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Current Loane in Canada, IDC‘BA® ing loaus to Municipalities and Pro vincial Governments, amount to $200,â€" 563.727. an increase 0f approximate ‘y $13.765,000 as compared with the previous year Curreat Loans out sige of Canada amounting to §101. 147198 are approximately $4,000,000 lqower then last year. Coming as it does after a steady decline in current loaus over a period of seven years, the reversal in the trend of commerâ€" cial loans is encouraging. As might be expected in view of the present stock market sityation, Call Loans both in Canada and abroad have been substantially reduced. Call Loans in or tham at any period in the baRK‘s Ristory, with the single exception of The Auoua) Belance sheet of The Royal Bank of Canada made public shows a moderate growth in dopoâ€" Canada amount too $19,392,906, a reâ€" auction of approxtmately $6,700,000. €all Loans abroad amount to $10.â€" 070683, a reduction of $4,500,000 Strong Liquid Position The liquid position is strong, total readily realizable assets being $514, 671,335. Of this amount $168,638,928 ie represented by cash on hand or on deposit with the Bank of Canada and otber banks, while $245,606,374 is reâ€" presented by Dominion and Provinâ€" cial Government securities. . Public securities other than . Canadian amounting to $25,927,482 show an inâ€" ‘Tuta) Assets $869,538,000 Ux;::‘,oh,m.â€"m'u Increased $10,000,000.â€"Liquid 65.53% of Linbilities to the Public.â€"Increased Profits Shown. 1930 Royal Bank of Canada Reports Good Year crease of $13.937,353. This increase | is understood to be represented in | United States and British Governâ€"| ment securitiee Total investments| amount to $316.568.917. an increase | of $23.398.096 from the previous year und a new high record in the history | of the bank. Total liquid assets are 65535 of liabilities to the public, | which of course, is a reflection of pre«=nt conditions rather than of deâ€" liberate policy. No doubt the bank New Gray Coach Line "Highway Cruisers" im prery io Hishway Oraiser is individnua‘ adjustable chairs, mio ut ons ride "up 00 deck" with ing. scenes. Forced air fort at al} seasons. sn t Commercial Loans incroase [hâ€"â€" H q mew ind oi bre 1d €9uiser > wl [e chan any oth the road ind fexihility, lowe wider margin o Cruiser is Inxuriously fitted with deeply Je chairs, each with adjustable footrest. vith wide windows providing unobstructed air ventilation and nine hot water heaters EXTERIOR n ovetull n" INT ERIOR erull 6 srace and heauty. lt offers a passenger moter vehicle. The driver‘s ife, safeiy glass throughont, veduced carpe of privity. and other refinements Profits Higher Net profits for the year are sbown at §3.711.379 and compared with 1936 indicate an improvement of $307,138. Dividends pajd absorbed $2,800,000. The us ,ppmpntuon of $200,000 was ma for Bank Premises but the con\t.r;ikon to the Pension Fund Society was Increased to $300,000 as compared with the former approprt ation of $200,000 Balance of Profit and Loss Account carried forward totals $2.325.176. an increase of $411,â€" The Annual General Meeting of the Sharebholders will be held at the Head Office of the bank at 11 A M PUBLIC to build, was a mass of smoldering ruins tonight, destroyed by a mysâ€" terious fire which swept through the building _ last _ night. Delaware straddles No. 2 highway, 13 miles west of London. _ _ _ on January 13. DELAWARE, Dec. 26.â€"Delaware Village‘s threeâ€"room public and conâ€" tinuation school, which cost $38,000 would have been glad to have reâ€" placed a considerable proportion of its investments by commercial loans While flames still licked at the crumbled interior, school trustees met in emergency session to discuss plans for a new schoolhouse. They expect a building and equipment worth $48,000 will replace the one burned. HORSE DROPS DEAD AS $8s0 BID AT AUCTION HUMBOLT, la.â€"*"What," cried the auctioneer at the Gottlieb Hanselman public auction, "am 1 bid for this fine horse?" qv“S'é\'rentyâ€"fi\'e dollars," a voice answered. "I am offered $75. Do 1 hear $80°" enser sials "Eighty." The horse fell dead. AT DELAWARE VILLAGE THE WATERLOO upholstered Passengers view of passâ€" c assure comâ€" Those were the days when the value of the farm was universally recog nized, but in the whirl of modern life the farm. as the sure foundation of material civiization, is apt to be forgotten. _ The word farm means feod and was so called because in older times the tenant was required io provide the landlord with food by way of rent. Today this definition has beep considerably extended in that the farm supplies the nation | with tood, and without food, without | the feeding of the multitude it is not lxwen to human being io be able openly to express that spirit of uni versal kindness and peace and good bwill evoked by the teachings of the Master in the celebration of the fes /t:val of Christmas Chiistmas. 