Get the right insurance plan ‘ost people couldn‘t Maï¬ord a home without a mortgage loan. To keep that roof over your head, you budget carefully and make your mortgage payments each month. And to ensure your house is always home to your family, you prudently seek the protection of mortgage insurance. The easy way to get that proâ€" tection is through your mortâ€" gage lender. Mortgage life insurâ€" ance is typically offered as part of their mortgage packaging and the cost of coverage is simâ€" ply added to your monthly mortgage payment. But that may not be the best lat option. Here‘s why. With a lender plan: MCEA * The lender is the beneficiâ€" ary of the policy. There are no cash values and covâ€" erage expires when the mortgage is paid off. * Coverage decreases as the mortgage is paid down but your premiums remain the same for the entire period. s * Depending on the lender‘s policies they may be able to adjust premiums, change or cancel the policy at any time. If you find a better mortgage rate at another lending institution, your exist ing mortgage insurance may not be able to be moved. WATERLOO BOWLING.LANES ___ 14 PRINCESS STREET WEST, WATERLOO ____ ?&% $19:006â€"2900 m maatverae 519â€"006â€"2370 BOWLASAURUS 4 & 5 year olds. Bow! 2 games per week at 9:30 a.m. (Saturday) 3 games of bowling No charge for shoes Coaches and instructors provided Meet new friends M All kinds of tournaments from inâ€"house to nationâ€"wide Not 8 years of age as of Dec. 31, 2006. Bowl 2 games per week at 9:30 a.m. iSaturday) PEEWEES RUSS MCEACHNIE Not 11 years of age as of Dec. 31, 2006. Bow! 3 games per week at 9:30 a.m. (Saturday) BANTAMS Yes, mortgage protection is important. But be sure it proâ€" tects you and not the lendeér â€" talk to a professional advisor who can help make sure the protection you choose is suitâ€" q‘E able for you and your overall financial plan. For more information on this topic please contact Russ McEachnie at 519â€"886â€"2360, ext. 257 or email him at russell. mceachnie@investorsgroup.com. Not 14 years of age as of Dec. 31, 2006. Bow! 3 games per week at 9:30 a.m. (Saturday) Complete cresting program for every level of skill End of season banquet Awards presentation Learn a recreational lifetime sport JUNIORS your beneficiaries stay protect ed for the life of the plan. â€" * Premiums are guaranteed for the life of the plan and only you can cancel or make changes to your plan, * Your plan goes with you from one home to another, one mortgage to the next. . â€" * Your premium is based on your age and health. * Your plan is personalized â€" designed by an expert consultâ€" ant with premiums that suit your budget. Not 19 years of age as of Dec. 31, 2006 bow! 3 games per week at 6:30 p.m. ‘ (Sunday} SENIORS (TROT *4 wwrw.columbialakehealthclub.com or call 519.746.7416. Located in TechTown, ‘ 340 Hagey Bivd Watertoo Club membership is not required to participate in the programs offered in our Pilates and Yoga Studio. Enjoy the benefits of spaâ€"like change rooms complete with showers, lockers and towel service. Relax after your session at TechTown Café with a green salad or premium fresh roasted coffee. WATERLOO CHRONICLE + Wednesday, September 12, 2007 * 17