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The new plan will hold premium increases this year to only 8 "/0 on average in urban areas, while average rates in rural areas will not Increase at all. The 0MP? makes it easier, quicker and less costly to get payments to those who need them after an accident. And it allows insurance companies to keep rate increases modest - this year, and in the future Still, increases of 5055 % were required this year to cover the increased cost of claims from accidents and injuries on 0ntario's mais. Clearly, something had to be done. The solution is a comprehensive new system of automobile insurance. It's tailed the Ontario Motorist Protection Plan. PlTl'lNG THE BRAKES 0N RATES. PAGE A32 _ wnsnwo ems. WY. JUNE 13, mo Since 198", the Ontario government has been trying to control the escalating cost of car Insurance by capping rates. Automobile insurance rates have been skyrocketing. The new 0MPP puts the brakes on car insurance rates. The Ontario Motorist Protection Plan. Everyone’s Protected. But if you are driving while drunk or convicted of a criminal offence in regard to your accident, you will not get income benefits. Accident benefits are paid without hassling over fault. Because injured people need medical assistance, income replacement and child care right away! Under the Ontario Motorist Protection Plan, your own insurance company handles your claim when you have an accident. Accident benefits are guaranteed, and begin quickly after the claim is filed. Because the sooner benefits are paid, the sooner people can get on with their lives. Today, you usually have to sue to recover damages. It's a time-consuming and expensive process. WHAT ABOUT COMPENSATION IN TTIE EVENT OF AN ACCIDENT? This helps to keep insurante affordable for people who drive for a living, seniors and those on fixed incomes, and young drivers as well. MEI] Your insurance company and your broker or agent have all the details. And you will receive an information brochure with your premium notice One goal of the 0MPP is to ensure help is there when it is needed, reducing economic hardship. Another is to keep insurance rates within teach of the average driver. It's a balanced airmen And that 's the right direction for auto insurance. If you are at fault in an accident, you will pay for damage to your own car to the extent that you are at fault, unless you, have optional collision coverage. Under the Ontario Motorist Protection Plan, "fault" will continue to be used for rating purposes. Good drivers will be rewarded with good rates. Bad drivers will be charged higher premiums. And there are now higher fines for trafiic violations such as speeding. DOES FAULT STILL COUNT? Government of Ontario