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~* 8 . Waterioo Chronicle, Wednesday, October 16, 1974 â€" .\ x 3,. 4 i\ WESTMOUNT PLACE SEWING CENTRE AND SEWING SCHOOL Westmount Place Shopping Centre â€" Inside Mall 745â€"4461 This top line machine complete with FREE Ed Norcett ’( # DESK, 20 years parts warranty and full inâ€" store instruction ONLY ................ * HARISTY THPF C PLACE Tbhad â€" is at 744â€" $ ~ s : * Fi dla WESTMOUNT PLA f HAIRSTYLIE w«Sraul Westmount Place Shop ># (Opposite Canada | Only the best in personalis , â€" for men and FOR W m‘ _2 f $od C 0_ 36 â€" # ?“' # bw, , m [ [ o 100% cotton and Blends. Over 50 different fabrics to choose from. Priced to clear from, &1 E6 FREE DESK slightly soiled © Automatic button hole © Stretch stitches © Many beautiful embroideryâ€" 100% polyester, white UNIâ€" EORM FABRIC. Some With Purchase of This Versatile ‘White‘ Sewing Machine Tâ€"SHIRT FABRIC stitches The most versatile sewing machine you could own WHITE SEWING MACHINE S pecial! Special! OKTOBERFEST SPECIALS _ $1.25 The UNISEX Daily 9:30 to 6 â€" Thursday & Friday 9:30 to 9:30 â€" _ WASH SET & WESTMOUNT PLACE MEN‘S HAIRSTYLING Westmount Place Shopping Centre (Opposite Canada Trust) Only the best in personalizsed hairstyling for men and FOR WOMEN: For Women features: HARISTYLING PLACE is at 744â€"08721 © Monograming ©@ Overcasting L © Sews on buttons and much, © Hairpieces and Toupess fimings and conswitation 9 Details of the lowâ€"interest© loan program for repairing belowâ€"standard houses were announced recently, and they work like this: Applicants must: own the houses they live in, and those homes must be below local housing standards. The ownerâ€"occupants must earn $12,500 a year or less and the repairs needed must be for exterior or strucâ€" tural work or for fixing faulty plumbing, electrical or heating systems. It doesâ€" n‘t cover such "extras‘"‘ as building garages or installing second bathrooms. Interest on the loans is worked out on a sliding scale. Families with an inâ€" come of $3,000 or less don‘t pay any interest al all, and the largest interest is eight per cent for those earning between $8,001 and $12,500. _ The maximum loan is $7,500, with up to 20 years to repay. The entire loan need not be paid back; a "forgiveâ€" able"‘ portion is also calâ€" culated on a sliding scale based on income and to ‘"earn‘‘ it the owner must continue to live in the house for a specified number‘ of This is the second of a twoâ€"part series. How does a homeowner with a runâ€"down house take advantage of the Ontario Home Renewal Plan (OHRP), which provides loans for repairs? The process is simple, since the owner deals only with his local city hall. Home renewal program These two furry creatures will be part of the mamouth Oktoberfest Craft Fair to be held behind the Thomas House of Crafts on Regina St. in Waâ€" terloo October 19 and 20. Two large circus tents will be erected to house the hundreds of craft exhibits from across the province. Pictured is the show‘s organizer Marilyn Thomas. > . REMAINDERS & REPRINTS Come in and look over our Oktoberfest Sidewalk SCRIBE BOOKSTORE Westmount Weavery 5$76â€"7290 576â€"5470 Westmount Place Shopping Centre, Waterlco Stationery (School, Office, Secial) The Simpsons must have the repairs done, but can‘t afford them at today‘s inâ€" terest rates. Will} they be eligible for aid under OHRP when their city receives proâ€" vincial funds under the proâ€" gram? Yes, they will. Or take Mrs. Anne Jones, 65, a widow supporting herself by old age and war widow‘s pensions. She reâ€" cently moved into a dilapiâ€" dated cottage in a small Onâ€" tario town and needs money quickly to meet the costs of repairing her bathroom and kitchen plumbing. The Mr. and Mrs. Sam Simpâ€" son are upset. Their annual income is $8,000 and they have just been told by a loâ€" cal housing inspector that the wiring in their house, while adequate 30 years ago when the house was built, is now below standard and dangerous when used with . many of today‘s appliances. The loan, principal and interest is then repaid to the municipality in instalâ€" ments, usually monthly, as agreed in the loan contract. If the house is sold before the loan is fully repaid, the forgiveable amount is proâ€" portionately reduced. When sold, any amount owing on the principal, inâ€" terest and unearned forâ€" giveable portion must be paid off in one lump sum. Would you be eligible for an OHRP loan? Here are some case histories: years after the repair work has been completed. Good quality, variety colors * YARNS balls Yes, provided that the ~town adopts standards of building maintenance, health, safety and sanitati and then participates in '.! OHRP Program and th plumbing in Mrs. Jones‘ house is found to be below those standards: _ Further details are availâ€" able from the Waterloo clerk‘s office.â€" A final case history: Mrs. Sharon Campbell owns two houses. The one in whi she lives is in good order, g the other is 40 years old an one wall is caving in. She is in danger of losing her tenants if she does not act promptly. Does she qualâ€" ify? No, because she does not live in the house on which she seeks to do repair â€" He does, but only for that repair work within his own apartment. Thus he could borrow through OHRP for his plumbing, but not for the exterior work. Matt Shrier is a bachelor who owns a triplex in downâ€" town London, Ontario, a city taking part in OHRP. Shrier lives in a selfâ€"conâ€" tained apartment in the basement and rents the reâ€" maining two floors. The building needs work, espeâ€" cially on the exterior faâ€" cade and in the plumbing of his apartment. His income, including the rent he colâ€"â€" lects, is $12,400. . Does he qualify for OHRP assistance? town does not have any health and safety standards. Is Mrs. Jones eligible? .00 h A