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PAGE B16 â€" WATERLOO CHRONICLE, WEDNESDAY MAY 11, 1988 Contractors, like other business people, expect to be paid for services rendered. However, because of the nature of the work, a contractor‘s terms of payment may differ from those of other businesses. Homeowners should make sure the price and terms of payment for renovation work are clearly specified in the original contract. Certain safeguards should be taken to deal with some of the financial problems that may arise before and after work is performed, or while it is being done. The method of payment may vary from contractor to contractor and job to job. Most jobs take no more than a few days, so that only one payment is required after the job has been completed to your satisfaction. Large projects, however, often follow a different course. Some contractors will ask for an advance for materials prior to the actual start date. If special appliances or equipment must be purchased by the contractor, give no more than 10 per cent of the total cost and issue the cheque jointly to the contractor and supplier. Never forget to get a receipt. During the work period, the contractor may require interim payments. Make sure these are for work actually completed, not for a specified period of time, regardless of the work performed. When you make out your cheque for the interim or final payments, withhold some money to ensure satisfactory completion of the work. This will also protect you against liens that can be placed on property AS ILLUSTRATED 6 FOOT SIZE 5 FOOT SIZE AVAILABLE â€" $82.95 FITTED VINYL PICNIC TABLE covers 6 ft. 19.95 Easy cleanâ€"up. No messy tablecioths BENJAMIN MOORE WATER REPELLENT STAIN 8-95 Litre CEDAR PICNIC TABLES Completely assembled and delivered in Kâ€"W area Bolted with plated bolts * 12" wide seats 30"" wide top * Features antiâ€"tip design When it‘s time to pay the bill (just south of University Ave.) OPEN DAILY 8:30â€"5:30; FRI TILL 9; SAT TILL 1 182 WEBER NORTH, WATERLOO A lien holds your property as security for a contractor‘s debts. The percentage of money withheld varies from province to province but ranges from 10 to 20 per cent of the total by suppliers and workers who may not have been paid by the Depending on the province, unpaid creditors have up to 60 days after contract work is completed to register a lien on your property. After the time period runs out, have a lawyer find out if liens have been placed on your property before you pay the contractor the holdback amount. If there is a lien, do not pay one cent more until it is discharged. In the case of poor workmanship, you may request an inspection by local building code or CMHC offices. The contractor will be forced to correct mistakes if the work does not meet building code standards. Care in selecting a contractor is the best defence against financial problems. Knowing your rights and obligations will protect you against any loss of time, money or the full use of your home. When work is finished you will be asked to sign a completion certificate and make the final payment. Don‘t sign or pay until you are fully satisfied everything promised in the contract is completed. If you run into delays, poor workmanship or misunderstanding with the contractor, get another opinion. You can also send a complaint to the provincial consumer protection department. Keep records of all correspondence. Built from 2" Western Red Cedar. Antiâ€"tip design. FREE LOCAL DELIVERY VISA & MASTERCARD PARKING AT STORE FRONT 885â€"5850 s 1. 18.95 PalNT â€" Warcrarer « Winpow BLinps EVERYDAY LOW PRICE ON INâ€"STOCK WALLPAPER ULTIMATE EXTERIOR WOOD STAIN Choose from Redwood, $ 1 7 99 Walnut, Homestead 4 L Choose from Redwood, Walnut, Homestead or Oxford Brown. 112x 85 "‘war â€" 253.° 149." FABRIC VERTICALS 66 x 85" from 559.95 SIZE OPENING _ CUSTOM PRICE _ PRICE STANDARD TRACK 66 x 85 1 WaY DELUXE TRACK es x as *WY : ea x es *WY 75 x 85 _ i1 way ] 87 x 85 iway | ag x as "Twas" 112 x85 iwat : 78 x 85 1 WAY VERTICAL BLINDS Ivory Colour only. From *49.99 Come See Our Selection! INâ€"STOCK VINYL SPLIT OR 1 WAY SPLIT OR 1 WAY All Exterior Paint and Stain on Sale Your Decorating Partner in Waterloo ‘181.~° *44."° 156."° 181."° 181."~ Reg. *35.99 WATERLOO TOWN SQUARE CONESTOGA MALL 886â€"3791 886â€"2789 89.°° 94.95 119.* Armstrong has just made Canada‘s leading flooring value even betâ€" ter, by offering you a $3.00 per yard rebate. Purchase 15 square yards or more* of Candide or Regal Candide to cash in on this outstandâ€" ing saving. Act now, this offer will not last long! You must purchase your new Candide floor before May 22 and have it installed by June 15, 1988 to qualify for the rebate. Candide and Regal Candide come in more than fifty designer colours and patâ€" terns so there is an Armstrong floor perfect for all your decorating needs Come in today! Once you‘ve seen the beauty of Candide you‘ll be convinced that this is Canada‘s best flooring value! *Up to a maximum of 50 square yards 401 C Weber St. N., 150 Holiday Inn Dr. Wateriloo â€" 885â€"3731 â€" (Home Interior Promende Mail) Cambridge â€" 654â€"0115 : Canclide $ £° 3.# ‘ REBATE! St. Clair Discounts All Wallpaper Book Orders. We Will Not Be Undersold. & 95 ULTIMATE EXTERIOR ACRYLIC VELVET FLAT High hiding, resists peeâ€" ling, fast drying, Deep & accent colours available slightly higher prices WALLPAPER SPECIAL PURCHASE We Cut Single Rolls and Gladly Accept Returns $999 PREPASTED WASHABLE STRIPPABLE m , $299% Reg. +31.95