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The bottom line? No matter what your current situation is, women of all ages can benefit from learning and participating in the basics of creating their own financial plan "I there‘s someone you trust and would want to have handle your personal affairs, in the event you become incapacitated for any reason, then you should commut it to paper," she explains "Once again, its a matter of making sure that your wishes are folâ€" lowed, not those of an unrelated government official." Drise safels Finally, she suggests that all women establish a power of attorâ€" ney. This "hving will" is especially important in the event of an accident that leaves you unable to make your own decisions Heated : Seats * 6â€"speaker 100 watt CI Cassette: Stereo * Remote Entrs andl S Headlamp Washer/wipers * Power Heateid Just as their male counterparts, single women should also make sure they‘re properly insured. They should also begin contributâ€" ing to their RRSP as early as possible, and plan for their own retirement needs, she adds. Heated Seats In addivion, she recommends getting involved in the family‘s financial decisions now â€" before they‘re forced to. Women must have a clear understanding of the family‘s financial picture. In the event of her partner‘s untimely death, the woman will have to come up with the answers to the many financial questions conâ€" cerning his investments, the cxistence and terms of any life insurâ€" ance policres, and his will. You get Special Edition extras plus these exciting standard features: Sâ€"exlinder DOHC 18 hp Engi Wheet Beis® ® Anticlail Haubine Kemles va ue Protection System (S[PS( * "Even the smallest fortable with your amount of money or posâ€" . x sessions requires a will, if _ OWn financial plall- you want to ensure it goes where you want it to after you or your husband are gone," says Iranter "Even in very small estates, not having a will can lead to [amily squabbles. And the government can end up the biggest benefactor of all your hard work." As a start, Tranter recommends attending one of the free or lowâ€" cost seminars frequently offered by financial institutions in each community as an introduction to the variety of investment options available and what each can do. Bear in mind, “Educalion ‘mcans she warns, that such semiâ€" nars are not offered without understandi_ng all the specific investment sales & pitches options open to you Next, she suggest keep ing an upâ€"toâ€"date will VOLVO $70 SE SPECIAL EDITION $38,888 LEATHER INTERIOR + "SPICA" ALLOY WHEELS + POWeR sumrooF 4â€"SPEED AUTOMATIC TRANSMISSION â€" TRACTION CONTROL â€" Eog ligkits Although greater numbers than ever before are taking an interâ€" est and control of their own finances, Tranter says the value of educating yourself in financial management cannot be overstated "Women can‘t afford not to learn about financial planning and investing," she says. "Education means understanding all the options open to you and becoming comfortable with your own financial plan." ssss fimaigu, rumnk] ssss have to create and perhaps manage the household finances at some point in her life. According to Tranter, there are a few basic rules al} women should follow when it comes to money manageâ€" ment. Bâ€"K MOTORS D 485 KING ST. N. % WATERLOO, ONTARIO (519) 885â€"5090 Visit our web site at www.bâ€"kmotors.com SCOO30 0) Compane CVE sonP Security Bustemn *# c Washer/wipers * Power Heated Mirror« s Power murse Control and mure § VOLVO Today‘s women * LEATHERâ€"TRIMMED STEERING WHEEL â€" METALLIC PAINT Antiâ€"lock Braking System Or lease for $458 per month with a $3995 down payment {Continued from page 14) Dual zone Air Con "Education means understanding all the options open to you and becoming comâ€" fortable with your own financial plan." 168 hp Engine * F CDâ€"capalde â€"AM.FM for 42 months ide Impact litionin Volzo 870 ront ada .*d ‘Dove Sate Y (18 MONTHS) * CALL US NOW FOR DETAILS WATERLOO REGIONAL CREDIT UNION Waterloo Kitchener Cambridge 168 King St. S. 1334 Weber St. E. 1315 Bishop St. 579â€"1860 894â€"9700 622â€"3377 MEMBER: DEPOSIT INSURANCE CORPORATION OF ONTARIO en h t e TeA Tv T 47 4 4.60%¢ (Rate subject to change) 15