Excellent Showing of Dominion Life in Past Year is Revealed At Firm‘s 45th Annual Meeting Total Income $6,198,107.â€"Payments to Policyholders and Beneficiaries Aggregate $3,481,998.â€"Assets Increased by $508,665 To New Total Of $26,357,434.â€"$700,000 In The 45th Annual General Meeting of the Dominon Life Assurence Com:â€" pany was held in the Board Room of the Company‘s Head Office in Waterâ€" loo at one o‘clock Friday afternoon. PLANS MADE FOR FURTHER PROGRESS IN 1934 t was a very representative gatherâ€" ing of the policyholders, shareholdâ€" ers, directors and officers of the Company, and a good number of Doâ€" minpion Life feld representatives were in attendance. The chair was occupled by Mr. Ford 3. Kump{, Preâ€" aldent and Managing Director, who presented the Directors‘ Report for the year ended December 31st, 1933. Following the presentation of this report, the President moved its adopâ€" tion in the following words: "Considering that the year 1933 was another rather difficult one, I feel that the Report just presented s one that can be reviewed with enâ€" tire satisfaction. To be able to preâ€" «ent such a Financial Statement after the cumulative effect on bustâ€" ness of our years of severe economic crisis is a source of satiefaction to your Directors. "Each year since 1929, on Occaâ€" s.ons such as this when annual reâ€" ports have been presented, one has heard that the depression was Over and that good times were ‘Just around the corner.‘ As the year went by, however, it was found in making this prophecy that the ‘wish was futher to the thought‘ and bad times countinued. Most of the standard inâ€" dices by which business trends are judged indicate a marked improve ment and progressive botterment in many fields of production. I think we can say with a much greater de gree of confldence that the back of the great depression ls broken, and we can look forward with a new hope and renewed courage to improved nusiness conditions in 1934. "Most of.the Life Insurance Comâ€" panies have held their annual meetâ€" ings and their financial statements have been reviewed in the press. You have read figures running into billtons of dollars telling of the vast sums of money distributed amonget policyholders in Canada and United States in 1933 and during the few years previous to ‘33. It is almost beyond comprehension that these large sume were available for the peoâ€" ple when vequired and on a scale never before reached. 1 believe It would be interesting to give you comparative figures, ehowing what your Company has done in the past four years, and the four years preâ€" vious to the great ecconomle upheaâ€" val. "The extraordinary demand on inâ€" errance companles for cash, olther by way of loans on policles or through the surrender of policles for their cash value, began in November, 1929. Yon will recall that the first «ignal of the coming distress was sounded when the stock market crashed in October of that year. In November, 1929, we experienced the largest call for policy loans in the history of the Company. The deâ€" mand was 400% higher than in No« vember, 1928, and much higher than in any month since. "For the years 1925 to 1928, the amount loaned to policyholders on their policles was $1,299,105. Quring the four years from December, 1929 to December, 1933, the policy loans amounted to $4,047,568. During the last four yeara of unrestrained prosâ€" perity (1925 to 1928) the policies surrendered before maturity for cash called for $1,162.064, while during the four depression years these surâ€" renders amounted to $4,944,946. The death claime and matured endowâ€" ments for the four years previous to 1929 amounted to $2,177,082, and durlng the past four years reached $4,040,748. With all these unprece: dented withdrawals, there was placed on the books of We Company sufflâ€" clent new business to show a gain In business in force of $8,580,976 "During the same period we wrote down the book value of our securl tles by $2,169,213.50, in addition to the â€" $325,000 _ investment â€" reserve shown in the statement presented Friday. Our assetsa show an Increase for the four year period of $3,626,580 and our policy insurance reserves in creased from $17,647,070 at the end of 1929 to $21,977,690 at the end of 1933. Thia record, under the condâ€" tions prevailing during the period, you will agree is gratifying. "One may have many friends. They can be divided Into two claseâ€" is