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'_!':"'. -- "iiiiiiiiiiiriiiiiii; mm“? ii' 1940 Surplus Jiiliiitiisa.W0,e1;.llatr . . "tte-att-ttAa-s-itat-e-i-ttnl, uwuumnwpuuuu‘ '2au1tu".u1.",da1ttt.ttd'c,'d'd'ti.' mud-:1. iariiirGiUiaaiuL_ mummy _ ’ Fun eiiiieyEiyLifr.iiooj..i.LiCffE) 4M,8N. Tnaattittmianamouateie $60,031.42 w tttU" the "e uni-unlumn 2rlNP,tM,ii"ret.1ti,"t't aidedatthe . Mr.CUrtoet t$ttuttaeted'tsseeretary. magma; the n a meeting 'date,",':,,',',?'.'."',",,',,', tun2rgttt,'attu',eh."d Cronin! 1941.01 ormetN. In ttttttttte-int-w-voted brttseDtmetoes. -- _Ndyettrt-.. " mtr,,ex,t't.tg questittet_oft trxkgrant,r1irietortkC-yl led the m. declaring: "The 'g,t,tt'e,,o'ftlApg.'u'th1,',",Lt eomp.prottNssJae, mm mooted cautiously not knowing wottenortortdwmtteh- laminated. Butifthbwu'con- than: we will welcome the oppor- tunitvtohe-t_ttmitihis eomiarr,iftttewdroyyttlneeyy? shoaiuitittrttatat8Mt1 10:36.00!) ,1ri'a'ii;i;i'ire'"Gi;rGiiCiirriiW' Wmldengpphuded Muen- ieNititemene and In. In" The company's Ion record during 1040 continued to improve, vi $31,448 less bow out in lane. walnut $46. .07. Ava-3e [was or the put six years were $6t,0ti. than making the 1940 In“ record much below the avenue. company's strong continued growth and ttlt tribute to the loyalty of the ompany's policyholders. The grit, honorable and mast way of as business. open on a Ft,'; ciple instead of on the letter the I”! is "soon-lb): tor the not that this comptny mud: 'etut, the largest firm Mutual in t prov- ince both from the 3:111:1me of volume and reserves. he said. isr'ireTtiTE7rir9itiiiyCtyftiEti1t on the excellent picture of the com- pany's ttntuteial woman. Me stated that the North aterloo Farmed Mutual contlnnes to set a recon-d for its emazlnzly hilh unount of Insurance ip force backed by; sub- stanttel relewe mats. and stiti) able to operate on very low costs of monogement. which in 1940 amounted to $10,104.30. This ”fun includes commissions. license eel. salaries, general, overhead h'tllg'i. etlon of the company’s head . PruiiénTii'c'. TfiaiiiiF, in his '0mtllalmgtmt3mgttNMitr.NltDBtnmAN. 1NtatmmtEaggaeA3-ttatrtKmnlrrT, mammm -'. SIXTY;SEVENTH ANNUAL REPORT OF THE T North Waterloo Farmers' Mutual Cut: Payment: and Inn-hum [but due in 190) __t.e_FV Trr (.PN_N_ ""L' r.,------) laminated-chumps" FrNr w Incest received in mo (re' ___ _ __. In! necked in 1940 _., -FiFNF .__.N__ F.. P... Reinsurance on lone. received in 1940 leached toe tim citing-MW Received hoas, other mm in 1900 Receivedllm realization of inn-luau. 6.1mm ciao.t-td-dtrstranu,8utDe- bere' Fee. an.” and filyg fee Fire Mental Tu _ ., Insulation and Minn-an ert claim . 1.37140 Sciatica. Direclon‘ and Audited Foes FrVV 6113.” Postage and Tel-phone V _ ,. 6758} Pinning and “that, _ -rN . _ (r 740.19 I'M-11mm dud coal-Hon , 5.5.18 Sundry "penna- ol management . 471.95 prior to mo N. 1 Ftre locu- vhich occurred in EGG, to Red Cut. and Pam-dc Fin m 1... . _ 1w Accrued Ilium pair! an rumble " immune“: -13 To“! Elysium-n ' TMi6.tq Paid tor purchopo ol invent-Ian 6M60.00 Cash on had and In huh. Slut Dee-u. Total Mp:- Total H, c. STAUWIZR Total Expense- d Mm! ' mm "pt, El Total mulling duo in 1900 lb) "I. CASH _E)trE_tiTrlR_E CASH RECEIPTS 46559.0] ------* 5.7171)? TFTF Mwst ”.13 Chttr4tto-rMt0ttqim tii')!,',.')',',',)',)',?,',',,'))'.?,')))?,)?. Tre. ‘MWN‘WE: iirfegsiii',it?l,hPi',thhrts, or Ne"."'