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Gait tiiirlMlllllAlllliillrllt by B4lllatrch .l§t. Aften.’ all, Its your Income. Pay. to . mm.» Cheoniele, Wm. PM” is, um Because the money you deposit in either or both of these Plans between now and then, is _ deductible from your taxable income for 1976 within the limits of the Income Tax Act. Open a Commerce SMART Home Ownership Savings.; Plan or a Commerce SMART Retirement Savings Plan, and do it by March lst. CANADIAN IMPERIAL. BANK OF COMMERCE J [I _ In fact, you really save twice: once for your future (home or retirement) and again by reducing your taxable income. At the Commerce, we call that SMART, because you can Save Aquey And Reduce Taxes. While March lst is certainly 7i rt. V Lait year's ihedme may seem past history to you, but It could mean a whole new future Come talk to us soon. Let us explain how the Plans work, and why Ehey can ltelp you save. not your last chance to open a SMART-plan (you can open a Plan anytimg, it's your last chance to ta e advantage of its 1976 benefits.