The ones who stick with you when everything is going smoothly @nd qult you in times of adversity, and the ones who stay with you throughout good times and poor and when a friend is needed most. When Dividends Paid to Policyholders. President of The Dominion Life Asgurance Company, whose fortyâ€" fifth annual statement, appearing in this {esue, shows sound, unimâ€" GIVES FIGURES FORD 8. KUMPF the skies are clear and no trouble h in eight, both classes of friends appear the eame. It is when the clouds settle and the storm breaks that they scatter along two different and opposite roads. "Your friends may be compared with your investments. When the un was shining and the business eky was clear all ‘promise to pay‘ securities seemed about equal. But what happeed to theae investments when the storm of depression broke? Some left you flat like your fair weaâ€" ther friends. If an individual eurvey were made Of the ‘promise to pay‘ cecurities purchased during boom times, what would be the result? It would prove that the great instituâ€" tion of Life Insurance stands out preâ€" eminéntly as issuing the one ‘promise to pay‘ coutract that has been abâ€" solutely fulflled and with a plus sign added. Life Insurance has been e friend indeed, and has thus ronâ€" dered a service to the people and the state that stands out preeminâ€" ently above all others during the past four years of chaos. While care ful management has much to do with the success of Institutions, creâ€" dit for the extraordinary accomplishâ€" ments of the Life Insurance comâ€" paules is due in large measuro to the fundamentally etrong and actu: ‘arlally sound basis upon which they operate. . â€" â€" "Canada has come out of the world crisis in a creditable manter pnd is on the road to recovery. The road, however, has many detour signs which must be obeyed; for all the diffi¢ultles have not been overâ€" come. ‘The road is still undergoing repaire. The country can not recover from its severe illness and shock overâ€"night, and all business will re quire the closest of attention. Let us hope our Fedoral, Provincial and Municipal Governments will lead the way with sane financing and budgetâ€" ing. "Sir William Mulock, on his 90th birthday, last month said, ‘Birthdays will come and birthdays will go. Deâ€" pression will come and depression will go.‘ He no doubt recalls a num:â€" ber of businese depressions. It is to be hoped that this one has laught us a lesson, and that, when we come out into the notâ€"tooâ€"farâ€"distant green flelds of prosperity, everyone will have learnod to spond less than he has earned, and be ready for the next deprecsion, so that it may be comâ€" batted more comfortably and with less hardship. "I wish to thank my coâ€"Directors | for the very generous and untiring | support given me during the year. | To my fellow officers at the Head | Office and the Head Office Staff and . Fle!d Force, I wish to express my | sincere appreciation of their loyalty and efforts." Many Securities Will Appreciate, Says Viceâ€"Pres. Mr. George A. Dobbie of Galt, Viceâ€"President of the Company, in rising to second the motion for the adoption of the report spoke in part ts follows: "In riging to eecond the adoption of the Annual Report of the Presiâ€" dent, I whsh also to compliment him on the clear, conclee and able manâ€" ner in which he reviewed the operaâ€" tions of the Dominion Life for the year Just closed. â€" "The year 1933 will be recorded as the climax of four years of de pressionâ€"the worst in our history, in which the whole clvilized world was approaching a etate Of chaos. National and international trade was at a etandstlll. People everyâ€" where were questioning the soundâ€" ness and duration of our elvilization. "We not only had our own econâ€" omle and other problems to disturb us, but in the early months of the year had thesoe serlously aggravated by happenings in the United States, where the banking system collapsed, ind a bank hollday waan%mclalmed by the Goverment. In addition, our nelghbours to the south suddenly deâ€" serted the gold standard furthor to upset world trade and c0mmerce. ‘"In the late epring, however, a clearing was discornedâ€"to become a little more apparent in the late summer and early fall. From then on, confidence gradually _ gained force, and conditions ateadily Imâ€" proved, fAnally reaching . a point where, at the end of the year, it could be safely sald that we were pust the low