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f‘?i o h J \ Rise & SHikd Bdger Hop =7 Retl{M{i@kitidmmD . F FOR THE BEST IN HOME HEALTH CARE SERVICES Call ROBERTSON BROWN HEALTH SERVICES 894â€"9771 Serving Cambridge, Kitchener, Waterloo ond Guelph Jacqueline A. Papke, P.R.P. Financial Strategist, Branch Manager Res. (519) 747â€"1019 Cell (519) 574â€"2405 eâ€"mail: jpapke@regal99.com Branch Office: 153 Union Street East Waterloo, ON N2J 1C4 Tel. (519) $78â€"7722 Fax (519) 578â€"7277 1â€"800â€"818â€"2079 WE g_"rleLémhegE is tfi‘is ~" EB REGAL CAPITAL GROUP B SENIORS FOR S Seniors For Seniors" offers the services of empathetic semor citizens and older adulis to provide inâ€"home care to other semiors * Prepare meals * Light housework * Laundry * Grocery Sho Our personnel are avaitable in the momnings. aftemoons, and everings. For a free brochure outhining our rates and services call _ HANDYPERSONS * Painting * Minor repairs * Gardening * Drivers * House/pet sitters How diversified is your portfolio® Have you looked at your asset allocation? Did you experience a decline in your savings this year? You may choose to rebalance your portfolio to more balanced funds with bonds by fund management style Have you considered the benefits of a selfâ€"directed plan? You can mix and match fund companics as well as foreign and Canadian content. You can combine all your RRSP‘s, RRIF‘s and LIF‘s under one roof for a fee (which can be deducted directly from the plan}. Transfers are easier when you rebalance because you simply redeem and repurchase without using T2033‘s for each transfer HOMEMAKERS YOUR ANNUAL FINANCIAL CHECKUP y Shopping * Dusting and polishing * Vacuuming + Wash floors * Windows * Xitchens/bathrooms, * (Mmumm * Weekends * Shortâ€"term * Longâ€"term HOUSE CLEANING SENIOI LIVEâ€"IN ustin Fabian and his wife Kim of Waterloo are donating $163,500 to the ultiple Sclerosis Society of Canada. Their inspiration came from Fabian‘s father Tony and his mother Linda, who has been battling multiple sclerosis for over 11 years. The Fabians‘ generous act was also inspired by the leading example of the givâ€" ing spirit of Justin‘s "other family" in the Waterlocâ€" based company Research in Motion Ltd. Justin works as a viceâ€" president, channels, with Research In Motion Limited (RIM) where a number of employees have donated generously _ to _ charities in the Kitchenerâ€"Waterloo area. RIM, one of Canada‘s fastest growing companies, is best known for its awardâ€" winning BlackBerry wireless eâ€"mail devices. "We as a society find ourâ€" selves in a time of great prosâ€" perity and it is important that we remember to give Donor‘s ‘families‘ inspire gift to MS Society CAA APPROVED FOR OVER 21 YEARS Are you taking advantage of all the tax benefits? There have been changes in the capital gains taxes, labourâ€"sponsored fund credits or investment loan deductions. Try to use a specialist who gives you ideas for tax benefits from one company to another Has your portfolho been changed or updated to include more foreign content In 2000 we were allowed to have 25% and in 2001 the limit has risen 885â€"3520 A family tradition of #1 service for over 46 years 160 Columbia St. W., Waterloo COLUMBIA AVTO SERVICE Jacqueline Papke Regal Capital Planners When she was first diagâ€" nosed, Fabian‘s mother Linda fought hard against losing her independence, but refused to use a scooter to get around. It wasn‘t until Justin and Kim‘s wedding in Waterloo that she changed her mind. Justin rented a scooter for her and it changed her life â€" someâ€" thing she says their donaâ€" tion will do for countless others. back to the community," said Fabian. "A growing number of employees at RIM _ are demonstrating leadership by donating genâ€" erously to causes in the Kitchenerâ€"Waterloo _ area. Kim and I are pleased to do the same â€" support the important work of the Multiple Sclerosis Society with this gift." "Kim and I wanted to help alleviate the cost of mobility equipment, such as motorized scooters, which can be quite expensive," Fabian said, "but can really give someone a sense of independence." The Fabians would like a significant portion of their gift to go toward equipment and services for people with MS. 561 Hespeler Rd. | 292 Stone Rd. W. c-mbr:‘%- Guelph 621â€"3 823â€"5521 \l4Igh] Camera Shop | 30 Queen St. N. |160 University Ave. Kitchener Waterioo 743â€"3639 886â€"8610 PASSPORT "We‘re very proud of PHOTOS \ |\ Barolos are red Chiantis are too Make Simply Fine Wines They‘re good for you. A bottle of red wine [ ~ is a great way to spark a romance It‘s good for your heart, great for your love life and easy on your pocket | Valentine special | on all our red _ wines. Valentine <â€"â€" gifts and more. 620 Davenport Rd., Waterloo SIMPLY FINE WINE 888â€"6272 An _ estimated â€"50,000 Canadians have multiple sclerosis, an often disabling disease of the central nerâ€" vous system. It usually strikes young adults, and its devastating effects remain for the rest of their lives. $50,000 each will go to two of the Society‘s chapters, which provide services at the local level (Brandon Chapter in Manitoba, where Fabian is originally from, and the Waterloo District Chapter). The remaining $63,500 will support a research project at the Montreal Neurological Institute. Short of finding a cure, which the Fabians say is the ultimate goal, they want to help the MS Society continâ€" ue to provide a positive "community" for people with MS. "We want to continue building community and quality of life for those living with multiple sclerosis," he said. The MS_ Society of Canada is the only national health agency in Canada that funds both MS research and services for people with MS and their families. Its head office is in Toronto, and it has seven regional divisions and more than 120 local chapters. Although some treatâ€" ments are available, there is still no way to prevent the disease and no cure. Justin and Kim and are somewhat overwhelmed by their generosity," she said. "It‘s wonderful to know their gift will have a positive impact on so many lives." The donation supports the MS Society‘s dual misâ€" sion of providing support services to people with MS and their families and fundâ€" ing research into a cause and cure for the disease.