7 , WkllkttxrtHINDNItLIn-Wedriesdai â€trollâ€"ill JUtN-l'i‘ , â€" , Illl\|\l\\ ‘â€" , - â€" fr? ,, 7 _ 7,7 Time is right to put next ar’ t bill di t ieting can improve a person‘s seltâ€" choice from your The lncome-spllttlngdlet So get the help and support you need esteem Putting your tax bill in] a \| \' l \- batik at count When the spouse with a higher marginal from yourprofesslotial advisor wliocan pro diet vviII itiiprove yotir ï¬nancial well~ \‘ _ ’ and places it lll tax rate makes a loan to another family vide the best tax bill (lit-t tor your personal being. \I( )\ l\ in v e st men t s tnernber Wllll a lower marginal tax rate at an situation while nourishing your overall So. here are live suggested diets for Within an RRSP interest rate higher than the prescribed ï¬nancialwellrbeing. reducing or deterring next year‘s tax bllli account. interest rate. set each quarter by the federal v y 3, government the overall family tax bill may The nltty-grltty diet ‘ Thememdent be reduced ... (iheck last year‘s return for arty deducv b ’ investingdlet This is because sortie of the family's I‘hiscolumlt. written bylnwstursUrvup “0m you might have missfly A , interest gen» investment income is now taxable to the Financial Services Inc preserttsgwwrulmfor- B“ 5m“ to “5" all your tax credits. Save all I’ ~ erated by your lowerâ€"income spouse. "when only and is nutu solicitation to but your receipts for the many expense items - i ». , ' non-registered orwllanytniestnwnzs. (1mm, Rims ' that can signiï¬cantly reduce your tax bite ~ investments i“ Staying 0" a taxdlet McEachniedr519886-23tSOe11241 or email mm as niovtng expenses, medical expenses. f fully taxable Staying on any kind of diet can be chal» him at tuition expenses and charitable donation Reduce those lenging when you try to go it alone. Rm“.mwwihnmaimmwrsgmupm," receipts. taxes by selecting ' liyou’re selfâ€"employed, make installment non - registered payments on time to avoid interest penal- investments that lies. benefit from lower tax rates â€"‘ Themaximum deductiondiet for example, 7 Your Registered Retirement Savings Plan v 7 7 . investments that yr! Z- ? ‘ iRRSP) is your best tax-saving, nest»egg generate capital L or us building opportunity. gains or dividends from qualifying Canadian Make the most of it â€" and get the maxi companies. lfl'ltNl'l l Rt N M A! l ltLSSES mum tax reduction by making your maxi- tnum RRSP contribution (you'll ï¬nd your memmmw available contribution limit on your most Wit-I'M“ recent Notice of Assessment from the Cana< ‘The government began allowing TFSAs da Revenue Agency) and be sure to ï¬ll up this lanuary. You can make up to a $5,000 . unused past contribution room for even big- contribution to your W “Ch tax year: Br’ngs You get tax sayings this year and a much larger Your contribution isn't tax deductible but nest-eggover time. interest and other investment income A good way to make sure you don’t fall earned on investments within a TFSA is tax~ . off your maximum deduction diet is a Pre- freeancl soarewithdrawals KRO E R Authorized Contribution (PAC) plan that Withdrawals can be made at any time for u, c. regularly withdraws an amount of your any PUTPOSC- , All your favourite flyers, deals and * . . - 7 different arms ' coupons... online, anytime! “5:33; - 4 different backs with ' 9 - I gl rl d - literally 100 s of conï¬gurations W. e an .ca - - - . y f - Wide ch01ce of colours in both fww Mow _ ,w.-« ' ’ fabric and leather it‘s Simple, choose yourmy and access all your Wflm “ti ' ' ' (“Wigwamyccumwm, Illl “u". - features ecoâ€"fnendly B10Plush foam seating ~é ' ‘-f‘“ -.,â€" ,1t,f~‘ft_|u'?t,:§,t!r Gt at} is. ' » t , "mm“‘m'u ,' N 0 w l ("in cont-ll between i ' ' Dc I I: I am ..-..,,- W Mandate. ’ 5:3 â€"-n= ‘ ‘ mï¬yodcndxc < "‘ "- u- l‘ i ‘ 5. v ; R x f it a . , h - . a“ . it y 4 . _ ._ .: a x. I ~ , ' » ' '. me‘ LIFESPACES 3 n l :.:: - . \ -- g: (heck r r 4 , â€do?“ ,. s, .. __ (47 ©t2€EM ilelltnalui a f: 35†- , , - ‘ o I‘- h. a /' * ' , ' it i Q t “Mâ€" MW“ â€â€™ (ttmifmr This) on: 9:13 ta‘w-u were In a muâ€"Mzm~_" .t tr: it ~. an t. †mkflfl- h hm gï¬i-flEGIï¬m-o ,, 4» __u-~nmâ€"mg g‘m,.§-a-v||n