?,,'.',','?.",,,"',"','?.'?,),'.'?'.'", ‘m l but! "tttAmt, at; been” 2,lT2,ra',2hi'gr, 'WoatirtttimpfttA0,AetAttl? and at livestock at 37.100.56.15 pereent.oetherearutotaiie-. Inca-MIMI; . Mr.Woodsst-edtheimport- use: of urine" ducking upon me:- wiring systems for their esatskduiiiAddingtoorpueh JedtofAjiru-teiits.t.tMu1t-, 1ttt'ftlttg'2'2,etgiv'v"h2, eausingtheeompanrttenyy, or.hgioet "peieist.prttteut" tout "g2"tt,ed2'iT2u"erg ges_u_d_that stt?ai6ir..rtrovine.rnt regulation covering wiring mu- tions fer hm propertiu was the answer to this type of increasing lo- etaa.iBeation. The eompatny's investment basis‘ hem“wlld.uldflr.WoodL“ Following is the ratio ot the assets invested.. . Bond and Investment Receipts/ "le,fl (new). sumac” / It'll! en, . Reel Lt'aW%'so'l, (31%) Cash on Hand. $31,934 (6.5%) The Managing Director pointed, out that the avenge inc-rem of assets in the past six years has been W/lt lain“ the 1040 increase at .118. " year increase ex- ceeded $350,000.00. , Losses for 1940 totalled 354 claims for $46,721.07. “lulle- "tty Reduce W Referring to the “tremendous" decrease in the amount of loses ‘frorn chimney and root Brea, Mr. ‘Woods said he held the view that Gllrli','ir' 'ttir yyp' the.” 'l' my! Fire Insurance Company mg]: this was due to so many} installing radio sets. Thei lightning is therefore checked br) thendio aerial, and carried to the} mind. instead of D striking the Ming Melt. " 1 Director Iowan! Bow-en Mr. Bowman paid tribute to the tieid agents of the company for the cornmy's ttreall and its re- run-than 1-1999! el W91?" m2 iiiriiGT @513? we; Trt also commend our worthy wafer. when advice on mitten of po icy usdttetenttreatdeNtorthremrV puny': advancement." he slid. au 'riiiiiiiiiit -iirid" Pei-q Shanti were re-elected. We: Gado- [hum Iti J,'td,",r,",' referred t.o. 'dtil'rlli 3 " reserves on an 1Wdll that a mutual company be- ing in leans; a co-operative or- ttttl",',',; ould not have too Ee I renewe. The benefits should - __ Directors 'te-eV" _ The four retiring directors, How: t_trd Bornnttn,for4ott, B. Hallway. aims: _ Miq.11t "24.925.” 010550.70 ' 9,H6Atl mm 'r"eMattmtg, 8m 3,924.72 an.“ "soo Book ulna of real mule held for ale.. ' 2.500110 Morgue {oun- on real estate "2!.,?.ee, Cull on hand H ' qrr.-r. (r» _ . ,. 1.10121 Cash in banks, lea cheques outsunding W 2M77SS Omslunding 'trtstatmertts thereof: - last Due in 1910 H [r ,. _ vr, W.” (In Due in prior years ' M91) Intent! due (82,N7.00) Ind accrued - 85,415.05 -r _ _ _ , __r_ -rrr__rF' Fire extinguish" on hand ,-r 'r- Trv Oftiee fumilure and safe .‘ I 800.00, Total net premium non rest-, duo c, Nrr .r.r __._r. 1 Net balance d reinsurance in. mlmem- not yet due to other Companies T Total . l. ttei-G chin. no! yet paid _ 1 Una-med premiums on all outstanding 1939 _ $256,635.67 [meme in surplus in 1900 50,621.42 Surplus " Mst December, 1940 Direct policiel in lone. No. December 'trt, I939 tt,641 Direct policies "hey ht MMO, “a Total Direct policies expired or can Ding! plight 1ftgee, 3hn AddL-retrGrGee received in force, 3151 December. Totnt Ded---_trnnre ceded in Net miil'Jtemenlr tame - 35MB) risk. carried out at '0trs thereof _ 50.11832 net-v or renewed VIIuo ol bonds and investment te- (one. Mst December, Wo" - 1.3191151» inner-nee In force. , - --------- 3tst Beulah", 1910 A “LIME, Total Liabililia at 3lst Deee I. H WOODS LIABILITIES AND SURPLUS MOVEMENIJN R|§KS retumedtothe . mum“! we VIM” 2ii,egghtft'l',ttf',i,gt'l'N'tltuii,li to-ds n-kiu this world . form of a rebate. The lumen with 'tu_qe WWII“.