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Page 2 â€" Warertoo Chronicle, Tuexjay, Decemix m or the real thing from the Whether your Christmas â€" Watertoo Chronicle, Tuesday, Decembers 24, 1974 nmmmmmmmmwummmwwmwefimfa 1975 and subsequent years. flmnfldemMSamdfedpeodem%aWfimMage.flhasmwfieemnfiyfaflw m_wwmgnfleflf@g_@gtfl@nm.flmedflngsnnyremireprmuacfimorgetfing HeésgoodthPPoufithsâ€"heis:Whgspas%mddepafiaidfim advice. So we suggest you read this message very carefully. Are you between 65 and 697 Then you have a choice . . . muommedwmfietocoledmwnce ywstanreceivingmpension.however.ywmn'tmke further contributions to the Plan.) Continue to contribute to the CPP and possibly build up a wmmmmaamm Continuing to contribute is also a way to qualify survivors for benefits if you have not already done so. (When _ â€" appmad\mgaggm.ywshouldconsnderapplymform retirement pension because after 70 you may no longer ‘ contribute to the Canada Pension Plan.) NOTE: Before making your choice you may wish to seek advice from the nearest CPP office. The staff will be pleased to help you. Are you approaching age 657 Ifypuhavenndeymtd\oiceandwanthPPretiremem pensimtooonmenoeaseaflymposeible.youstmldappiy two or three months before your 65th birthday. NOTE: There is no provision for retroactive payment of retirementpensimsbeMeentheagesofGSandGQ.Soif yw'reinMageg'mporapomachingit.getadvioeas soon as possible. Doywnoumeiveammm‘? As of January 1st. 1975.ymlpetsimqillnolongerbe affected by any money you earn thereafter. Health Santé et and Welfare â€" Bienâ€"étre social Canada Canada ' The earnings ceilingâ€"that is, the maximum amount on Retirement Pension............... can be calculatedâ€"is being raised to $7400 in 1975 Surviving Spouse‘s Pensionâ€"under | and to $8300 in 1976. The initial amount of eamings. over 6 on which you are not required to contribute. will be Orphan‘s Benefit. .. ... ........... L m _Lii2 3 ML _ L. a2_‘s MhilAd‘~ Dannk $700 in 1975 I-BequqtrimtedtothePlan _ Equal Protection Marc Lalonde. Minister nificance dating back to is a part of Yuietide cele ancient times. brations in many countries. *"Although not a universal However, customs serâ€" symbol of Christmas, the rounding the anmnual living e ~~~ _ 220| pAPOPP_ This means that for female contributors, in addition to being eligibleforaretiremevflpemionatfldisfilityprotedimfor themselves, and a death benefit payable to their estates, as has been the case in the past, their spouses and dependent children are now eligible for benefits as follows: Benefits for Surviving Spouses A monthly pension payable to the widower who at the time of the death of the contributor is over 35 years of age. or under 35 years of age but is disabled or has dependent children: that is. a benefit similar to that which has always existed Benefits for Orphans A monthly benefit payable to unmarried dependent children under 18 and to unmarried dependent children between 18 and 25 attending school or university on a fullâ€"time basis. _ in order for survivors to qualify, the contributor must have died in January 1968 or later and must have contributed for the minimum contributory period, which is three years for _ deaths occurring before January 1, 1975. Benefits for Chidren of Disabled Contributors A monthly benefit payable to unmarried dependent children under 18 and to unmarried dependent children between 18 and 25 attending school or university on a fullâ€"time basis, where the contributor concerned is in receipt of a CPP Disability Pension. NOTE: in all cases, i is necessary to make application for benefits. If such applications are approved, payments can only be made currentiyâ€"that is, from January 1, 1975. No payment can be made for any period prior to that date. Disabled Contributor‘s Child‘s Benefit. ... . . Oeath Benefit (Lump Sum). . _ _ ... ... .. ... For assistance contact: Your nearest Canada Pension Plan office "â€"-. ‘ ---.~ tz MAXIMUM MONTHLY CPP BENEFITS Effective January 1975 from country to country. in the decorating. In south Traditionally , Germans ern Enrope a nativity scene don‘t erect their tree until is often placed at the base entire family will take part _ Norwegians opt for outâ€" :--:".".'{"”E j . $122.50 . $139.35 ._ $88. 31 ._ $81.67 $37 27 . $37 27 . $740. 00 customs call for small trees to be placed on new graves. were part of pagan winter ceremonies, with food offerâ€" ings being placed on trees in the forest for their gods. were first used in Germany in the Rhine Valley in the change has been in the meth od of obtaming the trees. The first settlers of this country just chopped down the rest of Europe by 1840 a handy pine tree. Today, real trees retail for an averâ€" age of $10, with artificial ones costing up to about h for a seven foot polyetm lene fireâ€"proofed model. was the midâ€"nineteenth cenâ€" tury before their usage beâ€" in the American Revolution trees have more or less beâ€" come an accepted part of the holiday home decor. to the United States, but it