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,5 TH. HAW Gamma ",'S) caa Hon. Chan-lee A. Dunning. president of the Company, stated "the dimtore' report end the ftnaneial statement presented were again grati- fying evidence that our Company he not only pleyed its pert to the full in relation to policy- holder: during these dtMealt tlmee, but he. Among the other factors which have con- tributed to the satisfactory year enjoyed, As pointed out by the general manager, Mr. M. J. Smith, were the excellent excess of income over disbursements, and increased new business, all of which was made possible by the application of sound principles in the conduct of business. Despite serious economic difficulties throughout the world, of which Canada experi- enced its share. the Ontario Equitable, through close attention to its affairs by those associated with the Company, have enabled it to still further strengten its position, the “not: having increased by $868,268,78 over 1982. With the achievement of results of a most encouraging and satisfactory character for the twelve months just concluded, the Ontario Equitable Life and Accident insurance Company enters the new year with an optimism and con- fidence which angers well for the continued suc- cess of this Company. The farmers helped to pay for the building and maintenance of the highways and the high- way department should give them consideration by making it possible for them to use their sleighs along the edge of shoulder of the roads. The farmer is not asking too much when he requests consideration any more than the motorist who demands that highways covered with snow or ice be made safe for traMc. This was the complaint made in Waterloo and adjoining counties some years ago when the highway was first built. Fortunately, during the past number of years, except the past two weeks, there has been little snow and a bare pavement helped rather than hindered traffle. As long as the snow plows keep the pavement clear of snow from shoulder to shoulder, farm- ers who find it necessary to use sleighs and cutters, will complain. In some sections of the province farmers are complaining about the condition of the high- ways. In Midland district they complain not that there is too much snow, bat that there is too little. There is such a depth of snow in that district that the farmers' only means of transport is by cutter or sleigh. That is on all roads except the provincial highway where the snow plows keep the pavement clean down to the pavement. The farmer can get from his home to the highway but he can get no further. The highly satisfactory nature of the re- ports presented cannot but be a source of gratification alike to the management and policyholders of this outstanding Canadian company. The managing director. Mr. W. H. Somer.. ville, in commenting on the statement present- ed, said there was a noticeable improvement in Manitoba and Saskatchewan, the interest par ments having increased by many thousands of dollars. He referred to an increase during the year of $6,714,115 in assets, and the bond investments in government and municipal bonds, all Canadian, totalled $56,854,547. The president of the Company, Mr. R. O. McCulloch, took the occasion at the annual meeting to congratulate the policyholders on the completion of sixty-four years ot continuous progreSS, which was indeed most creditable in view of the decrease of insurance in force which has been general throughout Canada and the United States in the past year. A glance at the staternlint recording its growth since itPinelrporation in 1869 is illu- minating and shows steady growth. Insurance in force, number of policies, assets and re- serves were substantially increased over the past twelve months. High lights of the report were the handsome total paid to policyholders in dividends of -$4,406,797, with dividend scale continued for 1934 and payments to policy- holders and beneficiaries since incorporation of $165,681,289. aqrqqrMeeteete""et"e. tin at I”. all - My“ a Val-loo. “your: M by D. In. a It”. mam-“MHMBIW ee'%gm.a"Weahtrth-ft_di" Wail, I'm Anal-lion. all in 1hstneto.4trrebe. Hm The culmination of sixty-four years of splendidly-emeient and ever-widening service to the insuring public, the aim of which has been to furnish life insurance at the lowest cost con- sistent with safety, was reached by the Mutual Life Assurance Company of Canada at its 64th, annivertysry--whieh occurred in the year just concluded. With insurance in force of over half a billion dollars and assets close to $139,000,000, unmistakably and convincingly attest the solid and unquestioned strength of the Company's position and the place of leadership it occupies among the life insurance companies of the Dominion. ., IUBOCHP'I'ION nus: I Astrrh-trtGedaoP.rrattrttrt William “In, ".60 a not. mail! In Minna. l “W0 RATES: l, 0- -tieathnt. Mind-in. copy [and much the 0.. not but than loud-y noon to tum lucrthu'.