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PAGE TWO May Introduce LOS ANGELES.â€"Premier Mitcheoll Hepburn, of Ontario, returned trom the Antipodes with the assertion Australian banking and economic methods "might be applied" in his home province. The premier said he found "very interesting" the Australian Commonâ€" wealth‘s policy of converting private domestic loans to lower interest rates as a means of stabilizing busiâ€" ness conditions. Accompanyings Mr. Hepburn who sailed from here last January for the Antipodes were: R. H. Elimhurst, the Colin A. Campbell, public works minâ€" premier‘s vate secretary; Hon, ister in io, and Ohester Wal ters, deputy clal treasurer. _ :__ More ly Based . SYDNEY, Australia. â€"â€" Surveying the past year in Australian trade and fnance and examining the future outlook, th federal treasurer, R. G. Casey, finds the internal situation is remarkably good in comparison with other nations and that he is "not pessimistic‘ about the future. In a statement summing up the poâ€" sition, he says Australia‘s broad naâ€" tional setâ€"up is much more soundly based now than it was four or fire years ago. "She is showing," says Mr. Casey, "that she can withstand low export prices without suffering the general setback that would have resulted 10 framed in the expectation of an apâ€" preciable drop in federal revenue and, with half the financial year be hind, it is working out approximateâ€" ly to plan." â€" Looking over the past financial year, he finds the chief factor with which Australia had to contend was the great and continued fall in export prices. "This might well have been expected to be reflected in a decided slump in Australia generally, but it has not been the case," he declared. ‘"In fact, the admitted distress of many of the primary producers has not yet been reflected at all seriously in other avenues of Australian ecoâ€" nomic activity. â€" ‘"‘The explanation of this apparent| Pressure also is "being exetied on auomaly lies in the fact that a numâ€" the Government by its supporters ber of internal factors have operat who come from {arming $|n;|, ed and are still operating to offset Where the principal products are butâ€" the fall in export prices. Among tor and cheese, livestock, fruits and thesoe are the continuance of a high Yegetables, that their constituents level of investment in manufacturing Should receive equal consideration to the ‘continued strengthsof the buildâ€" that extended to the Prairie farmers. ing industry, the replacoment of imâ€" Supporters whose constituencies are ports by locally manufactured proâ€" chiefly interested in dsheries are ducts, increased defence expenditure, Suggesting a bonus on fish as woll as and the continued high level 0# pub, Wheat be paid. Home Improvrement loans numberâ€" ing 2,472 and aggregating $24,940,â€" 979.85 are shown in figures released by the Honorable Charles A. Dunning, Minister of Finance. These figures lic investment." cover loans reported to the Departâ€" ment to January 31, 1939, and repréâ€" amounting to $460,852.91 over totals reported to the end of the previous month. A feature o0 the lending operations under this Plan has been the high proportion of small loans indicating the extensive use of the facilities for home improvements by those able to pay only a small monthy payment. ‘To January 31, 1939, over 50% of all advances were for amounts of $250 less. The distribution of all loans according to size is approximately as follows: M Report Increase In H. L Loans follows: I Total Home Improvement loans to 18% of total cans for amounts of January 31, 19339, and divided accordâ€" £100 or less; 34% of total loans for ing to provinces are as follows: Nov. 1, 1936 to Dec. 81, 1938 Jan. 1 to 31, 1939 Total P. B. I. »~seâ€". 603 $ 159,732.63 10 $ 161236 613 $ 161,344.99 Nova Scotia .. 4,798 _ 1,447,467.170 67 24,773.6% 4865 1,472241.32 N. Brunswick 2346 T84,006.94 58 18,333.77 3404 802,340.91 Quebec ... 9,33% 4,707,761.27 161 81,066.99 9,403 4,788,818.2%6 Ontario ... 37,.217 11,52%6,612.64 606 231,971.60 28,823 11,758,584.24 Manitoba ... $,79% 1,453,559.06 48 _ 16,867.07 . 3,840 _ 1,470,426.12 Sask. ...« LHB 434,594.66 9 6,857.33 1,288 441,451.99 ATberta ... 4,553 1,970,083.58 114 51,326.37 4,667 2,031,400.83 B. O. ..l222. 6,379 1,996,318.49 100 28,043.70 6,479 2,024,362.19 8.1792 1279 4,553 6,379 @1,290 $24,480,126.94 'Gc'n‘llner. ~ | _ Pressure also is *being exerted on the Government by its supporters OTTAWAâ€"A delegation headed|ance until the Western delegation by iPremier Bracken of Manitob&, has presented its recommendations will reach Ottawa from Western (Canâ€"|to the Government on Tuesday. The ada early this week to urge, accordâ€" Government will offer agreements ing to reports, greater assistance to with the pools which will assist them reports, greater assistance to Prairie¢ in financing their business, the Govâ€" grain growers than was indicated in ernment guarantecing against losses the now grain marketing legislation |when there‘is a violent break in the