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City of Kitchener Trees for Our Future is a program run by the cities of Cambridge, Kitchener and Waterloo â€" along with 11 local garden centres and TD Friends of the Environment â€" to help keep our urban forest thriving. It encourages residents and businesses to plant and care for trees on their property while enjoying a cost saving purchase plan. Fall is the perfect time to plant a tree and improve the environment of your City. So take advantage of this money saving opportunity. How you save: 1. Visit any one of our 11 participating garden centres and speak with staff about the Trees for Our Future Program 2. At the Cash register, complete and sign the Voucher and get 15% off the retail price. 3. Another $15 will be taken off courtesy of TD Friends of the Enviranment and your local municipality. 4. You pay the remainder. All residents and businesses within the Cities of Kitchener, Cambridge and Waterloo are cligible to take advantage of this Program until November 30, 2001. The following restrictions apply: * All trees are eligible , except Norway Maples , an aggressive, nonâ€"native species with a large population in the region. * Landscape plants (such as Weeping Pea, Weeping Mulberry, etc) are not eligible as they are not truly trees. * Garden Centres may apply a minimum tree price for Program eligibility ‘ Friends of the e Te us _ 4w amamant ifi :::‘-d.llo- Save Big on TIrees Renewing Our Urban Forest <oROURp, JCA Trees John‘s Nursery Wagners Corners, Waterloo Trees for Our Future 2001 participating garden centres: Erbsville Pinc Tree Farm 795 Erbsville Road, Waterloo York Nursery 1541 Highland Rd. W., Kitchener Sheridan Nurseries 100 Elmsdale Dr., Kitchener Grand Valley Garden Centre 3763 King St. E., Kitchener Meadow Acres Garden Centre R. R. #2, Petersburg Cambridge Garden Centre 1718 Morrison Road, Cambridge Greenfield Nursery 1102 Erbs Road, St. Agatha Sheffield Nursery & Garden Centre 1292 Old Highway #8, Sheffield 2331 Greenfield Road, Ayr Oakhill Nursery Farm 175 Brant Rd., St. New cars, marketing and business plan drive People‘s Car Coâ€"op f things work out for The IPeople's Car Coâ€"operative the way its own business plan predicts, hundreds of people in this region will be car sharing within a few years. The coâ€"op released eleâ€" ments of its business plan to the public on its web site this week, and it projects the business to grow to 18 vehiâ€" cles and 200 members by 2005, the point at which the coâ€"op is projected to break even. "We consider these proâ€" jections to be quite conservâ€" ative, frankly," boasts coâ€"op manager Marc Xuereb. "The plan assumes that we will put four to five new cars on the road in each of the next four years. We‘re going to do that this year, so surely as our name recognition grows, we will easily grow quicker than that." The conservativeness of the plan is directed at potenâ€" tial financiers whom the coâ€" op hopes to attract within the next eight months to Bullding Financial Independence Sponsored in part by: 1 Learn about exciting trends and statistics in Canadian health care 1 Explore the different sectors of the Health Care Industry 1 Hear about Health Care Companies that are ready to meet growing demand * Date: _ Thursday, October 25, 12pm * Place: â€" Cafe Bon Choix * Address: 100 Regina St. S., Waterloo * Guest Speaker: Tanuja Patel, Mackenzie Funds This seminar is free, but please call 746â€"5092 before Oct. 22 to reserve your space Health Care Stocks: A Prescription For Your Mutual Funds Portfolio Lunch and Learn Seminar provide financing of up to $60,000 over three years. That is the projected growth period needed before the coâ€"op will be financially profitable. The coâ€"op plans to approach local credit unions, local governments, and alternative investment funds. "We think we are a very safe investment, and one which will bring enormous social and environmental benefits to this region," adds Xuereb. "Each carâ€"sharing memâ€" ber reduces their private vehicle driving by 35 to 50 per cent, on average, so the bigger and faster we grow, the better for our environâ€" ment." The coâ€"op has already seen tremendous changes in the past eight months. Thanks to funding from sevâ€" eral sources, including the City of Kitchener, Human Resources _ Development Canada, The Coâ€"operators, The _ Ontario _ Trillium Foundation, and EcoAction Canada, the Coâ€"op has been EdwardJones® Serving Individual Investors Member CIPF Cliff ROth investment Representative 370 University Ave. E. Waterloo able to hire fullâ€"time staff, have a business plan writâ€" ten, and embark on more serious marketing. Before that, the coâ€"op had to rely on the volunteer energies of its members to get the word out about car sharing. Growth did occur, only much more slowly. Now the coâ€"op has 45 members, and has just purchased its fourth car. As more people in the region turn to car sharâ€" ing for their transportation needs, car locations are slowly beginning to cover the core area of the twin cities, from Conestoga Mall to Market Square. A pending deal with a major employer or two could accelerate that coverage. Another _ development that could accelerate the growth of car sharing is a recent partnership with the newlyâ€"established Guelph Community Car Coâ€"op. The People‘s Car Coâ€" operative is handling vehicle reservations for the nascent Gueiph coâ€"op, and will soon handle their member billing as well. Eventually, some sort of formal merger may help both coâ€"ops reach their breakâ€"even point quicker. But the coâ€"op hasn‘t forâ€" gotten about its coâ€"operaâ€" tive identity. Its business plan reminds coâ€"op manâ€" agement that members not only want to see a larger fleet and enhanced services, but value the coâ€"operative strucâ€" ture. Members want to see continued opportunities for participatory involvement and a greater education and advocacy role with both members and the commuâ€" nity. For more information about the coâ€"op and how it works, see www.peoâ€" plescar.org, or call 578â€"1895.