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4 The interior layout is brilliant with probably the most beautiful dash that I have ever seen. Warnâ€" ing lamps are not backâ€"lit but are projected on to the face of dash and instruments that somehow seem more than threeâ€"dimensional. The Calfornia walnut trims suits perâ€" fectly giving it that final touch that makes the LS400 reek of class and quality PAGE 34 â€" WATERLOO CHRONICLE, WEDNESDAY, APRIL 13, 1994 methodology, known as the Canaâ€" Rating (CLEAR), has been approved by the commission for use in setting auto insurance preâ€" departure from the current method of assessing physical damâ€" age rates based on the manufacâ€" turing suggested retail price of a vehicle to a system that takes into account safety, damageability, cost of repairs and theft potential. VICC monitors the marketplace and analyzes auto accident data to Both front seats are heated with multiple power adjustments and memory settings for two persons and a telescopic steering column has an automatic tiltâ€"away feature to make it easier to climb in and out. There is lots of hip and shoulâ€" der room for three adults in the rear seats,but I found the legroom somewhat lacking as I did the 13â€" cubic foot trunk which is small for this class of car. Features abound starting with a 280â€"watt, 7â€"speaker Nakamichi sound system with a remote sixâ€" dise CD player, which is unquesâ€" Developed by the Vehicle Inforâ€" mation Centre of Canada (VICC) in conjunction with actuarial conâ€" sulting firms and with input from car manufacturers, the new sacrifice anything tionably the best I have ever heard in a car. I could write a miniâ€"series A new methodology for rating physical damage premiums for auto insurance will provide conâ€" sumers with important informaâ€" tion to help them make informed choices when purchasing their vehicles. Acceptance of the new methodology was announced last week by the Ontario Insurance LS$400 Commission approves new method for setting vehicle insurance premiums CLEAR view CLEAR makes a significant Faee Unoencan Insrecnions & Estmuares Narowmoe Lirenue GuanranteEEes Complete Exhaust Service Shocks / Struts + Coil Springs Waterloo 746â€"1070 355 Weber St., North OPEN MON. â€" SAT. 8 AM TO 6 PM (Comer of Weber & Columbia Streets) (Continued from page 33) Copyright © Meineke 1994 Lexus originally gained accepâ€" tance in the market by appealing to a market that craved Japanese engineering and style but also sought the status that cars like the Accord and Camry just couldn‘t deliver. Lexus broke into the market with a relatively low price, and they dug in with high customer satisfaction ratings and a Number one quality ranking that they have never relinquished. At $72,500 the LS400 isn‘t the deal it used to be but even for this much money it is still the best luxâ€" ury car in the world. Bare in mind that if you want status go see Merâ€" cedes, if you want performance talk to BMW but if you seek perâ€" fection Lexus rules! MIG Automotive Consultants. on the rest of the features but sufâ€" fice it to say that Lexus was thoughtful enough to include things like warning lamps for low washer fluid and for brake pad wear and microâ€"filters that screen out airborne particulates like an auto insurance policy. Recognition of CLEAR as a releâ€" vant indicator of what types of vehicles are most likely to generate costly claims is expected to be adopted by auto insurers to help establish the comprehensive porâ€" tion of their rates. "At this time it is up to insurers to decide whether they want to use the CLEAR formula," said Blair sioner. "Eventually however, CLEAR will be incorporated into a mandatory uniform classification plan which will reflect new approaches to rating auto insurâ€" The draft classification plan is expected to be released by the comâ€" mission later this year and will be implemented on a phasedâ€"in basis. While the CLEAR methodology represents a key factor to be used in assessing risk, it is only one of several criteria used in determinâ€" ing the physical damage portion of determiine the frequency, severity vehicles when they are involved in lan Macpherson is a partner in | Muffiers _â€"<â€" 1c s$9995 é 5 Fits Many Smail Domestic Cara + Pipes, Clamps & Hangers Extra : | % 1 Â¥ear Natlonwide Guarantse F!. e Offer vaild through 7/t5/94 at participating Meinakia locations only. Not vaild with any other offer. hmmlbd: sumers to choose a vehicle carefully and reduce their. auto insurance premiums for collision and comprehensive," said Tully. "That, coupled with the introducâ€" tion of a new classification plan, will make the setting of premium rates fairer, more uniform and more understandable for conâ€" The CLEAR methodology is revâ€" enue neutral to the insurance industry but could result in preâ€" mium shifts for some consumers initially. The VICC will work with insurers to minimize this impact on individual policy holders. "Making this information availâ€" able to the public will enable conâ€" Introducing Volkswagen‘s 10 year/160,000 km extended power train warranty on all new Golts and Jettas. * As a special introductory offer, this warranty is available at no charge on all new Golfs and Jettas. 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