‘ SNOW FLOWS ON THE HIGHWAYS SIXTYJ’OUR YEARS OF PROGRESS at ENJOYS SATISFACTORY YEAR t - I "Cow testing to bring about this remit mum that many tumors will no" to take up with the work lit the 6.000 pound “mg. per cow in to be ratchet Mr, Pannier is under tho {motel-Ion that if the tarm- ors who enter Into the cow touting work hive All their cow. reach that objoctlvo by l 40 it will then be aid the cow touting movoment has bun niece-uni let alone tum]: to m e that high score for all the cum. gin tho pro nee." "The approved method of increasing the milk pro- duction Ar cow is to adopt the cow testing ayatem. whereby the milk is weighed at new milking. Dairy Promote" who directed this war have worked ithroutthout this dhrtriet tor yearn. , "To bring about thin desired remit, the farmers will be asked to volunteer to take up with thia work. The Department of Agriculture will mppK the farmer with the necessary scales for weighing 0 milk, the charts to follow and the bottles for the milk f,',",','?.',',: to be mailed to Quebec for teetinf purposes in p ace of having a man to devote his who a time to conducting and auperviu the cow toning. the work will be in charge of Agronomlat Pelletier. Femen wiahlng to take up with the work are to make application through “he agronomiat. Them seem- to be u lot of an» in Herman TNIU', suggestion that If wheat crops are to be reduced the inferior wheat should bear the brunt. It ls (“noun to believe that the world wlll ever have too much of the world's but who». "The ambition now is to step this were“ up to 6,000 lbs. per cow by 1940. Can chit be done? Some farmers laugh at the idea; other: say it can. The feed dealers claim it can be done, the agronomlstl any it can be done, the Department of Agriculture let; it an their objective; so they believe it is a possible feat. subject: “We have 140,000 farmers in Quebec province, nearly all of whom are Interested directly or indirectly in milk production, The average milch cow today in the Province of Quebec will have a hard time to average 4,000 lbs. milk per year. Taking into consideration that there are many cow: that produce much more milk than 4,000 lbs. per annum, it is estimated that the average production per cow in this Province will be 4,000 lbs. Waterloo County farmers will be interested in the ambitious objective set for 140,000 Quebec farmers in milk production for their dairy herds. The Huntingdon Gleaner in Quebec has the following editorial comment on the Taking the American figures, it lool's as if women since they became men's equal a few years back, instead of his superior as they used to be, had become pretty fair spenders them- selves. It is going to cost the American men two billions of dollars this year to make their women beautiful. That is just $500,000,000 more than beauty cost in 1933. Things are going up. per capita than that of the United States. We were always told that the men were the ex- travagant spenders. That with the money men wasted on tobacco, drinks and other vices, women could iinattee the world and have a sur- plus. Just what the' Canadian variety will cost is pretty hard to estimate, but it is pretty safe to say that it will not be a great deal cheaper The other day a cosmetics manufacturer told a divisional meeting of the American Cos. meticians Association in Chicago that women will spend $2,000,000,000 during 1934 for: beauty services. Beauty at two billions of l dollars per year looks to be a little expensive, but then, of course, that is American beauty. l The excellent report submitted will be gratifying to the ever-increasing circle of policyholders and indicates sound management. President Ge'o. C. H. Lang, the managing director, F. W. Snyder, and all those associated with the conduct of the Company's business are to be highly complimented on the very satis- factory outcome of the year's operations. A satisfactory feature of the Direetortf Report was the decrease in- fire losses of $30,486, the total losses being $155,478.16 .33 cnmpaved to $185,964 in 1932. The favorable experience in regard to losses is an indication of careful underwriting and the elimination of doubtful risks. There are 29,202 policies in force and the total amount at risk is $57,124,369. The outstanding position of the Economical Mutual Fire Insurance Company, which held its annual meeting on Friday, is again reflected in the eminently satisfactory reports presented to the yearly gathering of policyholders. The re- sult of the operations of the