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‘ i4 -mi t KltxiQIMRONICLIi - Wedncsthy hme so. an» ' ‘ 1 ~ ,/,,,r ~â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"-â€"â€"â€"â€"-~ l llll\l\l \\ ; >)â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"uâ€" l __,>.4 7,4 4* >,,,,,,.,,,,,,., , 7 4 4,7â€"4 l Things to consider before pursuing your cottag dre l - ien you think of cottage life, visions of Surveyor Ices Maintenance coats . Infestation; l iannly fun. recreational adventures, To ensure the boundaries of the land are Add up the annual costs of . . . Are there signs of insects â€"â€" l and laid»back days of peace and as the vendor reported them. required services such as . .\l \l\l \ ants. termites. wasps or mice remwalspringtornind. road ploughing in Winter or \]()'\"l\ that will add exterminator l'hose visions and the current low (ngfl- Ground percolation test fees cutting the grass when you're ’ A ' costs? gage rates may have you actively Considerâ€" lo ensure the flow of waste water can be not there. ’ . . ing a cottage purchase. eti'ectively absorbed by the septic Field, given , .' '~ Nearby trees and brush But your cottage could end up costing the number of people who will be regulars at insurance . Will you need to clear a much more than the initial purchase price. yourcottage. (Ian you obtain insurance larger area to act as an ade~ . , So before you make your cottage commit- under the current building 5 ‘ quate fire break? merit, here is a list of extras that may turn Legal fees code (which comes into force . 4 g . 1 Will you need a larger vehi- your cottage dream into a financial night- To review the title and ensure there are with the change in owner- cle to transport supplies to mare. no outstanding liens and that rights or way ship) or will you need to ’ . your cottage? How much of Check them Off (0 make an informed (easements) that allow access to the main upgrade wiring, plumbing or 5 your life will be spent driving decisions road or the beach will be maintained after other services? j I back and forth to the cottage? our ourchase. 54g; ’ _ Cottage location Taxes and fees | "a?“ ' ‘r’ "REL ' 1 ._. if it is near the water, are ., . . m. h. ,7J Don't forget your prOperty * on hymen“ mm there signs of erosion tax bill In addition. many l l I ‘ A - because of ice in the winter or high water in vacation homes have cottage association a E N T A l C A I! Dr. “uh Le c the spring? fees or road maintenance fees. Will there be future costs to rebuild or ' shore up the bank near your cottage? A cottage may be just the ticket for you ~ 4 but there is lenrv to consider, Your rote» - 46-8 0 rolwooddorm P - P 519-7 558 who . in Cottage condition sional adviser can help you make the right “0 “(new Dr” W a. i. y i , . If it is an older cottage check any supe decision ~ one that realizes your cottage l . ' porting beams â€"â€" they may need replacing "dreams? and an alwaysâ€"sunny financial > ‘ look for evidence that the foundation may future. i . . l FREE TOOTH Sififl??@§3fi2fli‘ié‘i°‘mm [ WlTENlNG ! Do the walls need to be insulated? Does l f ( -- » ' 4 the septic tank need to be replaced? Does on i m mu“, m and ' the roof need reshingling? It so, check com~ This column is provided by Mckucluiie i . f;g,_deamng ($199 value) .. munity by~law. They may require replace- (ifnupl’riuate Twit/{Ii Marmgemwit (Suntan ' ff" ' g 44 ment with expensive cedar shingles rather Rim MrFm-hnie, (jHNLSA. (DH at o m m QM“ than asphalt shingles. Will the lgas, wood, 519-886-2360. ext, 241 or go to J' propane) fumace need replacing? itwillti'riwsrursgroup.mm.“ . m W m mnsult/rrusell. interim/tie. â€"Sen'ingy0urcommunity'since1856 _â€"‘ G a d Ru l I .t I 2010 Annual Meetin ATTENTION WATERLOO CHRONICLE READERS: 9 Al n h ' ' ' ' . ”a; w x. < . . , o g wrt today 5 Waterloo Chronicle, your Carrier Wlll be The Board of One ”f Gra 5.3”; r Hospital "Wiles delivering the Convenient Pay Envelope. If you have yet to 3473, (”if contribute towards the delivery your Community Newspaper and You to attend our 3444-25». {who , . the members 0f have been intending to do so, please mail your envelope today. the Grand W“? -‘ r (”l/fl" . P": suit} "a" 3 : “£524? For further convenience. you may fill in your information below "écéfl'i'fi AW???“ ‘ and return ll to our office. wedne E“ h i {4 14, ,‘ $4001)!“ “a fre’glé'g": A f":@52.v'ex""; '; ff For those of you who have already made a contribution, please ‘ 23 f it,“ A‘ t th k W on. ‘ admin at. _ accep Our Sincere an 3, Free 4 . k. ; , , . l, 4 00m . are n: .. {39ch Now is your chance to contribute by using the 3570 ng ”I "' “Chem” Convenient Pay Envehpe' We look forward to sharing with you the many positive ,______-___-_--_.._______-_.._..______..___.. accomplishments acheived by our organization during l . I . I g ' I would like to contribute to the Waterloo Chmmcle! ; the DaSt year. I ) Please lliltl is t llt‘tlllt‘ liar $26 enclosed tor 3 Meat contribution I . ‘ I 0 i‘ , . .. . I | d like in pay by ) VISA ) \l.4\er.R(ARI) | GRAND‘, RIVER : (any: _ 7 W e _ _ hp Date W l I . I l Signature ,, f â€" -- mmyâ€"w-f 74 4d I HOSPITAL : Yam 4, f”; 4_,____.._â€"_â€"_____â€"___ = : r\\ldl'\'\\ ,, ,,__.,~_ .*___~_____â€"4 : i (it) , __,, 4a will («if a w, ,. mm __ l For more information, please contact: c-__-___--__-__-__________-_---__--___-a . . F“, m. WWW a,” w. M4 Public Affairs 519-749-3000 ext. 2986 the swim apartment WATERLG‘O cimomcua 7 . Slmlfilexlll‘b BMW-$869.18? 270 Weber xi N _\'u1tc zo. Wynn“. m: N2] ins EXC‘V‘l’l“ ” "ll (”ARE Wllll cumllilsfl‘ ”l l h , 7 J