- mmtoguld loom: "iiili.u'2rttleTt'fu'.'s,rhl w I . In mind. he an. we my W10! no. and can“ I totat Dine“: Chuk- tbet-tt 'MM. m - Mr. Schuett pointed out that 2t 'te amouttt ot W $125,000 increase in the company‘s 148. n " the ”In In 830.519,. s tus in the peat three nu flt,tuT,ttt,uuyll'Wd't s','e"t'tul,rf, intedtoredueed Themamountmln ’5 rates or a nix-team; a 'ro-lit, won“ with tuit,hkti6 N“ for the beneatofthebo1rerhoWm , 1-irsatttepet'tmmanttrt Saline-s had inmued [i'i'iiii'Eiltlt'atu'lt,"'d ofthe ”It " ably since the last rate Increase“ he _ tout and: of Company efteeted, he “a in mum.“ and fnttfi're, the " You: it loud Director J. W. Hertleib ot Kitch- ener stated that he via entering in 1041 on his 38rd {as on the boardotttteNoethWn lool'trlm era' Mutual. In 1000; he raid. the insurance in force . was only $11,000,000 satin-t the more than $48,000,000 in MMO., . I. M. Burnett Mr. J. M. Burnett in brief re- marks questioned the "ahtrmirttt" increase in claims by farmers for livestock killed by lightning. _ B. Case! l Director Bam Cassel of Kitchener pointed to the increase in 1940 of over 200 new policyholders for the) company, at an average new policy‘ written of $5,000. This, he said, was "ttebesttrrieoIt.ytrin.eyr.'ttetht 'd,'W,"f, and attributable in part to e lower rates etteeted some time ago. Director Campbell Shanta paid tribute to the management and tteid agents of the company. In mommenting ufon livestock one» ihe felt that e aims should not be paid if farmers allowed the killed animals to lie in the fields “till they are almost beyond recognition" be- fore, making, th_eir_cla‘lma. _ -. .‘ Manger-TA. L. Eaton of the Fame Mutual Company whim meeting-that "if our rates ere tn proper gibportion we should he slow in isturbing them but should plan for rebates instead. Others who spoke very trriedtr included Directors F. W. Ymblut. Lincoln Kasey. Percy suntan guditor P. A. Snilder g:hiig.ittdid,S veins were re-e ; f. of the Ayr Mutuaelm. A. C. no? man of the Royal Bank, Waterloo. {for 25 Pear? ai.ty.erhoidtt in, the Bahiin'yri'm. 'ittrtisson, Mr. L. J. _ ke _ cn Ltl1C2T, I E i ASSETS J. H. WOODS 3937.523!) $935,818.09 16SS9 4.745 11.8“ 12.328 '4tM4tt379.00 4,9ttt No, I Jos." 5M " ”5334(1) A noun! 346.571.0701!) '66WlRt996.00 l9,l 20,7S0.00 '6MS9JM6.00 NJWMN 950293.41 ' 913.0) ' $1,036.32 11mm ”50.29331 307,2S709 mum Mamet "iiuiifEtu2tiiitPJti'2ste "757'”; idiiftrbii- aloud“ w.m mu- t2tt,ltt te,ltPtt'ttt,ttfdlhtftr. "d"ii7ir"Gtiiuririrri" _ 'h-ssmowmmh fi'Piiiitl1,ji,',' t."u'u'dt'trtt manna!“ [an tiiiimtryhitr.t+rttbmt.q.y'rrp: tiari1e,...tt1tNEttrett.'AryeAttf did-tr-ttttas-ttferr. Mp,'ta"gtggr','l'ddNlSl'l EiiaFiVigurGir Ilia; mauve of ournen. ,ryrmartimp toyrey bm of no, and making I total now of IMM. _ The total .mouttt of insurance written for the no: in $30.51!.