and on the upâ€"grade to more prosperous and happy times. During the year we have just de acribed, the business of life aseurâ€" ance did not escape the prevailing @ifficnlties and hardehips. The manâ€" ner in which they were faced, and the result achleved, are indicated by report of the President, upon which he and his executive officers are to lhn congratulated "I might make a few brief comâ€" ments on one phase of our situation, which ia not analyzed in detail in the report of the Preaidentâ€"that is the exiiting position of our invested as:â€" setaâ€"Bonds, Debentures, Mortgages. ‘"The total asaeta of the Company, 1a of December 31st, reached the aum of $26,357,484.43, divided ae folâ€" lo wa "You will note that, of that 47% of our assets invested in mortgages, over 80%, is in city loans, the interâ€" est on which, overdue for a period of more than six months, was & very small amonht, which is evidence of In Mortgages on City proâ€" pPOrte® | ... .cs mmains In Mortgages on Farm proâ€" péftigg "....ss lssnc $A% In Bonds and Debentures 20.1% In Preferred and Common Stocka neoemmentencae | 0â€"00p In Roal Estite ......._....2. 1.0% In Policy Loana ... 178% In Miscellaneoue Assote .. 8.0% 100.0% 88.69, â€" "It is hut Feasonable to expect that . \ many of these securities will greatly | ‘appreciate in value as we return to ; prosperity. In fact, since the first of January, our portfolio showe ; an appreclation of $492,670.00 from‘ ‘wales and enhanced market values. ; "We have on loan to our Policy:| |holders â€" almostâ€" Four and Threeâ€", CQuarter Millionsâ€"which is an abeoâ€"| {lutely safe advance, with no chance of locaâ€"yet would like to see this | amount lessened, In that in so many | the soundness and careful selection of this part of our portfollo. "Our farm mortgages are largely In Western Canada, where as you know conditions have been very bad for the past three years. Hence there has been some difficulty in collection of principal payments, inâ€" terest, and past due interest payâ€" ments. However, as our loans were originally made on the basis of one third of a conservative valuation, it is but fair to agsume that there yet remaing a fair equity over our mortâ€" gages on these farms. "These western mortgages are unâ€" der the control of our own ingpecâ€" tors, who have reâ€"valued all holdings in the last yearâ€"and are devoting every effort toward protecting our position. "The history of the Prairie Proâ€" vinces is such as to make us confiâ€" dent that, with the return to fair world prosperity, we may hopefully jook forward to a liquidation of our investment and the payment Oof inâ€" terest "In Bonds, Debentures and Stocks, uccounting for 23.69, of our assets, the yearâ€"end values are set by the Inspector of Insurance of the Feod: cral Government, under whose jurls diction we operate ‘These prices in many cases are depreclated below cect or book values, creating a cap: ital eArinkage which has been covâ€" cied elther by using reserves, or setâ€" ting up new ones. "From this brief summary of out Invectment position I think that it I« obvious that our securitiea are beâ€" Ing seleced wi‘h care, and that every attention i+ being given to the con: servation and protection of Our as sete." cries where loans are placed against policles there are too many lapses and cancellations © 2 Founder and past president of the Dominion Life Assurance Company, 93 years of age, who attended the annual meeting on Friday. Year‘s Activities Commented On Bv Thos. Hilliard Mrâ€" Thomas Hilliard, founder of The Dominion Life Assurance Com:â€" pany, and for many years its Prostâ€" dent, was Invited to apeak and reâ€" plied in a few words. In Mr. Hilâ€" iard‘s opinion great crodit was due those in charge of the affairs of the: Company for the way in which It ha«e weathered the storms of depresâ€" sion which have beat over the whole world for nearly four years. The fact ‘hat the Dominion Life showed the excellent report it had presented for 1933 demonstrated conclusively that it is managed in accordance with the beat actuarial principles, and that it conducts its businece accordâ€" ing to the soundest life insurance traditions. ‘The Dominion Life has always been a good policyholder‘s |company; and has alwaye provided |its agents with policles which, be FOUNDER AT MEETING Viceâ€"President of The Dominion Life Assurance Company, whose annual statement, published toâ€" day, Indicates a