Bracken To Make New Grain Plea Plea Of Dairymen During the week Liboral members from dairy constituencies told Mr. Cardiner that the dairy industry was in difficulty and that, when helping the wheat farmers, the government should also do something for dairyâ€" for the dairy farmers or the live stock farmers," Mr. Gardiner esaid in an interview. He did not comment ‘hu'thor except to suggest the dairy farmers might help themselves, posâ€" [ll'bly with some assistance from the amounts of $101 to $250; 27% of total loans or amunts of $251 to $500; 14% of total loans for amounts of $501 to $1,000; and 7% of total loans for amounts of over $1,000. * For the month of January, 1983, Ontario again holds the lead in numâ€" ber and amount of loans, with Que ‘bec coming second. Alberta was eas~ lly{.hlnl in both number and amount of loans, replacing British Columbia, province had been third for some months past in number of loans, with Alberta ranking third in amount 114 â€" 51,32%6.37 4,667 2,031,409.83jiribution thus directly affect dll SASKATOON.â€"Any policy designâ€"|ada in a short time unless an addiâ€" 100 _ 28,043.170 6,479 &m.l’m.ofmfiromrfineuondwflmdommfloolmtlonflmukotforumwekm _â€"â€"_â€"__ _@_i_le..â€"â€" â€"â€"â€"â€"â€"â€"â€"iof purchasing power of large numâ€" {farms would be "fraught with danâ€"}both at home and abroad, was ready 1174 $460,352.91 62,477 $24,940,979.85 bers of potential customers. ger, without having first establishedto absorb the increased production." mw:mwfllmhfimminm ‘"We are not considering bonuses week by Agricuiture Minister 613 $ 161,344.99 B65 1,472,241.32 404 802,340.91 403 _ 4,788,818.26 823 11,758,584.24 840 _ 1,470,426.12 288 441,451.99 .667 _ 2,021,109.83 479 _ 23,034,362.19 "Â¥HE WATERLOO LAFEâ€"Aâ€"DAY Government, in carrying out more Agâ€" gressive marketing of cheese in Great Britain. Howover, he is to reâ€" ceive further representations from the dairymen before a final decision ‘is made. The completion of new grain marâ€" keting legislation will be left in abeyâ€" ance until the Western delegation has presented its recommendations Claim Food Comes First In Average Canadian Home j M-muamnpmtod' for more than 22 per cent. of the dolâ€" lar volume of Canadian retail trade, according to estimates made by the Dominion Bureau of Statistics for the year 1936 and published in the Canads Year Book, 1938. ‘Total retail sales for the year unâ€" der review amounted to $2,202,20%2,â€" 000. Of this total, $485,000,000, or 22.05 per cont. was spent in food stores; $362,659,000, or 1 .46 per cent., was spent on automotive veâ€" hicles, supplies and equipment; $360,â€" 829,000, or 16.$6 per cent., went to tores selling genoral merchandise, including department, variety and drygoods establishments. For the same year, the department of labor estimated the average family weekly budget, based on retail prices in 60 Canadian cities, at $16.65. This budget takes account of foods, fuel, lighting and ent, and the cost of food is estimated at $8.09, or 48.5 per cent. of the total. ‘The discrepancy in the percentâ€" ages of foods in total retail sales and in the family budget may be accountâ€" ed for by the fact that among famâ€" ilies of low or moderate incomes, foods is a relatively more important purchase in relation to income than than it is among families in the highâ€" er income brackets. Food and shelâ€" ter being the primary requisites of life, effective purchasing power of the majority of wageearners for other purposes will largely depend on how much remains in their pay envelopes after they have provided for food and shelter. ‘Tarxres on food or on retail food disâ€" CHRONTICLE Based On Cost |\ in guaranteeing â€" this "production ‘cost" of wheat the pven-m is simply saying that if the. matket price of wheat falls below 63 cents the government will make up the ditâ€" | ference. The gudrantee is extended |to all marketing coâ€"operatives and wheat pools. + OQTTAWA.â€"The Canadian Governâ€" ment will continue to give a guaranâ€" teed wheat price to western farmors, but in the coming crop year it will be about 63 cents per bushel, a figure estimated to be the average cost of wheat production. > {abhout a halfâ€"section of land. | ‘The third feature is that all wheat !growers will benefit from an acreâ€" age bonusing plan which will amount ‘to about $210 for each halfâ€"section ‘farmer, with a maximum of about This is one of the three main feaâ€" tures of a bill which was approved by a Liberal caucus recently, and which will be. introduced in the Hon. James G. Gardiner, Minister of House of Commons late this week by Agriculture. m m ige $2 Per Acre in Failure f In addition to the guarantee the government is making other importâ€" ant compensations which are in the plete crop failureâ€"that is, under fire bushels to the acreâ€"the government will pay a flat rate of $2 per acre. ‘This will run to about $300 for farâ€" mors with a quarter section of land, and there will be a limit fixred of failures. _ ‘The details outlined, are, of course, incomplete. The