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u - WM mum cummcu: . Wedtteulay, Iuly 21mm M \ll M \\l\ \\l i 14m > H \l N H! \ M“‘¥Wfic‘c WM» , ‘3’”. lithium» . f l f . . z ".7 : -afl'.,..,t§./:5.;titg Carmg or your b ended amle a , -. i»; ~ . ‘ {1%}: {5.3154 ”‘1' {you have opted to start a fan": ctally secu re who will~ take care of your ' “any.” >_.. ly later in life or if you are the regardless of what \ l \l\l \ ‘ child ll you and your ' ‘ more mature partner in a happenstoyou. . , spouse are unable to do . blended family with younger chil- Thats why there \I( ).\ l l 50- ' l} dren from your new union, you'll are “main finan‘ Think carefully about l r~ 4" i want to make sure your children “3| and estate a, , . who you should recom- l W PRILE ‘ . are properly cared for and finanâ€" manning ISSUE: '. '11qu:- b0 d - t at you 5 cu ’ ecourt is not un address right away. ‘ - ‘ to appoint the guardian « ‘ " a???“ .. a“ that you recommend in 3‘ - at." golftonn (om Youneed ‘ . your will. and may ’ »“ 1 » anewwlll ’ appoint someone else if 4 it You need to the court feels you ‘ ' “ revise your will to if have made a poor choice. TOWN " \ I include the legacy So choose wisely -â€" you wish to leave and be sure to talk it over , . , ‘ to your newest With the person you nomiâ€" ’ ' I ‘ family member(s). nate. ‘ If your will is out-ofâ€"date your lnsureyourchlld’sfuture ‘ surviving spouse and/or your child You want to leave a sufficient may not get the share of your estate for your child and life insur~ estate that you wish them to have. ante can help you do that. As well, if you do not have a As your beneficiary. your child valid will and your child is under will receive the proceeds of your the age of majority, the money policy, usually without a tax liabili- your child inherits may be held or ry. managed by provincial or territori- But insurance rates go up with _ a! authorities until the child reach- age and your health could also ' es the age of majority. become an issue. perhaps prevent- ‘ He or she would receive your ing you from obtaining any kind of . N L inheritance in one lump sum and insurance coverage. ‘ .- . ‘ "‘ l, . lTiay not beggpableafigmanaging iota? new; in l [ ‘ l‘i .‘ I .. g r: sor ersu enwe . 1 cu ou .a aervtn-te ' ' ' ’3_ . V Structuring a will and estate child is an enriching experience , ' kg; planning are especially diIficult for and by making the right decisions . Q g} I blended families â€" and. when not now, you will ensure he or she . “Wm ff ~ " "1:22.: - done correctly, it can inadvertently is financially and personally pro- ‘ V . “W »’ ' i3. is y.- . eliminate one or more children. or tected. come what may. ' y .' .44.; tv even one branch of your blended Your professional advisor can ‘ ‘ ' .5, .7.“ family. from any share in your itihelp you mtahke mtgse‘dveutiizions and ' ‘ estate. e manyo ers at eep your 1’ ’- - f- 3’7} You should know, too, that get~ financial life growing along with .. < ’ '; _ . ting remarried voids any previous your child. : ’ egg}. , wills (except sometimes in - . . ' ' Quebec). rm: . if“ Here are some tips for dealing This column ispmm'dedby :fy ' " with later~in~life children. McEachm'e Group Private Wealth 3:! ”$35.: Management. Contact Russ ‘« f“ it: $355 Name a guardian McEachm'e. CH? (ISA, CDFA '. ” '~ One of the most important at519886â€"2360,ext.2410rgora P E C [AL 8 U Y parts of your estate plan is recom~ wwwinmtorsgmupcom/coruult/ . S mending a guardian in your will russellmceachnie - 24888 ‘ , W I ‘ . ’ \ was“; - /-‘“ , L l - “Only the ‘ ”3’5, sit ’11,], .- Best from g ' V V , ’/ our F INN/y ~13.“ to Yours" V . .. , PECIALS ~ . ’ - w. v ‘ ' . ' ULY 26 - Jilly 31 ~ ~' ‘ nun DOZEN W... ’ - v Cheddarwurst or Honey Garlic , Store Made 3 l a“. “a“ » . 4 oz. SAUSAGE mm ‘329 m : \ ‘ GEI' A FREE ' » BEEF o. ‘ L "' ‘ “x i » w , ‘ " _V , " graffiti: BURGERS SIDE BACON :7 4m $3.39 as v " “ on at: â€"â€"â€"-â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€" . > h” . v 24 DC 8:6 59 W Store Made Regular or Garlic Fresh , . , . ~. "'"'"‘ ' . , , Rea or Hot 2.99 l, PORK SAUSAGE as 37 to ‘2.89 l, . . to: c l M * PEPPERETTES â€"-‘â€""“' w.” ' » . 98 - _ ., '3’ ‘ “1-.“ Cut Your Way Fresh Aged NY Strlgloln v 29 - can . _ a $.00“ 8-9903 STEAKS $1932ka 8.99 lb It. 1" "w... a ”a. ‘ , . â€"â€"â€"â€"â€"-â€"â€"â€"â€"â€"-â€"â€"â€"â€"â€"-â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€" “$1 ' my} m u I.“ m All our Processed Products are M811. Gluten 8: Lactose free! “museum-u ‘ ' - "my“. . . . y ‘ . _ We also only use reverse osmosis water in their production. "WWWâ€"NWWWM‘HNWCL‘MUWW' fill-I'M!” 3031 Lilll‘tllltll'l Linn He'lrlv-llzmtl 519-699‘4590 3‘5 Hm.» F .a.‘ ’~~ “NH . W“ a“ “I: ’1'- Milli wt :1 w 1. two. «it : my 'zw . www.stemmletme:lts.t:a L.