- 148.00, all been: of “who. "tttAryetyno.tetaryrti.hf. -- '- us, - Jtit,Gjiititi,Nt,hEti6% i'fMe'l2h,,1"'t'tW,i'd'dfd1't In foeeeitttteeitdofthege.rat “Human. HG wmmdtheCunpnny is $358,398.41. and in addition the "qte'uin'gt21egi",1,1'd'efdi, Dominion ' Canada Bond; Ind '6,80tut0ipftyrmrsytettmttec Pay- ment received on hm mow magnum. Theitireetoestttthete1tmtrte- ingMthereardi-ed_thel- initottheixyterqtninto_thehmter, and concluded that with n hm- able year in 1941 a [ehmdjvogld lowering of rate? " they consider- ed 'e/dit,','," o use? the 0:11;; puny on hand preset: abundance and that the tuner I: entitled to the benefit if he keeps the the losses to e at: minimum. We 21,'" commend the 'tit many on I steady PM - ing the last few years. standing to- day he the largest term mutual in the provinte both In volume and retseive,psyd we claim an. be“? -dtteetors In the plum of thou n- tiring for} term of three years._ The retiring Directors are: How- ard Bowman, .Gordon Hallmnn. Chas. Schuett and Percy Stunt-z. all of whom are eligible for re- achieved In the. Company by its tei',', honest, and honorable of ing business with their toga- holders. relying mon'to a prin- ciplsrather than the law. i In conclusion we beg to draw your attention to the 'fttti1t. onset élection. Mr. Lloyd Otterbein anen the annual Holstein meeting Toronto on Wednesday. saa, It Home. Mr. Joe Shank crho from an attack, m his home in Deon. Mr. and Mrs. My Becker and daughter Carol and Mr. W. Evans visited Mr. and Mrs. John Grant. Miss Elva Weber and Simon Gn- scho were Sunday guests with Rev. and Mrs. Simon m. Mt. home Slider of mill: was a recent guest of Mt and Mtw John Smith. 7 _ his. Elsie and Paul Martin spent Sunday with Miss Myrtle nnd Donald Feick. Miss Selena Gaucho was a week- end guest of Miss Violet Martin. Misses Nancy and Naomi Smith spent Sunday with hen and Anna Mae Holmium: Sunday guests of Mr. and Mn. Edwin Otterbein were Mr. end Mrs Ciitrped_Reinhyrt, Ytu.ef ener. . Week-end guests of Mt. Ind In. William Musclow were Mr. and Mrs. William Burnett and non: of Detroit Sundny guests of Mr. and Mrs Fred Amman were: Mr. And In. ‘Willie Asmussen and m Kitch- Lener. Mr. Donald Martin, M- my. Private and Mm. William Honk Mrs. Mabel Atkins Ion Bobby Windsor are manning It the home ot Mr Ind Mn. William ""s'l'rc."', (SI-tonne and Peter 8111mm of manque tpeptf.u.tytor with iii She Mrs. ""iiGiiio" “guest- of M Urias Snider wt" Mr, midis Mary Feick or nun- spent Sunday at her home hm Synday plan of Mt. and Mn. tin. STRASBURG éG"rTrsttFGraUr' ”an. . I, I!“ Dori. Pick (MI. W” momma!” 'ttttltd',, I Shank owho I: mama attack, measles In " iiriiritrrrrp, _ "jif.iiidi Kita,-, W" ' Feb. tt to Mt Mn. Grant Binder. " Water St. b, a daughter. Eat-dit St. Joseph's Hospital. Imam, Feb. It, to Mr. and Mn. Cecil Lane, Kitchen”, I son. --.uu Sunnyside. Feb. T, to Mr. and In. Allan lime. a non. iGtTeiii --. iFaTeraitiV ter." Baht---. At_t_he k.,M.Mttit Feb. I, to Mr. and In. Harry Daimler Kitchener, a Ion. .fiiii"i2"kt" the K.-W. min: Petr. s, to Mr. and Mn. P. ' Kitchener, a daugter. M.e-r-At the NI. Hominy Feb. 8, to Mr. and In. mam-w mm’ 'MTfe"tt w Hospiul,‘ Reb. 9, to Emilie]- and Mn. Lem- tg. Merkley. Waterloo. I daugh- 1.. Wench-At St. Mary's I! Mat, 1 Petr. tr, to Mr. and mogul l, 1'tatee%f'rert.ohy dgugy'ter.“ . CafHr--At St. Mary’s Hoapital. Feb. no. to Mr. and Mn. Stanley Catley, Kitchener, a daughter. Beeehtg--At Philipsbum. Petr. T, to Mr. and Mrs. Nelaon Doerhtg,1, tt Ion. --At St. Mary's i Feb. 3, to Mt. and 2d.'Mt) Hacker, Preston. a daughter. mam-At R.R. 3, Waterloo. Feb. _ 7.:ollr.andmuward Schott. BIRTHS MARRIAGES _ DEATHS Robert Henry new} of Kitetr. ener to “In Betty' . Zimmer- mn of Linwood. --Weur-ritt. It, Alvin Mar- tin of neu- llmln to Ludmh Weber of near nor-391:; --- wig" P uaMeaaarorr--hts. , Lute.rt . Waterloo. 