport no. we: Eagle 91. N, ii”- 1” 0151988542502“ 241 or Kitchener,519~7424400 Waterloo, 5194864625 Combridoo,519-G§0â€"50m Hill §§ ‘ an MMkOmtm-mwpoom www.alpinehvundai,ca www.achluatorhvundatco www.cambridgehvundai.co "l 777,777,777,,7,7 ,7 7,7 77 7 7 77â€"AJ

Powered by / Alimenté par VITA Toolkit
Privacy Policy