The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

20 + WATERLOO CHRONICLE + Wednesday. November 7, 2007 abp a little character to any room 35b Sasaga Drive at Maniton Kitchener 519.893.8687 (between Homer Watson and Wabanaki, past CAA) Blinds Are Us solid return on your A investments is always a thing. Paying exces sive tax on those returns defiâ€" nitely isn‘t. You can‘t totally avoid paying tax but you can reduce those taxes by making taxâ€"wise investâ€" ment decisions. Here are four simple tips: Know how you are taxed The amount of tax you pay on your investment income depends on your marginal tax rate â€" that‘s the rate of tax you pay when you earn an additional dollar of taxable income â€" and the type of investment income you receive. .h‘l'y ' leâ€"-lhal â€" I 47 B OOZ BP RECOZTEO L C ILCOT includes interest income from as bondsg, Guaranteed Investâ€" such fixedâ€"income investments ment Certificates (GICs) and term deposits. _ _ _ Your investment dollars are taxed in three different ways: Tips to reduce your tax burden * More favourably taxed â€" that includes most of the dividends you 141 Victoria St. S. Kitchener P: 5§19â€"885â€"7145 Email: lingu@sympatico.ca Decorating always takes planning to make it right Aubergine Interiors, known as "Inferiors Without Attitude" can give you expert advice in a friendly environment. From colour selections to custom window treatments & bedding, lamps, prints, mirrors, shopping services for all your home decor needs and so much more. Call today to arrange an In Home Consultation and let‘s get your decorating plan underway LX_Z TN THE SQUARE 101 deve Street t + Ritmer ‘nat Cantré uh: Mion o 2i hm â€" en * fat 1000 â€" Sm > Glned Surday receive from Canadian corpora tions, which qualify for a Diviâ€" dend Tax Credit. * Nice tax break â€" that‘s on capital gains, especially if you‘re in a higher tax bracket. Only 50 per cent of a capital gain is included in income for tax purâ€" poses. A Registered Retirement Savâ€" ings Plan (RRSP) is the best taxâ€" deferred savings plan for most Canadians. Your contributions (which are subject to annual limits) are fully deductible from income and all earnings in the plan accumulate on a taxâ€" deferred basis until you withâ€" draw them. The government puts limits on your RRSP contributions, so you may need nonâ€"registered investments to augment your Design a taxâ€"wise nonâ€" Continued on page 24