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P ce 4 § PAGE 12 â€" WATERLOO CHRONICLE, WEDNESDAY, JUNE 15, 1994 1 have devoted two columns recently to the issue of singleâ€"parâ€" enthood â€" both focusing on the economics of the issue (housing and taxation)» I am convinced that the breakup of our family mmumumtmdhmninmndetymd economic wellâ€"being. Indeed, Gary Becker, who won the Nobel Prize in Economics in 1992, did so writing about the economics of wmnywmumm‘uy.mumuul wish t blame individuals who find themselves as a single parent. I+ is my contention that there is a social cost to marriage breakup, one which our drive to enhance individual rights has failed to consider. There are many who believe that two people in the marriage are really just two individuals. That is simply wrong. In many professions, the spouse does have an impact in terms of social support, client procurement and ability to be able to perâ€" form workâ€"related functions for long hours and at all times of the week. If two spouses in the family work or if there is a marriage breakdown, there is a decreased ability to be effective on the job for both spouses. We all recognize as well that some children require extra attenâ€" tion, sometimes from the parent of the same or the other sex. Somechildrenmmtmcwmhphyia‘yum challenged in certain areas and require the special attention which can alleviate that. It is not always possible to have beth pann(spresentwhmde‘t.hmmslfl'&u!mm former families in which death or vioclence has not been a decid ing factor in the breakdown of the family. As [ teach the economics of education, I become discouraged by the evidence that the home is what decides the educational achievement of the children. Some studies show that on stanâ€" dardized reading and math skills tests, those whose fathers or mothers have higher education achieve higher scores. The results are also related to the number of books in the home, the modelâ€" hngdonebybothpnmmmurmo{rudingmdthemd interest shown at the dinner table in what the child has learned that day. If families are no longer functioning as families, then either the child has only one parent on which to model (a parent whouughtbewobusyu'yimwlwvive,letl.h!mfilfil‘fin children) or the money is not there for books and related reading activity Family benefits are one way around the money disadvantage experienced by many singleâ€"parent families. Also, some social agencies such as Big Brothers, Big Sisters, Scouts or Guides proâ€" vide "good" role models for the children. However, it is not possiâ€" ble for social agencies to ever overcome the home. There is research which proves that early start programs are helpful shortâ€"run gapâ€"fillers but are not effective longâ€"term solutions as the results do not last. When we expect family benefits to look after the children who are without an extra parent, there can be problem. What hapâ€" pens when one of the children moves back to be with the other spouse? The spouse on family benefits loses some support if it is reported. Furthermore, what if there is a challenged child? Chalâ€" lenged children require extra care and costs. Family benefits are not desxgnedwaceommodatesmgiepamntstrymweopewidl such a child. A social safety net does not ensure that a child gets Society pays cost of marriage Brian Vickers, Vice President (519) 888â€"6688 breakdown Tt figures Douglas McCready Over the next few years, readers will be facing the subject of RESP Maturity Options. Whether for their own RRSP, or for their parents, or indeed other aging relatives, many will seek arnvn in the drematives madube whes RASF fomk we w ho med har rerisement infome. As many will know. the be used for retirement income. As many will know, the maflvafimnmufll&.»r“fl;fld Bcudu ist of the year you reach age 71. But you are also free Do you have a question abow Waterioo, Onaario N2J 1P2 e iememmimain on atragrny heges 1 « opti your are: L&vnuwwum-'mn'f-iu'- (Continued on page 13) readers will be facing the subject of _ RRSP funds to one or more annuities, 3) A combination of the your money wisely? Write w Brian Vickers clo Waterloo Chrumicle, 75 King St. S., Box 1000, Lean, mean survivor Waterloo‘s Switchview Inc. has found the secret to success in the tough telecommunicationsâ€"ma breaks into a broad smile when talking about how his little Waterloo company has managed to make a significant impact in a highlyâ€"competitive And done so in just 10 short years. There aren‘t too many global companies that can boast 100 per cent growth in one year. The people at Switchview can â€" and, as importantly, they‘re not about to sit back and ride the wave of success. Bring on the m vicious now, only the strongest, toughest and quickest survive. You have to look for every advantage that you can," Linâ€" ton said from his Waterloo "When small technology comâ€" panies start out, they can be technology driven. You can grow as a technology company : to $10 to $25 million in gross d revenue, being purely technolâ€" ogy driven, but then you run out of steam. You must become market driven. If you don‘t, you simply lese relevance in the Ten A Linton started Switchview years ago Inc. president