year of satiafacâ€" tory progress. SHOWS PROGRESS THOS. HILLIARD GEORGE A. DOBBIE ca, and to the loyalty and efficiency of its head office staff. ‘The report of the Directore was adopted unani needs of the are o# ceptionally easy to cell. ) Com &â€:&'&ï¬w'muu o mouiginhe wheuiges ont Hhigat Mr. H. M. Suyder of Waterico and Mr. C. G. Cockshutt of Brantford were reâ€"elected as policyholders‘ Di rectors. Mr. Thomas Hilliard and Mr. J. H. Gundy were reâ€"elected to the Board of Directors as represenâ€" tatives of the Company‘s shareholdâ€" ens. Mr. R. E. Patterson, Managing Director of The Merchants Cesualty Insurance Company, moved ‘; vote of thanks to the President ahd Di rectors of the Company for their effective services during the past year. "During an exceedingly diffiâ€" cult period," said Mr. Patterson, "they have given unstintedly of their time and efforts, and their work has not been in vain.‘ This motion was seconded by Mr. C. C. Parsons, Manâ€" ager of the Waterloo Branch of the Canadian Bank of Commerce, who also referred to the loyal and far sighted service rendered by the Preâ€" sident and Directore to the policyâ€" holders of the Company. The motion was carried unanimously. _ Directors Vision Better Times Ere Year Is Expired Mr. A. J. Andrews, K.C., of Winâ€" nipeg for many years a Director of the Company, on behalf of his colâ€" leagues expressed appreciation of the vote of thanks which had just been tendered. Mr. Andrews brought a message of Optimisin and good cheer from the West. "Conditions, while atill far from what we have been sccustomed to think of as normal, wre beginning to show a decided imâ€" provement," said Mr. Andrews; "and without dealing in thoughtless optimâ€" ler‘ it is safe to predict that they will be stlll beiter befor: the year is over." + coâ€"operation. "The representative in the feld is the man on the firing line who bears the brunt of the battle and this Company‘s representatives lnl the feld have done their part nobly in the face of great odds. Better times are comifig for them; but in the meantime they deserve all the svecese they have won during the | past year." This motion was sec onded by Mr. H. M. Snyder of Waâ€"| terloo, the spirit of whose words | was In accord with that of the mover | of the motlon. "The D@minion Life | tield force, {ndividually" and as a[ whole are intelligently studying to! vrender the beet possible service to | the insuring public and thereby makâ€" Ing themselves very useful lndeed’ to their Company." This motion was ‘ carried unanimously. I Mr.â€" Raoul Carignan, supervisor | for the Province of Quebec and ; Manager of the Montree) Provincial Ofice lent a bilingual touch to the ; ELECTION OF DIRECTORS Mr.C. Gordon Cockehutt of Brant ford, speaking for the policyholders und shareholders moved a vote of thanks to the Dominion Life field force forâ€" their loyalty and effective proceedings by Introducing his te imnarks In French, translating for the benetlt _ of _ his _ English epeaking audience. Mr Carignan spoke of the progressive _ development of the Company‘s businees in the Province of Quebec. The fine volume of bust ness produced has been increasing year by year during the past four years and, moreover, is likely to inâ€" crease In 1934 So aatisfactory has been the progress of the Dominion Life in Quebec that a second branch devoting lt« attention to Englishâ€" peaking business has been opened in the clty of Montreal, and bids fair to equal its French colleupues in proâ€" zreâ€"«lve development SsERIOUS _ FIRES AVERTED BY PROMPT WORK OF FIREMEN The â€"Kitchener Fire: Department was called out In the subâ€"zero wea: ther over the weekâ€"end to extingulsh | three. small blazea In King atreet biulldings. The first call came eal‘ly\ Saturday night when a cigarette stub | ; thought to have found {ts way into | the rubbish compartment on the secâ€" ond floor of the Mayfair Hotel The heat blew the head off a nearby «prinkler and assiated the fire fightâ€" | ers in their efforts. An hour and half later firdmen wero called out to extinguish a blaze in an apartment ahove Dowler‘s «tore where olly raga had ignited through spontancous combustion. The third blaze occurred at the American Hote) where a guest is thought to have beon smoking in bed and set the mattress afire £700 MINIMUM TO DOCTORS IS RESCINDED BY BOARD The Kitchener family relief board on Thureday night, after hearing a delegation from the local medical