1937, should see a re viva) of this apcient COhristinas loas! 2. Toh o tA A ifi tsA s esns 1 1 farm animal. the ass. that He was Larish to sohcit "plough money" to torne to Egypt in safety he spent in a frolic. The queen of It was from the agricultural pop the hanquet was called Bessy wation mainly that the early Christ Then there was the ancient feast iins drew their adherents. and inany o1 the boar‘s head which still exists vears later it was over the farms in at least three distinct communities l«d orchards in the vicinity of Rome in Euglandâ€"at Queen‘s College, Oxâ€" that the early Christians scoured the ford, on Christmas Day. and at the ceunty in search of holly branches arnnual Christmas banguets of the i« decorate their churches and dwell City of London at the Guildhall and ings at Christmastide vp the Worshiptul Company of Cutâ€" Meanwhile, the farm. as ever conâ€" lers in London. The proceedings are i‘nued to furnish the wherewithal much the same. Trumpets sound and im the feast. and at the same time, the boar‘s head is carried in procesâ€" us centuries rolled by and towns sion, escorted by choristers singing Lecame swamped in their own acti the old carol,. "The boar‘s head in vities. it was the farm that kept alive hand bring I." At the City of Lonâ€" the kindly ancient rites of the feast. don feast, the master takes the Many centuries later, Charles Dickâ€" lemon from the boar‘s jaws and at es restored to the townsfolk of Engâ€" Oxford the Provost takes the orange Iâ€"nd something of the joy and beauty and presents it to the principal singer. of the spirit of Christmas which still * the Cutler‘s Hall, the president Cornuished â€" amoig agricultural comâ€" of the feast accepts the present Of a munities. Even today many of the pot of mustard. and extols the cirâ€" ancient agricultaral Christmas celeâ€" cumstances of the feast, ‘This referâ€" bations, as distinct from the towns. ence to mustard must be very old. survive. some of them under limited because in a carol that had been in conditions. There is Plough Monday, vogue for centuries before, Wknkyn for example. which is still observed de Worde printed the words in 1521 in several countries including the A.D.. the last line of which runs: ljtish Isles. In olden times in Euâ€" "The bore‘s heed with mustarde." yope. . Plough â€" Monday marked the Tuc praise "Christmas Box" ori end of the Christmas holidays. Tt sinated in the early Christian times was held on the first Monday in Januâ€" It was really then a box which was Chistmas and the Farm. the Furm and Food UZ"_ ww oun SOcKS 50 maAT TWE SCRAPING OF 50 MANY ie ager wourp wor wrenreas wow me piardeue . 164. |; j * wl A 27 <P | 6 & | <., @ ‘ O J B ) 2P | x 0 'f, _:’ ;’“ e ;‘“ ‘:“‘.‘ :.é.‘ Â¥_~.- _.‘J_‘.,, .;‘ P 4 . oR & uj _.'-“:'.'t':“.’ y_l‘“ and Christmas JACQUELINEG WELLS® FAVORITE PET 1S * a reicK 006 CHRONTC THE DANCEAS HAD TO PAD THEIR SwWOES ary after the Twelfth Day. lt was vustomary, on Plough Monday, be tore the ploughman returned to work on the following day, to draw a piough from door to door of the Tuc praise "Christmas Box" ori winated in the early Christian times It was really then a box which was Glasses by Steele Â¥1""* "§GTEELE‘S" Kitchener a 5.50 am. _ £.55 pm. 11.10 a.m. pam. 8.05 a.m. 5.25 p.m. 3.30 p.u. bl:fi..-. 11.06 a.m. 7.55 p.m. a~â€"Daily «xcept Sus. & Hol.; b â€"Sua. & Hol. caly. Coach connections at Toronto for North Bay, Ottawa, Montreal and intermedinie points. Tickets and Information at FRED WESSON â€" Phone 3679, Kitchener GRAY COACH LINES TIME TABLE C. F. PRICE, Optometrist. years. LEAVE KITCHENER (Eastern Standard Time} ) And at this Christmastide, as in \the days gone by, the farm has fur rished the chief necessaries for the Christmas feast, such as the meats, the turkeys, the geese, the ducks and {chickens, the cereal foods, the vege |tables, the cream, milk, eggs and cheese, not forgetting that many of the other essenials, the candies and confectionary, the pickles, cigare and cigarettes, are all of agricultural origin. : So once more. the ancient toast: \~Christmas and the Farm: the Farm | ind Food " placed in the church for promisceâ€" ous charities and was opéné@ on Christmas Day. The contents wore distributed the next day. Boxing Day, by the priest, and where the contré butions consisted of cash were known as box money. However, far mers were accustomed to leave their contributions in kind, eggs, butter, fiour, meat and other agric!tural products, much the same as the farâ€" mers of Quebec today place fruits at the church entrance on ‘Thanksâ€" ziving Day, the results of the sales of which go towards masses for the souls of relatives. In many churches in Canada, the accumulation of Christmas gifts is distributed in much the same manner as in the carliest Christian days. "I‘m not. but the next time my daughter undertakes to give & «dancing party she‘ll find there isn‘t any music to dance to." None Left "I broke <ome records this afterâ€" noon." "I didn‘t know you were an athâ€" lete." "Wild and Woolly" SPECIAL NEW YEAR‘S EVE MIDNIGHT SHOW Wednesday and Thurséay Bette Henry DAVIS FONDA ‘That Certain Woman‘ RICHARD DIX in ‘TheDevilisDriving‘ FREE! YR Ts‘ " JOHN BOLES â€" ANNE SHIRLEY 2 FEATURES â€" Also JANE WITHERS in ,BARBARA STANWYCK Tickets STELLA DALLAS Monday and Tuesday â€" Added Attraction â€" riday s now L_OuCI for thirteen 11.30 p.m. on sale at the office.