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There is a move on foot, stated Mr. Woods, to set up a central office at Toronto to take care of reinsurâ€" ance between the various companies suggested by the Ontario fire inspecâ€" tor to ensure taking care of unâ€" usually large risks such as the Mcâ€" Laughlin farms near Toronto. This move was opposed by the local diâ€" rectors as well as the Ayr Mutual, believing that a central office would increase costs whereas it could be It is interesting to note that the assets of the company during the past five years have increased at the average rate of $39,000 per year while the reserves were $200,000 more. The directors were pleased wiE“h‘ this excellent showing. The inspector of insurance, stated Mr. Woods, last year asked that less money be invested in farm mortâ€" gages and more in bonds and inâ€" vestment receipts. Personally, the local directors favored placing their money on farm mortgages when risks were carefully selected. There is 41.6 per cent. so invested at presentt. \ Insurance men, stated Mr. Woods, predicted more fires from defective wiring if strict regulations are not put into effect. Overloading wires causes fires as was the case in Galt where a heavy loss occurred. One barn loss of $4,689 was attriâ€" buted to threshing and another from a spark while straw cutting. Two spontaneous combustion ‘ as comâ€" pared to about six a year ago, and Mr. Woods believed this was due to farmers using more salt in storing crops. Losses of $10,000 were unâ€" known, but in the opinion of Mr. Woods might be traced to careless cigarette smokers. JAS. M. BURNETT Paid for purchase of investments Cash on hand and in banks, December 31st. 1938 J. H. Woods, the manager, in reâ€" viewing the work of the year, stated that the very favorable and low fire losses for the year and the substanâ€" tial increase in surplus prompted the directors to announce a decrease in insurance rates. It will be welcomed by policyholders who were compliâ€" mented on the increased vigilance exercised about farm buildings in preventing fires. Paid for reinsurance premiums Rebates Fire Brigade Fees Interest on purchase of investmen:s At a meeting of the diréctors folâ€" lowing the annual meeting, Fred Yungblut was elected president for 1939, Harley C. Stauffer, viceâ€"presiâ€" dent, and J. H. Woods, managing director. The retiring directors reâ€" elected were J. W. Hartleib, Lincoln Hagey, J. M. Burnett and Fred Yunâ€" blut. The auditors, Messrs..P. A. Snider and I. Hilborn, were reâ€" appointed. Lower Rates Announced. \ Paid for fire losses curred in 1938 Paid for. fire losses curred prior to Fees Postage and Telephone Printing and stationery Discount and commission Other expenses of Management President J. M. Burnett presided ard presented the Directors‘ Report. Comments on the year‘s work were made by the managing director, J. H. Woods, and the directors. Oliver Wright of Conestogo made a capâ€" able secretary for the meeting. Agents‘ Fres Law Costs : License fees and taxes Rent : lmr«t_ixatinn and adjustment of claims Salaries, Directors Interesting features of the annual handled as now report presented at the meeting of panies would u the r{pnhl Waterloo CFumerl' fli definite amount tual Fire Insurance Company, he at the Equitable block in Waterloo,| Veteran Directo were the increase by over half a Samiuel Casse million dollars of insurance written treasurer, voiced during the year, and a marked reâ€" tke excellent re duction in fire losses over the preâ€" of rates. It sp ceding year and the announcement Company and of a reduction of fire insurance fin.ne‘uly setâ€"up rates. 