profeasion, _ reseinded _ the _ $700 monthly maximum pald doctore for work amongst rellef recipients. The delegation sald that the meâ€" | dlcal â€" profession â€" would diecontinue medical services to relief sick and the city would have to find some other method of mecling the situaâ€" tion if action were not taken. Th membera of the dolegation from the medical assoclation were Dre_ Mcâ€" Ganity, Turner and Ratz | It was the opinion the willingness of the medical men to treat the sick has been taken advantage of by the clty and in fairness to the profeseion It wae declded to rescind the $700 limit ELMIRA QUARTETTE ns eness io ons bae ~_ r 1t % â€" ENJOYED BY LEAGUERS| ‘The severe cold of last woek was reâ€" sesâ€"/ow eponeible for a number of stalled cars Under the ausplces of the Hawk ] ra well aa frozen pipes and in a few Club and Intermodiate League of 8t.| Instances pipes of cletern pumps John‘s Lutheran church, Waterl00, @ were burst from freezing fine program was staged at the town | mc en e hall by the minstrols of the Samarlâ€"| TAX RATE INCREASE tan Encampment, Kitchener, and | IN KITCHENER the Elmira "Happy Cousine" quartet.| _ An increase of 1.1 mille in the city W. D. Brill, former mayor of Waâ€" terloo, acted as Interlocutor. End men were Fred Glady, Walter Glady, Julfue School, Otto Burkhardt, Reu: bon Eckstein, Milt Oewald. Vocalists were Rd. Fisher, Fred Glady and Tom Garner, giving many popular songe. â€" The quartet is composed of Oscar "Mike" Weichel, Normap Ruppel, Harry Weichel, Percy Ruppel Tho Ladles‘ Ald of the M.B.C. | Church held their regular meeting |at the home of Mrs. Aaron Mader on | Wednesday afternoon Rev. and Mre. N. H. Schwalm atâ€" tended the funeral of the late Mr. White at Heepeler on Saturday ifternoon. * Mr. George Schwalm of Preston vlaited at the home of his parents, Rev and Mre. Bchwalm on Sunday. Miases Olive Zeller and Mabel Desaler attended the Ontario Prohiâ€" bition Union Convention at the King Edward Hotel, Toronto, of this week‘ Home Office Representative of The Dominion Life Assurance Company. Mica Zeller was delegate fr the Maâ€" ple Grove Women‘s Institute and Misa Dessler for the young people and Sunday School of the local Menâ€" nontte Church. Mr. and Mrs. Grdon Reich of Kitâ€" chener visited the former‘s parents Mr. and Mrs George Rolck on Sunâ€" day ‘The echolars of the local school enjoyed a Valentine party at achool on Wednesday afternoon. 1 IN KITCHENER An increase of 1.7 mills in the city of Kitchéfer tax rate for 1834 over the 1933 rate was intimated in figures aubmitted to the City Counct! Finâ€" anclal Compmittee on Monday by City Treasurer Dahmer The estimâ€" ate of 42 mille for 1984 is based upon n $30,000 deficit of 1933, plusa the inâ€" creased cost for Indigent patientsa. A reaerve of $35,000 for unpaid taxes 1 will add still to the rate, the treasurâ€" er‘a Treport showed. BRESLAU Insurance Issued and Revived $ 21,133,927 Insurance in Force <= > â€" 149,117,527 Payments to Policyholders and Beneficiaries | â€" _ â€" 3,481,998 Premium Income _ â€" â€" â€" ©4,526,182 Total Income _ â€" â€" > > 6,198,107 Total Assets <0 e + +0 26,357,434 Policy and Annuity Reserves â€" _ 21,977,690 GEO, D. FORBESâ€"Hespeler FORD S. KUMPFâ€"Waterloo P. H. ROOS ABSTRACT OF 45th ANNUAL STATEMENT DOMINION LIFE ||| 45th Annual Statement | Shows Strong Position Assets s00 0w 0 o 0 & > Policy and Annuity Reserves Payments to Policyholders and Beneficiaries â€" â€" > â€"_ _ â€" Insurance in Force â€" â€" â€" _ â€" > Excess of Receipts over Disbursements â€" 1893 1913 1933 HIGHLIGHTS OF ANNUAL REPORT ssets 10y 0 0 s e o 0 §$26,387,434 olicy and Annuity Reserves â€" e 21,977,690 Branch Offices and Representatives in every important centre throughout the Dominion Copy of Complete Report Mailed on Request ThE DOMINION LIFE ASSURANCE COMPANY COMPARATIVE FIGURES Viceâ€"President P. H. ROOS, Home Office Representative Waterloo, Ontario. Mr. and Mre. Henry B. Bauman and daughter Doris and Mr. and Mre. Will Egerdce and family attended the 25th wedding annivesary which was beld for Mr. and Mrs Irvin| stoltz on Saturday evening Mr. Gustave Zetter of Poplar View , spent Sunday with Mr. and Mre. Joe ; Kâ€" Schwartzentruber | Mrs â€"John Zehr. and Mr. Willte Zear made a business trip to Welâ€"| lesley on Monday . ; Micses Ruby and Alice Boshart called on Mr. and Mre Russel Shantz on Sunday \ _ The following is the January re \ port of examiuations