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i WM l RHXHMRUNICU‘Z 'Wednesday. November 5, 3008 * l9 ; W 7 , , 7' mism ss ,.,,,, ~ , 1% ~ . ~ g l l I y 83' n In so on Tech Talk by Steve Metcalf, Gibson Sound & Vision It doesn't cost much except time, râ€"â€"»~â€"â€"â€"â€".«~ trihutions to an RRSI’. I E“ 1“de m" QU‘WUU" on an almost dill]! ham "Wild! It happening but neglecting it could he tostly ‘I , K n ‘I (Itrsign foracredit card in their “”h hrlladw‘lmg! W'“ I have ‘0 ”WOW ”I” my H I“ MW)". “10 “If your km» I \l\l\[\ .‘ name with alowlimit, answer very simply is: No. Your TV is fine and you don‘t have to worry i l‘hat would be teaching them i A] ()NEY l ( art-fully monitor its use and about replacmg 1‘ 1 age-appropriate inoneyrnianage- ‘ I stress theimportance ofmaking H8“? 1* ”W TN? deal “NU! I merit skills they may not learn in i V ’ ‘ their monthly card payments to ¢ 6;; h")“d°a“”‘g “m1 hmwwmng school. I . I maintain agood credit rating and 9"" changes. I" ”WWW 3“” ”W A dollarsrandvsense education i 3 , I avoid high interest rates or late ' \ " #1 Um!“ 511110 WI” \hUl dim“ "16 WI” help them achievetheirlife l . I fees. 5;: .. “WNW“ 0’ ANNE ‘3‘“le j goals, lead a better lite and help ‘ . ' I‘ Use monthly credit card state- a: . v“ . .44" "gm“ “V" the “”1"?“ Th" 1 others, i "3 i ments to discuss their spending _' ' i JUL“ m” all?” Canadian TV I Here are some age-related I ~ I patterns and heat uses of their pur~ 7 - SWW“ 3‘ ”WY ("0 not under ”‘8 l toonietutorialsto get you started i . *' I chasingpower, . 'EEMZWW WW“ ”f ”‘9 US I I I ‘I involve your children in your .. “ ‘1'” . ~- gmernment This does not affect I Ages six-12 l l family finances and discuss how cable TV distribution (since it is a closed circurt) and no over the an analog ‘ (iive your youngsters a "fun" i I your family budget must balance ”03‘1“" " '“V‘l'wd '" athlermg “at"? TV I“ Fm" Mm“ batik to fill with coins from you i ‘ expenses and income. Once “W" a “m? ”he" ”MEAT“ had only 13 channels 41M many ”f and others. let them graduateto a lntroducethem to savings and “‘ U‘L’d 3" “mm“ ‘0 019“ UP UHF Channt‘IW- WC had ‘0 PUTChaW ‘1 "me "real" bank account and an ,¢\ charitable going component investment products â€" stocks, “"1“" M" ”‘4“ dangled ”ml ”I“ had “f Our TV Th“ “it“? 31”" box I allowance clearly tied to the com Will show them how their money bonds. Guaranteed Investment pcrlurmcd "“5 “N" “' "WWW “UT ”1““le “‘ ”“5 ”3““ channels ”‘1“ “‘9 I pletion of certain tasks. can have a positive impact in the Certificates, registered and non- TV “WM ”hem"? he ”"3““ ‘0 “‘37 “I“ d few years, cable TV ““1“" A fixed~amouttt allowance Ix community. registered savings plans ‘ the role mes increased the channel selection into the higher channels. in order to best because it teaches that there (live an allowance "bonus" for ofinsurance and investment con- ‘9‘: ”W“? Channel-5 “C “WM “3‘6 ‘0 23‘ a ”‘5‘ WP box bum“? (“If TV are serious choices to be made special work with the requirement cepts like portfolio diversification “1“ again unable t" ”In?” ‘1 Wan” ”‘ [he ““5“” Chafing] range 1 about when to spend and when to that this extra money must be and riskt reward decisions. Eventually TV manu'i‘c‘umr‘ “3‘8““ “HUME ”“33 50““ “Nd: ”‘6 (V ' save, invested It‘s sman to talk money with J‘ '4 l“m ”1 ”‘1‘ regular tuner “I“! 1‘" m3“! 5'03“ “6 CNN “mp1? plug a 1 Encourage them to deposit at introduce them to the concepts yourt'hildren and ifyou need help. NM“ ”ll“ ”W N”; ”l m“ TY ‘9‘ and “H'fhmflflm‘h 3'74 WWW! any 1 least it) per tent ot their allowance of "L‘ottipoundittg" and tax-sanng give your professional advtsor a 9“” hm“ “r “WWW”? mm the “CWT" l“ dig”! “WC- the “0‘ came in a bank account. Explain how through such long~term invest call. bu“ . , interest makes their money grow merits as a Registered Retirement A professional perspective can “ “C” ( “at“ “Milli" '1 ‘ mumbling structure 1“ 201 L You W'“ ”cm Board games like Monopoly or \avmgs Plan iRRSPl. add welcome weight to your J till-“m “m” l“ PM" “P “l “WNW“ "wr‘lhc'a" CHM“ “"4 Salem": websites such as the Bank oftlana Use shopping trips to discuss toonie tutorials, ”U“ ”C’- “1” “ll” mm“ “’ WU? hm"? "3 "TC ‘3'"? 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