7 atabd emdrand P Cash received on mortgages Cash on hand and in banks, December 3lst. 1937 NEW PRESIDENT IS FRED YUNGBLUT AND â€" w . _ >‘__ VICEâ€"PRESIDENT HARLEY C. STAUFFER mm en Reinsurance _ premiums or _ instalments thereof due in 1938 2,491.70 Instalments due in prior years 3,369.00 Interest received in 1938 ~ 8,868.49 Rent received in 1938 260.00 Reinsurance on losses recovered in 1938 40.40 Cash received from other sources in 1938 180.85 PAGE EIGHT Cash Payments or instalments thereof due North Waterloo Farmers Mutual Fire Insurance Company Banner Year En{'oyed By North Waterloo Farmers‘ Mutual Fire Total Total Expenditure in 1938 otal Expenses of Management muwnbnhauuinlnnmmWflttuWhuNfi Stands at $46,185,518.â€"Reserves Increased by $200,000 in Sixâ€"Year Period.â€"Manager J. H. Woods Announces Redueâ€" tioninlnsurmeRatesDuTonDecmnhm Losses and Handsome Surplus, â€" Total Total Receipts ‘s Leading Farmers‘ Mutual Strengthens Position â€" (b) Miscellancous Payments (a)l E CASH EXPENDITURE xpenses of Management CASH RECEIPTS and Auditors which oc 1938 which oc Sirxtyâ€"Fifth Annual Report Of The $ 0 72435 56,693.27 5,242.50 510.91 714.40 1,209.78 796.96 â€"§ 5741762 343349 An interesting discussion on rural fire protection was started by Peter A. Snider, Waterloo township clerk, who said his council had the matter under consideration. It was brought out that in St. George, Woodstock and Brantford, arrangements were put into effect whereby the fire fighting equipment in these centres was at the disposal of the rural secâ€" tions within a radius of about 15 miles, for which a nominal charge was made on a yearly basis. Mr. Easton of Ayr cited cases where this plan had saved the fire insurance company and owners thousands of dollars over and above the fixed charge made by the municipality owning the fire equipment. $ 78,290 88 63,035.75 Director Gordon Hallman said while he was pleased at the decision to reduce rates, for which the pclicyholders and management deâ€" \serve due credit, yet he heard little done about fire prevention. It is evident that little is being done in this direction and he favored an educational program on fire prevenâ€" tion among farmers. The Ayr Muâ€" tual, he said, had set an example in this direction. Fire extinguishers piaced in buildings would help to reduce losses and at the same time make the owners and hired help more fire conscious. He paid tribute to the manager, Mr. Woods, whose wide experience, many contacts among fire insurance heads and sound judgment was invaluable to the Company. $ 6.561.50 $166,405.28 __ Other speakers included J. W. Hartleib, who has been a director for 30 years, Lincoln Hagey, Fred Yungblut, Harley C. Stauffeffr, M. M. Shantz, Gordon Hallman, Percy Shantz, H. Bowman, exâ€"Warden Chas. Schuett and I. Hilborn, all of whom commented on the excellence of the report. Favors Educational Program. ‘ $126,557.77 _ Samuel Cassel, county clerk and treasurer, voiced his appreciation of the excellent report and reduction of rates. It speaks well for the Company and indicates that the financial setâ€"up is on a sound basis. This, he said, was the result of the help given by policyholders who have exercised more than ordimr{ care the past five years. With suc a gnhfym report he would like a crowded 1 of policyholders and a free discussion of report along with constructive criticism, which the‘ directors welcome. $111,347.33 25,078.65 handled as now if each of the comâ€" panies would undertake to take a definite amount of reinsurance. _ Veteran Director Speaks. 