held at Pine i MHL School. An asterisk denotea \ honora (above 75 percent) i Fifth Formâ€"Kenneth Otto Sr. IV â€"Llly Voha*, Douglas Hofâ€" stotter, Mary Bowman, Viola Holst. Mr. and Mre. Ed. Felck and famâ€" ily epeot Sunday evening with Mr. and Mrs. C. E. Schwartzentruber. Mr. and Mrs. Christ Zehr and son Deiford of Baden and Mr. and Mre. C BE Schwartzentruber and family «pent Sunday with Mr. and Mrs. Allan Yantzl Mr. and Mrs. Joe K. Schwartzen: truber and sons Elton and Reuben «pent Sunday with Mr. and Mre. John Jantz! at Waterloo. | _ First â€"Leonard Hamacher®, Ferne (Shantz*, Helen Diefenbacher, Ruby | Eckatein. Doris Bowman, Floyd Bosâ€" |hart Mrâ€" and Mrs. John Hyer epent Monday with Mro and Mre. Albort schinidt Mrs.â€" Wondall Shantz and Miss Dorothy and Mr. Clayton Shants called on Mrâ€"and Mra Ed. Felck last wook School Report. _ Primerâ€"Katle Penner and Wilbur \Shantz equal, Grace Jones, Edna | Jones, Clarence Holet, Paul Swarâ€" tzentruber Jrâ€" IVâ€"Jeanne Shantz, Gertrude Otto, Kalaman Prachar. Alice Boeâ€" bart, Harvey Holat 8t 11 â€"Frieda Penner, _ Rarl Swartzentruber, Norma Swartz. Jr. III â€"Ward Schmidt*. Kenneth Herlick, Helen Jones. Yr. IIâ€" Kenneth Shantz. Delton Bow man Jr. IIâ€"Douglas Hamacher, Delton Holet, George Holst, Lily Penner and Helen Swartzentruber equal, Earl Cresaman, Earnest Diefenbacher. Richard Hotten, also of Carrick Township, appeared on n charge of criminal _ negligence. The _ case pgninst him was (_Hs'missed. | ma Evidence in both cases was heard on Monday, February 5th, decision being _ reserved _ by ï¬nghtrnte Walker at Walkerton. President 3,481,998 ©4,526,182 6,198,107 26,357,434 COMMITTED FOR TRIAL $ 1,477,937 16,146,991 145,117.527 HEAD OFFICE PINE HILL Insurance in Force Protecting Canadians Since 1889 Teacher, M. Bowman Bonds and Debentures _ â€" _ â€" _ 20.01 Preferred and Common Stocks â€" 3.50 Real Estate > > > > Policy Loans + â€" â€"~ â€" Cash and Other Assets _ â€" First Mortgages â€" City Properties GEBEO. A. DOBBIEâ€"Galt EDWARD F. SEAGRAMâ€"Waterloo HOW ASSETS ARE DISTRIBUTED WATERLOO, ONTARIGQ gsin Inch Blanket of Snow Protects uot have escaped serious injufy. !Members of _ Debating League ; Quite Active souTHâ€"WEST WILMOT 40 Below Zero Weather Hits This District The weather last week was the coldest experienced for many years. Temperatures dropped to 30 to 40 degrees below zero and for a numâ€" ber of days did not rise above zero. Fortunately, theré was very little wind and the six Inches of snow that fell during the night of Feb. 3, teâ€" mained as an undisturbed mantle, covering the whole countryside and adoquately protecting the clover and fall wheat. Had the wheat been unâ€" covered during the cold enap It could wot have escaped serious injury. Mrâ€" John Baird attended an exeâ€" cutive meeting of the Blenbeim Blandford Debating League at Mr Dan. Stauffer‘s, Plattaville, on Tues day night, Feb. 6th. The purpose of this meeting wes to arrange the secâ€" ond series of debates for the winnere ot the frst round, consiating of Platteville, Bright. Chesterfeld, In 40\13 clubs eligible it was found necâ€" nerkip and Bethel. These being the essary to draw to see which club would secure the bye. Bethel se cured the bye, thus leaving the other four clubs to figlit out the second round, â€" Chesterfleld _ ve _ Innerkip, Bright ve. Platteville. | Notes of Interest. A number from the vicinity attendâ€" |ad the monthly meoting of the Bright | Cirentt men‘a club, last Monday evening. The subject under discus: wlon was: "Should Canada have a Central Bank ?" Bethel to Meet Winner of Plaits ville, Bright, Innerkip and Chesterfield. 3,481,998 145,117,527 1,111,730 Quite a number of young people attended the Junior Farmers‘ Skatâ€" Ing party at the New flamburg rink on Tuesday night Mr. and Mrs. Duncan of Baden apent a few daye with \r. and Mra John Murray. Mr. William Marwick epent Sunâ€" day with friends in Kitchener $ 532,250 3,525,508 21,133,927 Meears. A E. Bean and E. H. Bean vialted Mr. J. C Hallman of Roseâ€" bank on Saturday, who s eeriously 111 0 vd\“te a number from this vicinity attended the funeral of the late El Good of near New Hamburg which â€" Messre.Lioyd and Rlam Cressman made a buainess trip to Toronto laat week. was held on Wednesday afternoon Feb 14th Insurance Issued and Revived Viceâ€"President Clover and Fall Wheat ic eâ€"President Percentage of Total Assets 100.00 38.61 8.45 3.56 17.84 8.03