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year," said Jim Brickman, president of Brick Brewing in his shareholders report. "As a result, the company has temporarily delayed its export proâ€" gram into the Northeastern U.S. in order to assess these possibilities before entering into any long term contractual agreements." Subsequent to the brewery‘s third quarter, Brick completed a $500,000 zero coupon convertible debenture. This debenture is convertible into common shares at prices ranging from $1.65, if prior o Dec. 1997 to $2.00 "Fiscal 1996 has been an important transimon period for Brick as we preâ€" pare our facilities for significant growth opportunities in the new This past quarter, the company responded to significant rising materâ€" ial costs, along with a price increase in the domestic market. Brick‘s price increase, and the maturing discount beer market in Ontario has resulted in consumer resistance to the industry increases. The incr cost of malt, cardâ€" berd and sne ry swerighs fave resulted in third quarter losses at Brick of Waterloo. on le ie mn ran mage mt ing Oct. 31/95 were $8,180,000 comâ€" pared to $8,261,000 for the same pcmdlhcprcvmywu&‘nghl loss of $281.907. Brick Brewing Co IR SUITS & SPORTCOATS by Combridae & Baumla. % . SHammmercomiess br'flrf'Gcch&pa.cawnm,a O/Z_ i sport sHurts & swearers «M iiabiit, io. A .7 Bm me . ]czhange for Waterloo‘s mes®‘m , conomi Py N_ _ cal Insurance ORQ,5\ Water10) Ang ol â€" mately pay for the product. _ _ tS _ "In a day and age when there are a lot of as Mflhlfibhpbmbh'm ©â€" nies and groups to provide a benefit to in _ their employees and members at no cost to &s the sponsor." m The name was to + mire accurtiely refiees the compuace rd _ strength of the three companies which 0 _ conduct business under its banner: Ecoâ€" ¢. _ nomical Mutual Insurance Co., Waterloo o h-nuc.,.,.‘&m oi m _ Insurance Co. 0 _ According to Reilkman, group auto and 8 MF.‘NM & p _ _2 Guess*® Gant * Nash * Keiththoor * Haggar * Polo * Calo CUSTOM TAILORED SUITS Sale priced from $395.00 RATIONS EXTRA ON 1/2 PRICE MERCHANiPIEE Cm'l\cmm willnmbedmohnoumby it to groups." marketing nsl sb "."‘d_ in the price group members ultiâ€" C Prip madaiing NZ lower marketing and administrative costs (Mou';hrbwhshtlo personal insurance products and services to groups with similarities in profession, mm«m'"d To-ldh-.tha-,Gmplmm, Market Research and IB DRESS & CASUAL SLACKS torge selection | -M‘m.“.&t@‘@’lw. _ _ Big changes are taking place at Waterâ€" Inblunddâ€"cccm Last week, the company changed its â€"chflesnynddh:cq marking not only the company‘s 125â€"year mhhmhbm * undergoing The company, which once focused on property and casualty insurance, has q-ldbmholu"w fikdmmw ‘hahohucmm Insurance, which was converted to 2 stock company and purchased by Economical in lW,wmthbb*b new venture for Eco nomical by underwritâ€" ing auto and personal property insurance on & change * Gant ® J "« td * Cline * 1j insurance business â€" there are fewer _ houses being built and less people buying lower interest rates will eventually revive lhldufle-‘lhhfl“-h_ Economical has a long history. The Ecoâ€" nomical Mutual insurance Company of Berlin issued its first policy when it insured a barn and brick cottage in Berlin, Ontario (now Kitchener).in 1935, the comâ€" M'UHmlyw' and licensed for a broader range of insurance Mrhl”’l.huhm dthuad-xCa-h,udm. h'ylm-mvhulfiq wnmsxmmm assumed the business written in Nova Scoâ€" tia, New Brunswick, Quebec and Ontario by the Northwestern Mutual Fire Associa tion of Hamilton in 1947. In 1956 it purâ€" vllylhmha!h-ndlmhm market," Cudlipp said. "Now you have banks wanting to sell insurance. They feel lhuthm-hMWhat,ldofl know." Cudlipp acknowledges that these are difâ€" L. cill earra & oo pl en eaeiintes oi tss C insurer in Canada with $970 million in £ ues ¢( premium volume sales and a 6.07 market m"wmm“fium @ more about this year‘s budget and how you 'Mmm%cm may be impacted, â€" fifll(foruhrohhcmiuflnh Your avsietanunus Li ucsl K. 42 mnfi.u) Feel the fit enjoy the couw & ‘ of clolbl"efl‘“:‘ :yw t 5 ed clothiers t » experienc Just minutes to A warerLOOo ant Cober dt. M. 1404 Victoria S1. M. 10 Manitos Dr _ 146â€"8084 _ â€"§579â€"1980 . 748â€"2555 Auto Glass #a, question & answer Cott Jones (Ward 5) KITCHENER K OF CROP ie ie F mA