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LIS Westmount PAUL NEW HOURS: Mon., Tues., Wed. 9:30â€"6; Thur. & Fri. 9:30â€"8; Sat. 9:30â€"5 as of Sept. 3 not valid with any other coupons (valid until Sept. 30 /85 $9 OFF COMPLETE HAIRSTYLE (cut, wash & style) with this coupaon 33 Erb St. W. WaterlO0O (across trom Marsiand Centre) as of Sept. 3/85 WESTMOUNT PLACE, WATERLOO 886â€"6960 IS MOVING TO THE ATRIUM BUILDING ED Jim Bediey, a University of Waterioo student, sits on the Honda Spree Motor Scooter he won at the Incredible Jelly Jump at Pioneer Sportsworld recently. Behind him, Don Nurse from Pioneer Sportsworld presents a cheque in the amount of $1,665.69 to Mary Kowalski, a community relations representative from McDonald‘s Restaurants. The proceeds from the Jelly Jump are going to the Ronald McDonald Housesâ€" in London and Toronto. Catherine Mieshm photo UnNnIS@X PERM SPECIAL not valid with any other coupons (valid until Sept. 30 /85 PEGGY s4$s 35 (fnuc'luded) Well. if thereare potential losses. why do people go into business_or buy apart An investment (in my opinion‘ is something whereby vou are not as sured of a rate of return If you own a business, or an apartment, are you assured a rate of return? Of course not. If your profits, or rents. exceed your expenses. you then have a return If not, you have a loss a "loan" on which you re ceive rent for the use of your money.) Most of us never get to be more than a depositor. We deposit oursavings in an inâ€" stitution that pays us "rent‘" (interest) for them But I don‘t consider that a true investment. (True. many people call that anin vestment, but in reality it is We wouldn‘t be human if we didn‘t become green with envy, and we probably commented: "I wish I could get that lucky." But is it all luck? Be an investor The only way you can get those type of returns is to be an investor. No, not a depâ€" ositor, but an investor An unsteady return! _ "I doubled my savings in just three years." Have you ever heard peoâ€" ple make remarks similar to these? Or have you ever become just a little bit jeal ous of those people who truly did achieve those inâ€" vestment results? â€""I made 50 per cent on my investments last year." with this coupon WATERLOO CHRONICLE, WEDNESDAY, AUGUST 28, 1985 â€" PAGE 11 hairstyl Many of us are afraid to "nvest". We know when our money is in a bank, if it‘s earning 12 per cent per year, it goes up at the rateof 1 per cent per month There‘s never a down pe nod. That makes us feel good until we learn that our neighbor did twice as well a: vesting The person who made the 50 per cent in one year or the person who doubled their value in three vears are tellâ€" ing you about the good years. No doubt they also had some poor vears. but their overâ€"all average is probably twice what vou get from the "institution" ment buildings? The anâ€" swer is quite simple: beâ€" cause in the long run the chances are great that the investment return will be greater than by simply "renting" (depositing) their dollars into an institution called a bank. trust comâ€" pany, credit union, etc. CJ AS we did by "in GULZAR ? The an: What difference does IT‘S YOUR MONEY Paul J. Rockel Rest were winners Yes, in both the invest ment funds there were even years with losses, four of them with Templeton Fund, and only two loss years with Industrial Growth Fund: But the rest were all winners. and look at the difference in results Paul J. Rockel is President of Regal Capital Planners Ltd. and of the independent inâ€" vestment Fund Dealers Asâ€" sociation of Canada. What difference does it make? Well over the past 15 years a person who might have invested $10.000 and received the 5 year GIC rate each year, would have seen that $10,000 grow to $43.403 $134,000 more Another person who would have invested in a mutual fund called Indusâ€" tmal Growth Fund over the same time span would be worth $131,693. That‘s $88.000 MORE dollars If they had used Templeton Growth Fund their value would have been $177.323 That‘s $134,000 MORE than the "depositor‘ received MELODY It pays to be an investor NATALIE Advertisement