35,047.51 9,718.99 135.00 170.95 Amount of reinsurance on foregoing riake ager Net insurance in force December 31st, J. H. WOODS Policies in force December 31st, 1938 p Policies in force, December Sist, 1087 ............ Policies taken during 1938, Losses adjusted, not yet paid ... . $ 2,000.00 Unearned premiums on‘ all outstanding risks, carried out at 80% thereof $1,215.05 Total net premium note resiâ€" CE s» semirsrsireccscecsrins ies« 299970038 Add: Net balance of reinsurâ€" ance instalments not yet due to other companies _ 1,992.98 All other assets ... ... 00 _ Office furniture and safe ... $ 800.00 Unpaid instalments levied in 1938 ....._..~ 5,241.85 Unpaid instalments levied in Interest due ($1,848.50) and accrued __.. ($4440.14) ......::.â€":.smmmcomuncics. â€" ©000.064 â€"â€"â€"â€"â€" 122,100.00 Book values of bonds and debentures ... 115,500.00 Cash on hand ($778.56) and in banks __ _ (§24,300.09) ... ... ... 25,078.65 Book value of real estate .............. 1 Mortgage loans‘ on real estate $124,600.00 Less investment reserve. ... _ 2,500.00 Total Lisbilities Total MOVEMENT IN RISKS REINSURANCE The retiring Directors are: J. W. Hartleib, Lincoln Hagey, J. M. Burâ€" nett, Fred Yungblut. All of whom are eligible for reâ€"election. Respectfully submitted, ] In conclusion we beg to draw your attention to the main object of this meeting, namely, the disposal of the statement placed before you, and the election of four directors in the place of those retiring for a term of three years. It is now eight years since the Company opened up any new terriâ€" tory, and which is ample proof of the confidence and respect the Comâ€" pany is being held under such close competitive conditions as we find toâ€" day, and we should justly feel proud of our steady progress. We are pleased to report a large reduction in fire losses and especially in the threshing season, and through the steady coâ€"operation of our policyâ€" holders we have agreed to accept lower premiums, and which could be still reduced if every. policyholder took fire losses more seriously. _ ‘The investments purchased through the year was $20,000.00 in Province of Ontario Bonds, $20,000.00 ‘Canadian National Railway Bonds, $10,000.00 Hydroâ€"Electric Power Bonds, and $13,000.00 on farm mortâ€" gages. Payments received on farm mortgages were $4,800.00. The total assets of the Company is $277,242.44, and in addition the preâ€" mium note residue is $932,763.38. The gross amount now in force is $46,185,518.00, with $1,223,835.00 re insured, leaving the net amount in force at the end of the year at $44,â€" 961,683.00. Your Directors again take pleasure in presenting to you their sixtyâ€"fifth Annual Report for the year ending Dec. 31st, 1938. The total amount of insurance written for the year is $13,636,970.00, an increase of $592,210.00. LIABILITIES The total number of policies is sued for the year was 3,584, an inâ€" créase of 249, and making a total now of 11,914. Managing Director of the North Waterloo Farmers‘ Mutual, who commented on annual financial statement, the best in its history. Lower insurance rates announced. ASSETS DIRECTORS‘ REPORT Number Total Amount 11,765 $45,593,308.00 â€" 3,584 â€" 13,636,970.00 11,914 15,349 J. H. WOODS 756.36 J. M. BURNETT, Manager $ 1,223,835.00 $46,185,518.00 $59,230,278.00 13,044,760.00 961,683.00 $277,242.44 $ 3,000.00 THE 'Al’llLOg w President I ECC EDCE3 PeCE MET. ( Friendly Anyway OLIVER KOLB, Clerk. ©= .14 A Massachusetts business man & .