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Dr. Lorna Marsden has been appointed to the Manâ€" ulife Bank of Canada‘s Board of Directors. Marsden, President and Viceâ€"Chancellor at Wilfrid Laurier University, has also served as Senator in the Parliament of Canada representing Ontario from 1984 until 1992. Manulife Bank of Canada is a Schedule Two Bank which opened its doors on Jan. 4. 1993. It is the first federally regulated bank opened by a life insurance macuh Bank bas h branch thers providing yerâ€" Manulife Bank has 14 branch offices sonalized financial services to customers throughout Metropolitan Toronto and central Ontario. It is a wholly owned subsidiary of Manulife Financial. Marsden appointed to Manulife Bank board January home sales up . Consumer confidence is returning to help create a more positive picture for the local residential real estate industry for 1994, according to Kitchenerâ€" Waterloo Real estate Board president Jeremiah Peats. Sales of residential properties increased almost 10 per cent to 189 last month, compared to 172 transacâ€" tion in January 1993. The increase can be directly attributed to a renewed sense of confidence among homebuyers, said Peats. "The Chretien government appears to be helping with its plans to address the need for jobs and a lower federal deficit. While the solutions to these problems might need some strong medicine, I believe people have a sense of relief that the worst is over and they can now get on with planning for the future," said Last month, the number of properties selling for g‘/ fi‘l‘vt;it K Ross Bauer mm::'m. €24 Lisa Crawford, _ Gerard _Wayne Terry Fox _ Andre Lavoie .. WEDNESDAY. FEBRUARY 9, 1994 John Boshmer, Art Breithaupt, _ Bill _ Emily Bruno ElizabethLorenz, â€"_ Dan _ Frank Milier, _ Cal Waddel! hmslw,wownpueuubfiuh. compared to 25 transactions one year ago. Peats acknowledges that the government‘s extenâ€" sion of the RRSP program to help fund the purchase of a home will continue to be a major factor influencâ€" ing the local real estate market. ‘Total dollar volume of all residential sales last month was $25,592,407 compared with $24,968,895 in January 1993. The average price of single family, detached homes sold last month was $143,792,. fimphyulâ€"whomfihnnpuififllnuihbla within the next six months in order to take part. The jnbhirhrqfladudnuflufi"l!’mflm joblfiirluwelluplmofincmdpuml- n-tpu-‘t'nufird:'ayur‘lymb-flm Do you have information about a new busiâ€" ness, a new product line, a seminar, workshop, important new service or promotion that should be shared with Waterioo business and the community? The Chronicle wants to hear from you. Drop off information for Tid Biz at the Chronicle office or call our Fax line at 886â€" 9383. Information can also be mailed to busiâ€" ness reporter Peter Cudhea. -‘_@ ‘1 »â€"/ l a N , Emptage ‘. ] bgd : M Keontle B.A., CLU Doreen Jeff Kechnie ROSS DIXON FINANCIAL SERVICES is a network of _ S ol S neine® independently owned and operated offices, all working with ‘m..om. one main purpose â€" to ensure the financial wellâ€"being of you, our client. Through sound investment principies, we help our clients achieve financial security. We are Canada‘s largest independent deposit broker, with assets under administration of more than $1 billion. We provide our clients with GICs, RRSPs, RRIFs, annuities, hundreds of different mutval funds and other financial products from some 100 banks, x2 trust companies and other financial intermediaries. B 702 Your financial security is our top priority. PP w d Agents licensed with Mutual Life of Canada I *‘ and/or Mutual Investco Inc., Two Companies â€"| . of The Mutual Group 3 "‘“: . Frank and Elaine, JEn All formerly of Total im The Best Choise is fHare) FINANCIAL sErviCES â€"____ HAIR STUDIO & SPA __â€" 255 King St. N., Unit 10 _ 74 ROSS DIXON FINANCIAL & «service., _‘ _ | "Service, _ Choice, Objective Advice" Facing Tomorrow 746â€"7171