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20 ' WM Hi1 ()(lCHRONICLE ' \‘t‘rdiirsday, August £12005 S ‘9, \‘ ‘ {a N y , . o o «as. x Most firms pay , o o i “4‘9 S'lAN N‘lAS‘TER employees “1111011 I ' *fi 0 o . iii/u I a As students gear up to go back to school this fall, those 1 lm perlal serles,» already in the workforce may want to consider continuing y i . ‘ 'flflBRlDGE 7 g ; their education. a new survey suggests. i ’ (gilt NLY‘ Eighty-four per cent of senior executives interviewed said ‘ I ' f’" .... «a.» ' LOCMLQEAO, ‘ , their firms offer tuition benefits for their employees, i ”a - y \ All (100 per cent) of the respondents said their companies 1 a ‘ ‘ also reimburse for other forms of professional development. i g ”Yr gig?“ . The survey was developed by Accountemps, the world's I . ” gig}? ; A A first and largest staffing services firm specializing in N “ l 361%,, 6" accounting and finance. i , , ‘ a , A g . g ‘ ‘ ,7 Executives were asked. "Does your company offer college 77 I, 324%;',,$“‘~73:r§)$=c . .g or university [union reimbursement benefits for employ~ ., ,. . . , . s? as; v. . , eesj' 31w" Wm ~ 84 per cent no ~ 15 per cent. .. ens t egg 4 :A :v s . 21-- “ Beams “'6‘" 3‘50 Md- "9095 W“ company rm $1 >.- a - A {3. ~ air-via.“ is; , t x :A‘s.~.,‘~,\-.:; V3,»: {Lure-1 its: 3%“,«0' Hfi‘i‘ffi‘finleium‘gwe A; bur7se for (other forms of professional development or train- : I? 1 :3 . ~ . , 5 ~.y\‘~ its?) 1 inggpfg‘zgifspojnses were 190 per cent yes, , ‘ ‘ ,nn . g e ucational and professmnal development 1:: ... , or as; m - opportunities helps companies attract top erformers. max» p 3 it 5 ‘ . ‘ ._ : V _ -. .f a '* imize productivity and boost retention efforts." said Max _ ‘ ‘ ' " " ' "-" " '-‘ “ -‘ “ - " Messmer. chairman ofAccountempsl Floor Coven" I Centre 1 l l! l‘ l“ . is 1 1 i "l‘ i y it 1 ii i - ;. 519.621.9989 "Employees who take full advantage of the resources available for learning remain intellectually challenged and increase their ability to take on greater ‘a responsibility at work." Messmer noted that technical skills ‘E aren‘t the only ones that professionals ___________.___ ® Hyunnnr â€"-â€"â€"â€"â€"-â€"-â€"â€"â€"â€"â€" 55, ,3 should seek to acquire. l; 5:; ”interpersonal skills are vital as the , . ( > I 3?” s lahorative, he said. £3,535: "Classes that offer instruction on R 3% 31? how to communicate more effectively AND SAVE WM 25‘"! m PRICING. 3%??? can be especially useful for career 1 : advancement." . V , s. is?! $3 .t 3' . "5 W I 5 ,~ * i .5” _ I S 2008 Accent L 3Dr I , a A A "It s A: ‘1 fit?! 63‘ hell! , z , V » 4" a .a ~ i . \ i n i . m “WWW”; I ._ 3332a before makintl Inn-um "1mm . - f. ' Â¥ r n J ' ‘ fig; E 373nm," . _ it ' r ”L \‘ liq - I an - as s M '3 l si§’§§ Inancla Ml - Jii ’ \ J. i â€" g 35%? a WWW ”mm. â€"~«-â€"--= * , :3 its: dentition: cmmm-Mwmsmomww A .â€" ’ ”is! h m-mmvwwwmmm 93%;?! (bntinuedfmmpagets 4,»: . _- m“ i S ‘ 3! is as possible or am I better off focusing \ an 539; more on investing for retirement? .;. ‘ a CHM”; mantra I. igiiégg tf?)olwant the IOWest cost monâ€" ; J ‘ ~.‘:‘ ‘ gage. _ y M ‘9‘ “P § 0 [)o I want my mort a e aid off hV ‘ , ‘ . , : . K E P . :21»; _ m 815mm” 3 £9! 3 g the timcirctire? - â€" â€" h m ‘ a: _m can any... . , iggil 0 Should 1 consider converting my rm m m a at _ u I m m m i. iii; mortgage interest costs into a tax / ~ , ’ ”urn” {Egisii dedtgéitlile invesltment expense? I ,. r , - wanta ow~rate mort a est) g“... G\‘ \ “3‘ it Tucson L cgfiggfi can borrow against it for invesgmints. a . .,- M if}, . "‘ . ‘ gsiggfi $112025) Bopsol‘idate other higher : NJ I '21.1%"‘""‘°' 3 a3! .(m a ,5 d . ‘_r\ -mw, 3 ;§ ' .an my u get stand short~term I’mâ€"MM“ “‘ r m . w W I §‘9 interest rate increases and the "pay - In Jt . C8“ Pint- W Ear“; merit shock” that can happen with a ‘ \ .mmnâ€"no"~ i E g“ , variable rate mortgage? 1.. . , flail] Santa Fe 6L 5:; -Similarly. will interest rate increas- ’ ‘ ( 55:53 y es lead me into negative amortization? ' .. > y .‘ new . - gi This is a gradual increase in mortgage ,. 6')“ m with! s 3 F debt that occurs when your fixed I i - g . ‘ , h H . ‘1 44'me ’ 3; 3?: monthly payment doesn‘t mVer the ‘ ”In V M m '3 H _ ‘ M‘“ w m FE“?! increasing interest due. It can add m ' ”man” u a "' ' gnu yearsto your mortgage. ‘ a m 33” B '(,an i sleep at night?Ahh. the ‘ 7‘ w ‘ u':‘\i\it'w\12009 Sonata GI. - \ i932 insomniafactor‘anyinvestment. ‘ y, y k a? including your mortgage, is probably l ‘9 mm an my fl. ba-flx“ I if; I not righltKior you if you Constantly l . ‘ wo a ut it. 535- m?“ s1 595‘ ' 8‘?” "y k M . 1“ Jam” _ A â€"-â€" ’3 ‘i 3 Before making your final mortgage ‘ i, ,1 , m ”was. an“... fig. decisions. it'sagood idea to seek the w”:"'"""" is Jig adVice of a professmnal adviser. "‘"“ q ’ . _ 3 a; § 4 .. 5i; This column. written and published by I VIM/100,0” KI WV. w MitiiiV ‘. "Vtmritli rd ® HY” n D RI i E! 3 “mega“ Group FimnmeW’V/‘a Inf-- my.“ 93:...»â€" agsgai presents general infomian'on onlyand "" "" ." 9 is no! a solicitation to buy or sell any mm WATERLOO we L135, investments. For more information Alum owned saw Hyundai ammo wand-i g c l «mum Russ McEachnieai519~886- 44 Alpine Rd. 625 Davenport Rd. 1962 Eagle St. N. 3% 2360. ext. 241 or email him at ' m.-my...n...vi«hwistouzâ€"uoo.t-wmlnmans...m,smnu..........-. jag-.MWmehniaGi‘nmmrsgmupcom