1 any. " lu- - l a (anticl- Ottawa” ”and Valenti. M. Memttem of the Walther League attended the Valentine party at New Hal-abut: on “and” even- tng. £090"?! ttyt 'm1etyk1ttlet nun-7A: the K.- . Hospital. N?. It tthi'tdiilUtl,tlt': charge. The leuue accepted the Invitation to attend a shun-Insu- tul, smttord on Petr. " at In on Feb. " It wen decid- ed to collect Lutheran literature in be Need " the training tempt lihtllas Furniture Store “Imminent Tue-day In mm with r. and in Cecil Brown. Mm. Peter We! In arltt a few days we. Mt and Wit- fred sane u B1mttry1de. _ of Sanford. Tuesday mu of Ruth Ind Do. HI Puck were this Miller, Mary MI. Clayton and David Kan- dd Joy Kills ot mums. O. x In Harry Knlpfel and non Hurry and Roma. Ruby. Gordon Ind Irvin Knlpfel were Sunday gem of Mr. Ind Mrs. Sanford hymn It Kitchen". C. Nickel were Mr. and In. " JOSEPH 8mm Giirattttitteier Fer. PETERSBURG Breakfast Set Specials Tu m Che. Knlpgel "3d Luzphm.uma5u:&n.mmuflwfnmfim m Ctstker we... WT“ guy-Chin ' mam , d . ' manna! mm B........................... 34725 .Ba'ecttastrefutitthtitetnservuu-...Rar-Ctrattiortsigtvehrur tom-tell. Chokof,eolon.________'___ _ --.--.- Amulet Saintly Designed 8_-rt.9teteAtAUlyitas comes to you kt 331031;. Births Chesterfield Specials ofthe "Lock in the any merebm , '9NELt an Murmur in GM. ~olm manor: “VII '00 MONEY. 1rtahr--At Elmira. Feb. II, Mm.) Christina Kalil. " you; I WFAt )Kitchenet. slick. 12. Ierrcs1t Wattage. Feb. It, Rob- ert' W. Beg. iFiGfi. . -ef---at Kitchener. Feb. \10, Hrs. Louisa ' " F 1t',',tltrifei'y . It, Wallace Beet-At =luu, Feb. It, Thomas John Scott, " at Mtter.-At Kitchener. . It, Mrs. Susan Winter, on years. 'tti-At Detroit, Pets. It, In. Amelia Janke. formerly of Kitch- ener, " Kean. - "wager-, t Listowet, Feb. lt, In. _ Alice .Edwam of Toronto, 67 yearns. . WeetB.-At Kltdmerpl‘eb. a, Min. John Wells. on years. "itt,'g,tdt Kitchenea. sch. no. es . chham, years. Gtr-teh---" Waterloo, Feb. tt,l Mn. John R. Gintterieh, " years. Mqhht---At Iondon, Eng" Feb. 8, Mrs. Elizabeth Hutchinson, " years. 'mr--At Upper mum, Feb. ll. l Mrs. George Bill, so years. ftle+r-Et Neyth Bav- Fsb- A Following a length, tune“. Mrs. John Welt:k84, 'timiertr Cothrine Elizabeth oehler. died Sand: afternoon " her home, 100 “I: street. Kitchener. Born Sept. It, {not ‘at Wellesjey. _ghe v91 I member of St. Mam-uh unheran church. the Lather Aid. church choir, and a Sunday Nrl teacher since-1925. On A so, 001. aha was married " Daley. In addition to r husband she ly purviyed _trrJrarottty, _Carl and 1876, at Pa"lta the was I 1teutrrter_ofAhe let Mt. and Mn- CHE-lea Koehler. Mn. Weitx in. a Joseph Shcehy to Helen Schnutt. both at Kitchener? . t_amgi-.itt. tt Occur Gaucher of Walkerton to Mar- tina lag Kant: of Pomona. vzhm 'hey-wb. lt, Arthur Johnh Jr., both It Kitchener. a ta', ter, Mn. Jacob Inlet of Kite ener. two brothers. Charles Koehler of Welles]? and Edward Koehler of Mn iihvuy, three sisters. Mrs. Louis Bed er and Mn. Theodore Becker. both of Preston, Lind Mrs. William Rotpeiof Fitch- john-on, "rd st. George. iiiiik,Giid one grandchild. A son, Elmer. died In