government will not make any formal announcement until the bill is introduced. dire distress because of crop failure. ‘The bonuses to be paid will depend $300 for oneâ€"section growers. The plan, however, is to provide that no one in the West shall suffer upon the crop production in the vaâ€" ‘The "production cost" of 63 cents is said to be a scientific estimate. It is calculated that wheat producâ€" toncosts about 43 cents per bushel on the best land and 90 cents on the poorest land. ‘The government has tried to strike a reasonably fair avâ€" every bushe!l of wheat has proved to be a failure and has been abandoned. The government found that many farmers did not receive any money at all because they had no crop, while others received large eaums of No Jobless _ OTTAWA.â€"While the Wederal Government has a national contribuâ€" sure ready for introduction it will not proceed until given constitutionâ€" a) authority, Labor Minister Rogers told the House of Commons. Mr. Rogers said it was "preposterâ€" ous" for Premier Duplessis of Queâ€" Insurance Until Province Yields ’mnt’- "courteous request" for coâ€" operation in obtaining the necessary constitutional amendment was ‘an encroachment on provincial autoâ€" economic and infeasible a suggestion that Canada adopt a measuro simâ€" flar to the United States Social Seâ€" curity Act permitting the provinces to enter or not, as they desired. A. W. Neill (Ind., Comoxâ€"Alberni) precipitated the discussion in a reâ€" solution calling upon Parliament to express the opinion a national conâ€" tributory system of unemployment insurance was a pressing need and ehould recoiv$ immediate attention. Warns Of Quick Change In West ‘The policy of paying a bonus on ‘The labor minister rejected as unâ€" Would Have TORONTO.â€" There should be central control of all the police in the province under certain condiâ€" tions and at certain times, Hon. G. D. Conant, provincial attorneyâ€" Direct Police hvo in an address here. "We cannot effectively .meet crime conditions as they sometimes dwehg with segregated municipal police," Mr. Conant said. "A meâ€" thod of coâ€"ordinating all police when necessary‘ certainly seems to be inâ€" dicated, if not, indeed, absolutely m‘:ofm-&o‘wontmwr "I believe could best be accomplished by. empowering the attorneyâ€"general to appoint some qualified and competent person to investigate and report as to the pdkhsdmnunieiul‘tvufio police force or any member of the poliutminmnnifi: cither at the request of the pality or on his own initiative," the m-cnnnlni:.‘ a would go a long way towards remeâ€" substantial improvement in plldg throughout the province could effected without adding materially, mluul:.lflll CELDEY CC In except two counties dne of the prvvhc-Y‘ men would continue to serve as acting high county conâ€" stable and would exercise general oversight over policing and the conâ€" :ahluin:.chufil:ty. H&nid.l'n department wo glad to appoint provincial constables as acting high county constables in the remaining counties when these counties reâ€" province and not limited only to the county in which they are emâ€" ngdtoiu've. e also suggested a more simple and more expeditious machinery be set u, ‘f:f:r the tn’ppoil_ltnerrnlt and dis nnng count e appealâ€" edto:flquniqingoal:;ofitjuheo- operate with the province in an emâ€" deavor to bring about better poâ€" licing. His department would de department but while many of them had merit, they mostly involved conâ€" siderable apenditln'e'lll_‘thol’lb vincial Government. "The Goversâ€" \ment‘nreluchnttoinmth. burdens upon any of our people," he said. _"He said he could not avoid the impression that one of the most effective ways of minimizing traffie accidents was by efficient and adeâ€" quate police. Some citizens are imâ€" It was hoped the motorcycle paâ€" trol of the provincial force could be increased soon but it all dependâ€" ed upon finances, he said. Decreasâ€" ing traffic accident figures proved pressed by and react to "co‘ and "horror" campaigns, m but a greater proportion were more definitely restrained by the presence or "fear" of police. _ a a large number of industrial workers motorcycle police. in urban centres," George R. Bickerâ€" ton, president of United Farmers of Canada, Saskatchewan section, comâ€" mented on announcement of future ‘Canadian wheat policy by Hon. J. G. ‘If the Government‘s intention is to discourage large scale wheat proâ€" duction in favor of smaller units de ‘n!zned to engage in diversified farmâ€" ing, then a policy of aggressive and intelligent merchandising for the disâ€" \poul of livestock and livestock proâ€" ducts would be essential because of large scale wheat production would docbtlessly mean a quick switch to livestock and dairy production," he "Such a switch would wreck the entire agricultural structure of Canâ€" ada in a short time unless an addiâ€" tional market for livestock products both at home and abroad, was ready He suggested county police be In regard to highway accidents, or due to inadequate policâ€" received by his