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Investorsduringthe 1930sbeeamertmmrp-imiatkartd thus,eventhoughintG-drresd,drimtirritnodts1 whichisbuiiG-t-i-rmhittt_rhtnttt-t nokonerrekttawttatisahteestitr. aiykatttsistime,ttt-erreAqeotrrrr1ty authaarterot1smmttr-arRrita1rrt-taitatrrs9i1: er,wG-out-iwaidtsdastummtt-earmsottttf wastti-txatirirrmttttei-ett,_ttrrf? to.astdoondoet.AIith-ieMarteexmtmrrtttatis gromngamiwillamtinuetrsdoso. oiokunatety,theiimttw-tamtr1993tuma1tNtt) veryduamxaiingwunemrtpamdtotuetal-hiet weuesifatth/previouamiarter.iomukibemrr-ttpt someoithe-ihimritstkin-ini993.Aersirt,iet+ aredowt-timeirup,-anrataNe.1sthitodeirt amrthquaruesthatspieamotitsitaitguittttirtrto artne?Mygusia'tmirrthatititsttte_s Asecondpmblemofdoingptojactimaisthatitilnotchr whatnaturdiamiurtnaturaLfi-tnrlihMytootxur.N" evrmts,txathdmrtmtieartdaeign,havttadimetdhettmour axmomrandrtoarnourttotauti-atxumtirted)sttt1t= Athird -nitrtttat-tiistatttah-trtitmsert what is more important and what is 1tsasimportant ”they model.1‘henoddthm'umlyupoduthewddler. like For Instance, because I have specialized in government finames,imarputmoee-aisatta-rhtsersttimtr?Ps euemryputirtimstmtNtaaikt-trattsrreltttitstrrtrtltitt theeaoirrrThereisimy-id-tttaott-titPi"r- erwi,theaGanyNxsms,utiilesttatta-reraisqktttetstt omystagnatecth-inttttrtu.etharkdthettfyt inuctusmi-mttl-hehmdasdtaetewttBe ttGestat-ttiettin-ita-mtirjuatontureh,mrrt thestatmrinwhehu--ttrrme,aamdirtgtotettt aewmssmaigtutr.Now,uarmtrtnidtt-ttynethatttt.e ousuimistut-dimetuvinttttsingtirrt"mtrnrmri- alges,tmecanesthatitrmtttheease. Giventheaho-utdoI-raaouri-sasi& 1994?! havenotu-ianeam-etnaklt-dkt0urermtmrrm'll conunuetoirrtprmns,ameitv-tr.'rhaoiiibemm+ aeiyaottter%rr-mruttotstmanier-r)toht wtishoukichmtias'---i1tttmatitetttt"Pt ments such as the inmue in the UI Premium. Not that umsnpeemtdtaettrmtim-tori-tdteertitrqmr-' tthtr6ttmtttrtsr-t') - EEnomic prospects tor__.f_9.4. (510 m spourat Mutual funds a: becoming an increasingly punk Aemative to mined lam ttowdtatint-eshgvelitlknto30rear low. And for good reason - the use of M whether {winch gr bonds, allows Gui, Ilmwmitytouhieve A may and» from iriia makers, Midland mm; __ ___ mmmmmmwm.meINMMhfl-nokm. iaiiiuttmrtttshihttortdgot-ttm"etstit"tte NmrY-'-httitataarrstigtxuirta' 'te-ers-tttSeri-tok-eight,." it-dui-tit-Ain/tttVillains-out tttti-mit-shut-land-mr, Iaunmmtiathatdtt9intattitmsarsei, - people dont keep their resolution(a). In the bxiitrti'roqletmrgungMrrtsatirtogiveitthtsir Atastastutttatth-artdtuu-getgrytrr, and W, resolutionsgobythewayaide and old hatitatmrtet-k Dr.th_imxrotDr,PitsetxsamiAasriatasort BagntatttkittEitrtt-,sdsousesrhyeistohsslp tarti-it-hinsadrnitatttataptmmha1to whammy thexpselvea if they want to he New Year's means resolutions and new clients for health/fitness consultants tarmdtftttairanthinghatita. The No. 1 thing on a person's list is that they, tt-t-arttto.sitgmthire'Pitstrxsaaid."Ifthts qxsuistsorttteht-talhswututwultmnstoqu1'trPu ,kuMrrNNrrtastgryamirttkrtttllrtrytotr1it.", Pica added that than 'pmof-ttwtttoment resolu- 6onl nude on New Year’s Eve also don’t work; it's something that has to be well thought out. He observed that going cold turkey, using smoking paid)- a chain nicotine gum, damt have a high- anon-m getting I major shock from their doctor who tells thmtttttatthqyhamrtoquit,ortsltre." Through hypnods, motivation and the desire to "YtnangMapematthetodAutthsiyhaveto iktt-tupandttarthartitttmitrtoastxxrd" superior rates of return without dartodtr Natmek-Ndfirnhvstaa Dormhavearestionahmttitwestingrmr mmeruiseb.'WritetoBrianVickencloThe Wank» Chonide. 75 King St. s., Box IOOO, WaterGo,OntarioN2J 1P2 NorthtieHctutxnotadtttat%ttnittmtetotite JanuaosapisumtmthVitmtuttmauaeof thaetairtgNerrYear'-tttthxttr "People join because theywnnt to work off their chriatinaaeher,"iktttmh_. "Januaryiaaimrmatth,hutetiPert,the tremougtrttitsviaiteattrttntAerrstes.". Northfield, with a membership of close to 2,000, offers members mnsrythittghatstmtnis, aerobics to msighttrainirg si'ithadtrarrst-retioeatitmmttilrmesrt1xt ahipisagrsririmrtrrmdatNiitih1. nu6eanasthtre-tutthtiretttttmrkout 1xxaumathtwatnttpohtrhrittrl' And,whaottkrtit_ehNiooktoo1te1..oyf andriim,tsesomrttttswatintnilrYMcA tofallbackon. Aaxmtingtomtttavaiitetttstt_rferamily, YMcA,uniiumimrtitm-ttt0M0dotm't baieitemmonlxxtritttatp Aaxratiitovaii,ttieYiir-ofathrtsssand axialoutiet. "Ithinkthat,runpeoswrintuY,it)siuistttot.tr thesauottitztesnGiakstertrxialae.tatoi,t, aswell,"Vailsaid.Hawm,tanaWboY!wBall tiettbggeitgitgjth"th""'tit1d' 'mga2smeterswitmttitag 'hhtuetpemaretsnittuituYtxt.ad1rtoel1y, txuixvaiitasittatomti--thtmrhbomss motethaniugtitstinastdalhtimttts . "wetkrhwatttthutBtmad)Mtohtrt"i5.0.rte,m -txrrruLimsahtuitiitmartrmtthity.1it,s that. 'G'iiirGi'ViuiuiitatioittingtuYwi1l WNW" - ' Joel Sehoenherr, whp's employed by Watfyloo’s