‘.a" a news ltem) I'Q'.f‘d A % ‘tramp, who had found and returned ‘$14,000, with a hearty handshake. to him his pocketbook, containire Wall, he wasn‘t a snob, anyway. Mar. 8 (Wednend:‘y)'â€"At 9 a.m. sharp, entire sale of farm stock; imâ€" plements, produce and household effects, 3 milés north then 1 mile west of New Dundee, for Joe K. Schwartzentruber. No reserve. 1. H. TOMAN, Auctioneer, Phone 28w, New Dundee Mar. 1 (Wednesday)â€"At 1 p.m., entire ube of farm stock, impleâ€" ments and produce for Wm. Goettâ€" ling, known as the Chas. Beckman farm on the Huron road. No reâ€" serve. . WM. G. TAYLOR, Auctioneer 14 McTague Street, Guelph March 7 (Tuesday)â€"At 1 p.m., clearing auction sale of farm stock, implements, grain, hay, furniture, etc., for John Metcalf, on his farm half mile west of Mosboro, half mile south of Guelph and Kitchener highâ€" way. March 2 (Thursday) â€" Clearing auction sale of farm stock, impleâ€" ments, hay, grain, etc., for Samuel }S.cihmm. 1% miles east of Mannâ€" cim. March 15 (Wednesday) â€"Farm stock, implements, for Peter Dyck, Gleggov_v street limits, Kitchener. ‘ March 14 (Tuesday)â€"At 1 p.m., auction sale of vnluugle farm stock, implements, hay, grain, etc., for Aaron Bowman, 1 mile west of Mannheim. March 8 (Wrednesdly)â€"At 1 p. mi., valuable farm stock and impleâ€" ments for Zephaniah Erb, situated 2 miles east of Bridfieport and 1% miles northwest of Breslau, on the river road. ETs Oe winly"" alet ie ioi s aiviviin d _ March 6 (Monday)â€"12.30 p.m., farm stock, implements, grain, roots, pure bred, registered. Ayrshire cattle, advanced registered Yorkâ€" shire pigs. For Joe Ertel, 3 miles northeast of Breslau, 1 mile north of Hergott‘s Service Station, off Kit;c_hen‘erlegjph‘ highway. March 1 (Wednesday)â€"Valuable farm stock, implements, hay, grain and roots for George Schmitt, situâ€" ated 2 miles north of Baden and 1% miles west of St. Agatha. Feb. 28 (Tuesday)â€"Farm stock, implements and grain for Frank Olinski, %& mile east of New Gerâ€" many. _ A. S. SNIDER, Auctioneer Phone 384w, Kitchener Feb. 21 (Tuesday)â€"At 1 p.m., valuable farm stock, implements, grain, including fully accredited and bloodâ€"tested, registered â€" Holstein herd. On the Joe May farm, 2 miles straight east of Cressman‘s Mennoâ€" nite Church, Breslau, 2 miles south of Shantz Station. E. J. SHANTZ, Auctioneer Phone 222, Kitchener Feb. 23 (Thursday)â€"15th Breedâ€" ers‘ Combination Sale of Registered and grade Holstein cattle at Summit View farm, Bridgeport. A. B. Bruâ€" bacher, Sale Mgr. __Mar. 2 (Thursday)â€"Clearing sale of 150 acre farm, stock, implements, feed and furniture, % mile west of %t. Agatha, for the late Rudy Kropf Estate. Feb. 28 (Tuesday)â€"Auction sale of farm stock, implements and feed at lot 7, 5th line of Wellesley, 5 miles northwest of Wellesley, for the late Noah R. Erb Estate. __Feb. 21 and 22 (Tuesday and Wednesday)â€"Auction sale of farm stock, implements, feed and houseâ€" hold effects, 1% miles south of Tavistock, for Norman Wilker. Feb. 20 (Monday)â€"Clearing sale of farm, stock, implements and feed at Lot 11, 5th line of Wellesley, 3 miles northwest of Wellesley, for Menno L .Erb. > 3 ©â€" Phone 30w, Tavistock _ Feb. 17 (Friday)â€"Clearing aucâ€" tion sale of farm stock, implements and feed at lot 9, con. 7, Wellesley, 1% miles west of Crosshill, for Wm. H. Knight. _ March 16 (Thursday)â€"At 12.30, Executors‘ sale of live stock, impleâ€" ments, feed, etc., for estate of late Receveous Martin, situated 3 miles southwest of Elmira. March 15 (Wednesday)â€"Execuâ€" tors‘ sale of livestock, threshing outâ€" fit and furniture, for the estate of the late Andrew Freeman, About 1 mile north of Conestogo. . March 14 (Tuesday)â€"At 1 p.m., auction sale of live stock, impleâ€" ments, feed, etc., for Mr. Norman Lehman, situated at Zuber‘s Corner, West Montrose. March 9 (Thursday)â€"At 2 p.m., Executors‘ sale of real estate, etc., for estate of late Helen Zinger, situated % mile north of Zuber‘s Corner. . March 8 (Wednesday)â€"At 12.30, Executors‘ sale of farm stock, imâ€" plements, feed, etc., for the estate of the late Solomon Reist, on the farm about 1 mile south of Elmira, ou“Elm‘inA-Kli_Ehene_r highway. Feb. 28 (Tuesday) â€" At 2 p.m., Executors‘ sale of 100 acre farm and buildings for estate of the late Receveous Martin, 3 miles southwest of Elmira. Feb. 24 (Friday)â€"At 12.30, aucâ€" tion sale of live stock, implements, feed and furniture for Gus G. Brohâ€" man, on his farm about 2 miles east of West Montrose. Phone 123 r 5. Elmira Feb. 22 (Wednendl{)â€"â€"At 1 p.m., auction sale of valuable live stock, im?’lementt, feed, furniture, etc., for J. P. Bosomworth, on his farm fltu- ated about 3 miles south of Elora. Farm is rented. EDWARD GEISEL. Auctioneer March 29 (Wednesday)â€"At 1 p. m.; valuable 100 acre farm with good buildings, stock, implements, eed, some household effects, for J. T. Byron, % mile east of Dorking, 3 miles west of Macton, on the highway. Watch for ad. : FOR SALEâ€"To wind up Estate 6 roomed "frame house and barn Mr March 9 (Thursday) â€" At 12 flph-onh. feed and bufi effects for the Estate of the Late Jacob B. Ertel, 2% miles north of Breslau, 2 miles west of Shants Station, 3 miles south of New Gerâ€" many. Farm is sold. Watch for ad. March 11 (Saturday)â€"9 a.m., at Kitchener Sales Barn, 20 choice ;lelgi_e- horsesâ€"a real good lot, for March"7 (Tuesday)â€"At 1 p.m., Parken auk t Re Watch for ad. ood garden, in Heidelberg. Apply Â¥. W. Frickey. a Auction Sale Lists ROTH, Auctioneer of New CHRONICLE } Harnessâ€"Two sets team harness; two sets single driving harness‘ Grainâ€"500 bus. Banner oats. No Reserve as Mr. May s retiring from the farm. Don‘t miss this sale of pure bred, high grade cattle and good horses. TERMSâ€"Cash on day of sale. JOE MAY, Proprietor. * ‘ ADDISON S. SNIDER, Auctioneer, Bridgeport, Phone 218J, Kitchener. OLIVER KOLB, Clerk. © 14 | _ Implementsâ€"M.â€"H. 6 ft. cut bin_r“dd”: milk carriage; gravel planks ‘\der in good running order; M.â€"H.| Water trough; grindstone; 1 grass 5 ft. cut mower; steel hay rake; 12â€"|S€°der; crossâ€"cut saw; bag truck: | plate outâ€"throw disc; M.â€"H. fertilizer| PBCE@r; â€" logging â€" chains; â€" fence !' seed drill; turnip seeder; Deering stretcher; doubletrees; neckyokes spring tooth cultivator with seed|ShOYels, forks, hoes, and many other \box; Verity single walking plow; articles too numerous to mention. Quebec single furrow riding plow;| _ Marnessâ€"2 sets of double harâ€" threeâ€"furrow gang plow; 4â€"section|"®S%; 1 set of single harness; odd iron harrow; threeâ€"section iron har.|©%l!ars and sweat pads, odd collars row; scuffier; two good farm wag.|2"d traces, team bells, etc. ons; wagon box; set bobsleighs; two ; Produceâ€"About. 10 tons clover cutters; rubber tired top buggy; hay; 200 bus. oats; 200 bus. of lowâ€"down manure spreader in xoodl"‘i“d grain; about 25 bus. wheat; working order; °M.â€"H. 4% h.p. gas 3 Guantiy of chop; a quantiy of enfine on truck, good as new ; | Dotatoes. | Chatham fanning mill; cutting box;| _ Mousehold Effects â€" One sink; l‘ power clipper; homeâ€"made tractor| *4 With springs, etc. f with G.M.C. motor, in good running No Reserve as farm is sold. ’ order, ready to go to work; set|_ TERMSâ€"Cash on day of sale.