infancy. A liner nlso predate-sea her. John Inch A {alum of Waterloo for " years. John Rich. " died Edda, at his home. 8 Spring street, to - lowlnl an Illness of aeven weeks. Mr. Hicks was sales manner at Ruddell'a Gstratte. Born at hum. Cornwall. En... he came to Water- Joy from England. Re waa a mem- we: of Waterloo Lions Club, an elder of First United Church and an active member of the Young Men's 'little claaa._ __ _ _ In addition to his wife, he I: sur- vived by a son, Samuel. of Water- loo, two brothers. Samuel in China and Willi-m In England. nnd three mun, Mm. H. Mikhail, Mm. H. Brgbqry 9nd "In Blue Hicks. all fn' taught David B. Eight m I week. David . Snyder of neu- Waterloo died on Friday " the K.-W. Hospital. Re WI! " muck-8% .. .. .. d Surviving are " wife, and tt m Wayne. Melvin and Whm‘ 'tttehe, all n home. fhre brother! and one a" Mqter. A dnughter pred-ed Mm. Thomas hustler. ttttt id Prawn and Strum On . ttt ir'itiititjhrtr-tiEiaW.C.U..CU...r..."...C. “Jot-Welt! Deaths s.....................'...... ttt,2S lt. il siiiiGhF. triGrTi.ryriitTeFitoirie iisi cot 'iiiiGFi' “'th _ iriiiiariG. m -» a brief illness. Death may” a stroke. Born Aug. 13, 183. in But Zorn, the was s format Id- dent of Tsvistock. Mrs. Gingerlch was a member of Sterling Avenus Mennonite Church. She was the former Annie Sommer. Surviving are the husband. one son. Lorne, of Montreal, que., two daughters. Ida and Alma Ginsu-let; 190th)! home, amen W1 Aydrew ifdeiti - ___ Iisra" Tivisw'ck. “and two aaiiiiiiiuia.-h tson,im, we. deceased her six your: Mo. PLA'rrmrTLLE.--Thom- John Scott. I resident" Phttsville line: he retired from theta-m in 19”. died Tuesda$ momilgmn the home of his son, imam tt, Chester- Beld. Mr. Scott had been tit for some time and recently was moved no his son's home. Death was due Ito a heart condition. He was " years of age. Ateonathe1nteMt..ndMra. John Scott. he was born in Blen- helm township. Mr. Scott was a member of the United Church and the Masonic Lodge AF. and AM. He was active in church and com- munity life. Mr. Scott married Jennie Brash ot Blenheim in 189t._ro1lowlatttpr of Blenheim in 1891. Followan death, he married Elizabeth eeettet of Toronto in 1914, who also "cause-led him. Surviving are two sons. John and ‘William of Chesterfield, one daugh- ter, Mm. L. Zinn of Ratho. one brother, W. J. Scott of Chateau. and one “an. Mrs. M. E. Brash. Plathvme. ELMTRA.--Mrs. Christin- Kalil. Tti, died Tuesday afternoon at her home 11 William street, following an iliness of a year. She was I member of St. Paul’s Lutheran church. Her husband predecened her nine year: Mo. l 1g2Pu,'t a son. Peter, and I daughter. in Clara. tt brothet. Conrad Kuhl, and two “tea In. Caroline Weber of Elm and Mrs. Catherine Binkle of Hanover. “lust." - 'r..-. MOS-m» mm W. Bony Seventeen-year-old Robert VIII- liam Berry. only son of Mr. and Mrs. Howard G. Berry. 108 Albert street, Waterloo. died Tuesday ag', at Toronto General Hospital to owing a serlous operation. He had been lll about two months. He was born in Waterloo and attended St. John’s Lutheran church, Inlet-languish, MtgohnReGineieh, may; YOUR GLASSES iiitVefidner Ind Mia Connie " -ifeiiiiis" ii/parents, he is tur- vlved by two 'ristert,Mrtl. [outer names-uh! STEELE’S may)!” YOUR EYES FUNERAL DIRECIORS n: Ill-c at West FEDY - WALSH Mich-M abs.ChrhttranrmN KITCHEN“