l8 - mu Nit x 1 ( "norm u ‘Wetlliestirn mun 4:. 1mm . ~ W W " WWWâ€"WWW W * WWW~WWV "W I Tilted Pixel I O O I WLU busmess student nominated for Wes NlCOl entrepreneurial award BY Gm;MM:DoNA1n gious Wes Nicol Entrepreneurial Award. 'Ihat \n his mind. at least. make sites that have measurable results (IhmrucleSmfl award goes to the student who presents the “It was really a matter of formalizing it," “We ask speciï¬cally what they're looking best business plan. Inglot said. for in a site, say if they want more sales,†ile many of his peers were cele- He qualiï¬ed for the award by winning the The young entrepreneur is excited about lnglot said. “Then we make sure we can Wbrating St. Patrick's Day with beers. top prize in the Iaurier version ofthe compeâ€" heading to Ottawa to compete for the Nicol measure those results" Matt Inglot was stuck at work. tition. award. He believes it could be the next step That concept is what has made the busiv For a university student, lnglot has a lot lnglot had to present his forward for his business. ness successful so far. on his plate. The 24 year old is a business plan and also give a "It's nice [0 It's been a bit of a whirl- And while the office seemed like a huge ‘ business/Computer science major at Wilfrid presentation to a panel of ha ' wind for Inglot. who started step up when Tilted Pixel moved in a year Iaurier University. judges 1/8 your Tilted Pixel innocently ago, its already feeling cramped. But he also runs his own lk’aterlooâ€"based Though many schools in accomplishments enough. â€We want to hire another full time website building business. It’s a full~time job the country hold competi~ - d n “I had just moved out and I (designer), but we want to get a new ofï¬ce so I and he‘s in charge of three staff members. tions to get finalists to 7960371128 ' was in university. I realized I they would actually ï¬t." Inglot said. So Inglot has had to eschew many of the Ottawa. only six are chosen. _Manjn81m needed some income so I He will head to Ottawa this week to ï¬nd normal university rituals, including last lnglot said he feels hon- a†bang nomjmwdfm started building websites,†he out if he is the recipient of this year's Nicol week’s Irish festivities. oured to get the chance at the wig-Mm] said. award. “I'm juggling my company and trying to winning the award. 1;,â€meneurjamuum Two years later he had Either way. the future looks bright for ï¬nish school. I've had to be pretty creative “It’s nice to have some of built up a reputation â€" and a lnglot. with my course schedule," he said. your accomplishments recognized," he said. staff â€" and moved operations out of his “We've had a tremendous amount of sup- And even though his path has diverged He faced stiff competition at Iaurier .but home into an oï¬ice. port here in Waterloo, from our families and from the norm. it’s paid off for the native of Inglot admitted he had a bit ofa leg up. The company has staked its reputation on from the university.†he said. Poland, who has lived in the Waterloo area Tilted Pixel has been in business since results-based websites. Tilted Pixel builds â€I'm really looking forward to making conr ‘ for the majority of his life. - 2005 and so Inglot has already had a business websites for companies. but instead of focus- nections in Ottawa and extending the busi- Inglot has been nominated for the presti- plan in place. ing on fancy design aspects, they look to ness." Living the retirement lifestyle you want requires makin the most of our income for lon er time g Y g I iving the retirement jjfesryje You can do this in two ways. Monthly income portfolio monthly income. you want means making the I This mutual fund option is There are plenty of Monthly 1 host of your retirement Pension income-splitting \ 1 \ i\ I \ l more flexible and tax-advantaged Income Portfolio funds to choose income over a longer and healthier Allocate up to 50 per cent of .\ ) . l , than other non-registered options. from. depending on your invest- 503“ of years. your eligible pension income' . l ( \ \ For example, a Guaranteed ment preferences and tolerance And that deï¬nitely demands (which includes income that quali- .3" J. Investment Certiï¬cate (GIC) locks for risk. that you establish effective tax ï¬es for the federal Pension Income %; - ' l in money for a period oftime in There are also many other solid planning and tax management Credit and RRIF income for those , ’ . ’ return for a ï¬xed, guaranteed rate strategies for maximizing your strategies aimed at maximizing over age 65] to your partner for ï¬t i. '4, of return. retirement income by managing your retirement income by reduc- taxation purposes. & c ‘1‘ ' I ‘ That can lock you out of poten~ taxes. ing taxes and porenrjaj OAS Haw. , i: z 7 tially higher future returns as well Talk them over with your pro hack' pressures. Share CPP/QPP beneï¬ts , .' as mating an immediate tax bill fessional adn'sor. l Here are three to consider. Applying to share your beneï¬ts on redemption. with your partner can result in sig- ' On the other hand. a Monthly "- Income splitting niï¬cam tax savings. . Income Portfolio is designed to This column is written by lnwstors lhis basically means stmdur- RUSS J provide maximum investment Group Financial Services Inc. and ing your investments and sources 'I‘FSAa for those 7] or older McEACHNIE returns along with a monthly pmentsgeneral information only of income to lower your family‘s At the end of your 71 st year. you income. and is not a solicitation to buyer total tax jrabmry by shifting will be required by the government income must be taken every year . A portion of the monthly sell any lnmtmenls. Contact Russ income from the hands ofthe to wrap up your RRSPs and con- but ifyou don't need an ofit to [we income is treated as a return on Mcï¬ichnie at 519886-2360x24l or spouse (or common-law partner) vert the proceeds. usually to a on. consider putting the extra capital â€" a tax»defenal email him at in a higher tax bracket to the RRIF. money into a "IFSA where it can strategy that can provide you Russell.mceachnie@inimrors~ spouse in a lower tax bracket. A certain amount of RRIF grow tax-free. with increased after-tax groupwm . . In]ure we get pald when , , ll k ll ,, you get paid. . Personal Injury Law . Straiht answers to all our uestions. morellkelly.com 519.743.4443 1