| gravel planks; flat hay rack; lang Decision of Auctioneer final in all | roller; root pulper; 250 Ib. uale;}c““ of dispute. | Daisy churn; lawn mower; Standard| MENNO L. ERB, Proprietor. ' cream separator ;antique oxen yoke;| M. R. ROTH, Auctioneer. | forks, shovels, hoes, logging chnim,! MENNO O. ERB, Clerk. ~14) doubletrees, and many other articles| ~â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"=â€"======â€"â€"â€"â€" ' not herein mentioned. ‘LET CHRONICLE ans pr Chickensâ€"20 yearling Hampshire hens. j! Grade Cowsâ€"Part Swiss and Holâ€" stein cow in full flow of milk and bred Jan. 13th; Holstein cow due Feb. 28th; Holstéin cow fresh by time of sale; Holstein cow fresh; Jersey cow bred Dec. 15th; two part Jersey and Holstein heifers, bred Jan. 14th; Holstein heifer calf 3 months old. This is a real high producing I herd and in pink of condiâ€" tion. These cows are all bred to 4% bull. Pigsâ€"21 shoats weight about 60 lbs. each. Cowsâ€"Pure bred Holstein cow in full flow of milk and due Aug. 18th; pure bred Holstein cow in full flow of milk, due Aug. 8th; pure bred Holstein cow, bred Jan. 12th; pure bred Holstein cow, bred Dec. 15th; pure bred Holstein cow, due May 15th; three pure bred Holstein‘ heifers, fresh; pure bred Holstein heifer, due July 1st ; three pure bred Holstein heifer calves. On the Joe May Farm, situated 2 miles straight east of Cressman Mennonite Church, Breslau, 2 miles south of Shantz Station, on / TUESDAY, FEBRUARY 21 . At 1 p.m. sharp. Horsesâ€"Bay mare 6 years old, weight about 1300 lbs., good in all harness; bay carriage horse 7 years old, weight about 1400 lbs. A real wagon horse with lots of style. Bay team, mare and gelding, 13 and 14 years old, weight about 3000 lbs.; an Aâ€"1 work team. Farm Stock, Implements and Grain, including fully acâ€" Furnitureâ€"Parlor suite; dining room suite; bedroom suite; single bed; rugs; writing desk; leather arm and rocking chairs; radio; coal oil stove; dishes; DeLavalâ€"cream separâ€" ator; meat grinder; lard press; inâ€" cubator, brooder, and many other articles. No Reserve. â€" Farm is rented. ° TERMSâ€"Cash on day of sale | Please come early. Small articles and furniture will be sold first. GUS G. BROHMAN, Proprietor. E. J. GEISEL, Auctioneer. f Hay and Grain â€" About 25 tons mixed hay; 600 bushels oats; 100 bus. barley; 100 bus. mixed; 800 bus. turnips, if not previously sold. Pigs, Poultry, Sheepâ€"4 ewes to lamb April; Yorkshire sow due end of February; Yorkshire sow bred; 5 pigs three months old ; 11 pigs 150 lbs.; 100 Leghorn pullets; 2 geese; 1 gander. Horsesâ€"Brown mare 4 years old ; bay mare 8 years old, in foal (Belâ€" gian horse); brown mare 14 years, supposed to be in foal, Belgian horse; bay horse 15 years old ; aged horse; colt rising 2 ‘yean; colt rising 1 year; filly rising 1 year. . _ Cattleâ€"6 Dairy Cows, Durhamsâ€" 2 cows fresh; 2 cows due March; other dates given on day of ule;‘ fat cow; 5 head fat cattle (800 lbs.) ; 2 young cattle; 5 calves. ‘ Implementsâ€"A ‘full line of impleâ€" ments. : At 12.30 p.m. For Gus G. Brohman, on premises about 2 miles east of West Monâ€" AUCTION SALE Of Valuable Livestock, l"nnlafie,-::th’ Feed, Too Late To Classify HARTâ€"PARR 18â€"86 TRACTOR in AUCTION SALE credited and bloodâ€"tested Reg. Holstein Herd On FRIDAY, FEB. 24th, 1939 Aâ€"1 condition. Am Addison Woolner, RR. 3, er, or Phone Bresliau 26 r 2. CLEARING LET CHRONICLE ADS BE YOUR SHOPPING GUID®E _ Household Effects â€"One sink; 1 bed with springs, etc. . No Reserve as farm is sold. TERMSâ€"Cash on day of sale. Decision of Auctioneer final in all cases of dispute. MENNO L. ERB, Proprietor. M. R. ROTH, Auctioneer. MENNO O. ERB, Clerk. 