and CEO with an idea. He knew that the Art Linton. . telecommunications world had always followed the computer world by five to 10 yelninumlofmefin(t.heneedlofanguhnd industry. "We had a concept back then that said customers are anxious to have these facilitating environments and they are willing to spend money to do it. Myself and and a couple of other people said ‘why don‘t we set up our own company‘. We had a fiveâ€"year plan, which is central to the success of any enterprise. The longer the term that you can plan, the greater probaâ€" bility of your success, but you have to be prepared to be flexible." Switchview started by developing software for other people, turning all the profits back into joint ventures with other companies and then turned all the profits from those joint ventures back into its own propriâ€" etary products. By March 1985, Switchview had introâ€" duced its own family of proprietary products. Switchview Inc., located at 180 Columbia St. West, is the world‘s premier developer of telemanagement and ACD software. Its family of telemanagement softâ€" ware modules includes System Administration for the Northern Telecom Meridian 1 PBX and voice mail systems, traffic performance measurement, call detail billing and analysis, asset tracking and work order administration, cable record management, centralized directories, ACD agent and queue monitoring, Meridâ€" ian ESN network management and automated dialâ€" ing for message centre operators and attendants. One of the hottest software modules designed by Switchview Inc. for Northern Telecom deals with toll "In a world that‘s gone »wond competition, in fact it‘s :Avfiye;rlqupeophdimaedhowwsteallom above. Midiand Walwyn‘s Retirement & Estate Services Group has just flflifl. booklet called: RRSP Maturity Options Creating Income with your Registered Plan Assets. it o and t hioe and vore of Aioife ve Agmatiies und mdlers the most mr\fut information on Life Income Funds (LIFs) for those *bockedâ€"in" Pension sertlements. If you‘d like a copy of lhh-lln.fildw-em-v-umfl‘m&mmacma 888â€"6688 and we‘ll be happy to put one in the mail to you, without cost or obligation. distance from other people. We used to have hmu,mnhnnauwhwhmm- ers," said Linton. T ‘Those businesses hit the hardest include American Express, the California Penitentiary System and hosâ€" pitals, which lose thousand of dollars eaich weekend because of telephone toll fraud. "Working with our customers, we identify the patâ€" terns that were established and used to steal the long distance and we built software means to either preâ€" vent or detect that toll fraud. Then we‘d use our other packages such as alarm package which will alert the company that a call has just gone to Columbia when cE they don‘t have any customers s in Columbia." Fâ€" To accommodate the comâ€" &4 f has expanded to the top two fieors of its Columbia Street location, space once eccupied by KPMG Peat, Marwick, Thorne. Switchview‘s Waterloo headâ€" kj quarters employs 63, with an expected additional hiring of 10 to 15 more staff by the end of 1994. Switchview also has offices located in Richardson, TX., New Zealand, Montreal, Torerito and Vancouver. But the company‘s growth plans aren‘t limited to the North American market â€" they‘ve also set their sights on the European and Asian markets. "This is a very tense industry. sident and CEO We‘re one of the few private companies that has grown the way we have grown and people are constantly trying to discover the structure of our company. People buy our products and dissect them and that‘s fine. I believe in playing any game in the world if you know what the rules are and if people can buy your product and dissect it then you have to recâ€" ognize that perhaps they lack semething organic in their business and we have to have the confidence that we don‘t, and aggressively move past that." Switchview recently gained financial community recognition with the Bell Canada Enterprises Venâ€" tures investment. BCE Ventures, the investment arm of Bell Canada Enterprises, purchased a significant minority interest in Switchview this past March. This action brings resources to Switchview to accelerate its already quick market response and allows the comâ€" pany to continue to deliver unique flexible applicaâ€" tions to telecommunications customers. *Although physically, it (BCE) is a small company, it‘s a parent company of Bell Canada and Northern Telecom and its reach is global. They have significant interest in long distance companies around the world and cable TV companies around the world and in their words, we have become part of their family." _ Switchview holds a unique Technology Transfer arrangement with Northern Telecom, a Bell Canada Enterprise company, allowing Switchview early access to multiple Northern Telecom products‘ platâ€" form development software. This agreement with Northern telecom guarantees that Switchview‘s techâ€" nology will be kept current with new Meridian 1 softâ€" ware releases. Other key customers of Switchview include American Express, Bausch and Lomb and Comp USA ; T* BLUE CHIP TRINKING is a trademark of Midland Walwyn Capital Inc. suu e Chir TWimEL®G* ip