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RSS Norster will serve one year as viceâ€"governor and then will asâ€" sume the position of District One Governor. District One includes all clubs from Collingwood to Niagara Falls and west to Windâ€" sor. This district includes 100 clubs with approximately 2322 members. At their recent Convention held in Kitchener this year the Kinsâ€" men of Southern Ontario elected David Norster viceâ€"governor. As District One Governor Norâ€" ster will also be a member of the et wqasâ€" teet os uty yadcegyt aggoimorna noigsaraw PAGE 12 â€"â€" WATERLOO CHRONICLE, TUESDAY, JuNE 301987 = > Norster Kinsmen viceâ€"governor TUITION â€"â€" *55.00 per week LOCATION â€" BECKETT SCHOOL OF PIANGO® ; <.=*> * / INSTRUCTOR â€"â€" LAURA TAYLOR 2 The second option was to reâ€"mortgage the property and use the balance for investment into additional properties. Once again I had to make a calculated speculation; this time, however, a conjecture was to take into consideration the economic trend in the United States and the consequence of it on the Canadian dollar, and as such, the interest The reason for viewing the U.S. dolfar in this instance was to be able to predict the probability of lower interest rates; after all I was now embarking upon a venture which would increase the debt by a substantial amount and I did not want to jump into the water without having the knowledge or expertise of survival. The research conducted provided a good indication of lower interest rates which in turn postulated a capitalizing opportunity, thus giving me a head start on the real estate Furthermore, analyzing Waterioo region, the prospect of major companies setting base also seemed highly probable. These two aspects, among others, presented a good opportunity for further venture into the real estate marâ€" monthâ€"toâ€"month basis. The strategic purchase of the property (ground work) presented two options. The decision to construct the Waterioo City Centre within the proximity of the purchased property, as calculated in the ground work, had been verified, thus the value of the property increased. Added to this, was the general growth in the real estate value. The property purchased just a year previous had now, as indicated earlier, provided two avenues. The first was to sell the property at $120,000 and take a gain of $30,000 after paying off the total amount borrowed; not a bad return for an initial investment of $10,000. This preference commonly referred to as flipping is a general route used by some investors who want to make a quick return, however it was not the direction for me. As mentioned in my first article my goal was to achieve financial independence and a $30,000 return could hardly achieve autonomy for a prolonged period of time. â€" In brief, the value of the Canadian dollar or the increase or decrease in the interest rate can be concluded, in one way through the analysis of international affair‘s result on the U.S. dollar, be it in the Orient, Asia, Middle East, Europe, or Latin America. The analysis of the U.S. made two years ago is verified today by the International Business Exchange (Newsletter) June 1987 edition, ". . . the world is one global market for which a stake in the U.S. is a necessity . . ." ket. Phase two of my real estate investment package was to SUMMER ART CAMP INSPIRING EXCURSIONS INâ€"STUDIO CLASSES , 2, 3 or 4 weeks between July 6 & Aug. 14 &5â€"7 yr. olds â€" 10 a.m.â€"12 p.m. 8â€"11 yr. olds â€" 1 p.m.â€"4 p.m. For further information telephone 578â€"3640 238 King Street South, Waterioo WITH ANDREW WAKAB. School of Piano Marjorie Beckett, Director Serving with him in his term of office will be David Muir of the Waterlioo Kinsmen as coâ€"ordinaâ€" tor; Brian Burchatzki of the Kitchener club as treasurer; Chris Brown of the Guelph club as CF Chairman; Richard Akerâ€" lund of the Waterloo club as secretary; and Matt Pearson of the Goderich club as bulletin ediâ€" tor. National Executive which conâ€" trols all the Kinsmen Clubs across Canada which includes 607 clubs with 13,548 members.