14 f Implementsâ€"Masseyâ€"Harris 6 ft. T binder in good order; hay loader; Maxwell mower; Masseyâ€"Harris side rake; 10 ft. dump rake; land roller; * cultivators; 1 disk; 1 hoe drill; ’heavy 4â€"section harrow; 2 walking plows, Ayr and Fleury; 1 fanning mill; 1 wagon; 1 new wagon box; sleigh; 1 low farm truck with 3" tires, good as new; flat hay rack; Renfrew 2000 lb. scales good as new; stone boat; Eureka root pulpâ€" er good as new; 24 ft. extension ladder; milk carriage ; gravel «planks ; water trough; grindstone; 1 grass seeder; crossâ€"cut saw; bag truck; bagger; _ logging chains; _ fence stretcher; doubletrees; neckyokes ; shovels, forks, hoes, and many other articles too numerous to mention. Harnessâ€"2 sets of double harâ€" ness; 1 set of single harness; odd collars and sweat pads, odd collars and traces, team bells, etc. ; Pigs and Poultry â€" Seven pigsg 175 lbs., if not previously sold; 1 sow with litter of 12, three weeksi‘ old by time of sale; about 20 hens. Implementsâ€"Masseyâ€"Harris 6 ft. __Cattleâ€"One Durham cow due March 29; 1 Holstein cow freshf since Nov. 3rd, bred Dec. 14th; 1 Holstein heifer due in June; 1 Hol-; stein cow due in May; 1 Holstein! cow due in April; 1 Durham cow' fresh since Dec.; 1 Holstein cow due | in April; 2 steers rising 2 years old ; 1 heifer rising 1 year old ; 3 ca]ves.' February 24th. If you are in this class. ~ M. R. Roth, Auctioneer, has reâ€" ceived instructions from MENNO L. ERB to sell by public auction, withâ€" out reserve, on his farm on Lot 11, Con. 4, Wellesley Township, 3 miles northwest of Wellesley, 1% miles southwest of Crosshill, % mile off highwgy, on { ‘ MONDAY, FEBRUARY 20 | _ Sale to start at one p.m. sharp. | Horsesâ€"One pair of Clydesdale mares, 8 and 14 years old; 1 heavy general purpose gelding 13 years old; 1 Hackney mare 6 years old, supposed to be in foal, good driver; 1 Hackney,.mare 4 years old, broke double. sale. With 16 Acres of Bush and Cedar Swamp _ Spring creek running through ‘back end of farm. Plenty of hard and soft water at the buildings. 7 roomed house; bank barn and imâ€" plement shed. ln high state of cultiâ€" vation. Will be offered subject to reserve bid, on the farm 2 miles south of Heidelberg, known as the JACOB HEIMPEL FARM, on WEDNESDAY, FEB. 22, 1939 At 2 p.m. ‘ Terms made known on day of . _ Some milking over 60 lbs. a day. _ â€" _ _ _ _ _ _ » 2 Jersey Grade Cows. Gentlemenâ€"I invite you to attend and see what we sell. Cows with size and condition. Cows that will do the work of two ordinary cows. _ Both old and new customers continually come. Eventually you will choose Holsteins. »@ The following: ooo 37 Registered Cows and 2 year olds; some with R.O.P. records, hi testers. Con-flkiuuptofllbl.nd.‘y. '!'hislotisoqunltot.heco?d Tee 4 manddnighine af Plones: Shoe EmbiTee: o pramidengrinlt . neer Snow Korndyke. gran ters of Dutekfl::‘gmodu Echo. These two named sires are among the best in Ontario. . 4 Bulls of service age. High production backing. 2 Small Bull Calves from rich breeding and high test. A few small heifer calves. s f 8 co"duhuvymilkiu Grade Holstéin Cows, fresh by time of sale. 55 HEAD â€" ALL ACCREDITED AND BLOODâ€"TESTED â€" 55 HEAD At Summit View Farm, at Bridgeport, on (For Market Reports | See Page Ten) WALTER W. FRICKEY, . Auctioneer, Waterloo. 12â€"4 Thursday, February 23, at AUCTION SALE Horses yes Horses AUCTION SALE | 97 A;:r: f‘arm ‘ A carload of wellâ€"broken, gentle horses for farm work and for saddle will arrive at the Waterloo Auction Mart by Registered and Grade HOLSTEIN CATTLE 1 Stock, Implements, Hay, Grain and Household Effects THE 15th BREEDERS‘ COMBINATION SALE A. B. BRUBACHER, J. A. WIECKER, Owner Sale Mgr. need of any horses, do not overlook day of NO RESERVE DATED at Waterloo, Ontario this 9th day of Jnnuar‘y, 1939. McBRIDE & McGIBBON, Solicitors for the Applicant. _ AND TAKP NOTICE that the Corporation of the Town of Waterâ€" loo has outstanding at present deâ€" bentures amounting to {204,023.59 exclusive of local improvement deâ€" bentures, and that, according to the last revised assessment roll of the Corporation, the rateable property of the municipality amounted to 26,314,013.00. * â€" 8. To authorize and empower the said Corporation to maintain and operate the said Civic Auditorium under the management and control of a Commission composed of the Mayor, the Town Engineer and four resident ratepayers, who are not aldermen, to be appointed by the Council of the said Corporation. â€" l o o i Nee en t o PE e to acquire land by expropriation or otherwise, and to issue debentures of the said Corporation to raise a sum not exceeding $50,000.00 payâ€" able in equal annual instalments within a term not exceeding fifteen years. 6 2. To authorize and empower the said Corporation for such purpose sn ooo it 1 © 1.. Authorizing and empowering the said Corporation to erect, estabâ€" lish and equip a Skating Arena and Auditorium to be known as the Civic Auditorium. TAKE NOTICE that at the next sittings of the Ontario Legislative Assembly: of the Province of Onâ€" tario, an application will be made by the Corporation of the Town of Waterloo for an Act: 39 King S. Brass trim ... Collars, â€" sweat accessories. Harness Oil ... $1 WILHELM HARDWARE Hay and Grain â€" 15 tons mixed hay; 500 bus. mixed; 250 bus. oats; 50 bus. barley; quantity of ensilage. Implementsâ€"A good line of imâ€" plements.. [TERMSâ€"Cash on day of sale. Pigs and Sheep â€" Yorkshire sow due March; 8 pigs about 100 lbs.; 4 ewes; 1 ram. Cattleâ€"Six Dairy Cows â€" Black cow fresh; Shorthorn cow due time of sale; brindle and red cow due in April; spotted cow bred October; Jersey cow bred Oct 17th; 5 cattle about 900 lbs.; 2 Polled Angus, 600 lbs.; 10 yearling breedy cattle; 3 calves. f â€" of . Farm Stock, Implements, Hay, Grain, etc. C For J. P. Bosomworth, about 3 miles south of Elora, on WEDNESDAY, FEB. 22, 1939 At 1 p.m. Horses â€" Three general purpose working horses, 12, 13, 8 years old. Theo. Dietrich McCORMICKâ€"DEERING DEALER ST. AGATHA J. P. BOSOMWORTH, Proprietor E. J. GEISEL, Auctioneer, _ This is a good offering. No reserve. Farm is rented HARNESS We have arranged the best show ever held around hereâ€" magical act, Ventriloquist, Proâ€" fessor Askim, besides new sound movies and a discussion on farmers‘ power problems. Don‘t miss thisâ€"Bring your family and friends. Every farmer in this district should make it a point to be on hand at our free McCormickâ€" Deering power farming enterâ€" tainment which will be held in the Old School House, St. Agatha, on FEBRUARY 22, 1.30 p.m. and 7.30 p.m. AUCTION SALE Do-b‘le Set Breeching MeCORMICK â€" DEERING FARMERS‘ DAY! NOTICE OF Application To Parliament Phone 123 r 5, Elmira Friday, February 17, 1989 FREE! E. J. SHANTZ, pads, harness 12.30 sharp $1.00 gallon Waterloo Auctioneer. $58.00