past twelve months, during which the assets increased to $1,896,510 and the investment reserve by $130,000, further enhanced the high standing of the Company. lama in him; - t In itsettat'itat , “mm 1 1mm sFt' li' '1.me In em "T' f 1iutiett1esttdr than ' 1988. Spanking W. .Dmintho put month "pom ot church he ssld: “As our people become move plenum. emulation shade. that at.sthtttim foe the one. the memory of the vital part played by lite yes: have been published iw the nevmp'eu insurance during the time of extreme amenity thmxhout Cattle. It is e we tribute ensures an ever-expanding field of usefulness to the loyelty and devotion of the {people of the and opens for our Company opportunity for church. that the reports which have been pats steady expansion of business." , “shed. reveel e healthy state of iinaneisl sup- . . port. The Church does not exist for tirtaneial ends. but finances necessary in order to en- l THE NEW W‘RDEN L able the Jl'll,',t'ded their mat work in the world. The interest of the membership may be _ Reeve E. B. Hellman of Wilmot towmhip. fairly securetely reused brthe extent to which recently honored with the wardenehip of Waterlnn County has had mnv Venn of ex. they give in their itmutdttl (ttttrrtttrt. alto ,trttitr tum IwW" Jib]. _ Reeve E. B. Hallman of Wilmot township. recently honored with the wardenship of Waterloo County, has had my years of ex- perience both in the township and county coun- cils. A suceessful farmer and president of the New Dundee Farmers' Creamery Company, he is widely and favorably known throughout the county. The new Warden possesses a command~ ing grasp of county affairs and he will fill the office with credit to himself and advantage to the county. FARMERS' AMBITIOUS OBJECTIVE BEAUTY COSTS TWO BlLLlONS ANOTHER BANNER YEAR I The Countvyllde lonutl'ull There ls every evidence am Ott, tarlo has def1nttoly passed out ot the pioneer stage and la rapidly mum- ln. the attitude and appearance ot a nature country. The people ot the province. rural as well u when. Ire developing . sincere interest In things of beauty, and this should be eu_c_Oura§e§l ll} evAory_ my possible. Keeping thet Lamb Favour Lamb does not improve by keep In; atter the we“. has Moon» mommy cool and arm. It require- no maturing to give tenderness. and long keeping tend. to lose the deli. cato "lamb" tltWottr. Mutton, on the other hand. to be in the but condi- tlon should be ‘Wured" on books tor a few days or a ,weok or longer according to the available tempera» ture. Well bun; mutton In more tender and ot better fueour than when It is eaten freshly killed. It Is probably at its best at the end ot from ten to Imam days amuse m a dry atmosphere at a tomporature or 40 to, 46 degrees. when men are bewildered. discouraged, and dlotncted. That tens of thousands of loyal men and women in Ontario have contributed liberally of their time and money speaks well for the emtthieetee they have in its essential worth. While the drain on the church in the local community his incl-used with the unemploy- ment and demands for material assistance, yet the chumhea have not lost sight of the larger needs of their fellowmen in other parts of the world. Ontario churches for the last two years have sent hundreds of carioads of provisions and clothing to the stricken areas in Western Canada while the givings to missions has de- creased slightly. Thou - was 3 time when the message of the Church was mom needed than to-day, The 761mm Aiiuisiiurui%aretro The churches, like every other organization THE WATERLOO TRUST AND SAVINGS COMPANY Waterloo FIE SAVE TODAY HAVE TOMORROW Markotlng Wonk Spot "Unregulated deliveries to the Union stock Yards is a deitttitg weak spot in livestock marketing.” Muted Garnet H. Duncan, Livestock tlnveatlgator. Ontario Marketing MFG-.4“. .4 .. .. In doing i'il it can to foster an in. teroot in beautifying farm homes .nEdche cgupgryslde In general. One He said that, in the met, when all shipments were mule by rail, offer- ings tor the duy'were on the market by approximately 9.00 am. At that hour, therefore, buys" were aware ot the amount ot available stock. To- day, however. while rallmad tship- This should be a real opportunity for all persons Interested In develop. ing more beautiful home surround- lnss and a more attractive country- side. Beginning on February 6th there is being given a oneweek short course in Ilorlculture. This will in- rlndo instruction in growing all kinds of garden flowers, as well as house plants. Then beginning on February Itth there will be a. course relating more particularly to lend- scape gardening including studies of all kinds of trees. shrubbery and perennial flowering plants and the proper use and arrangement ot these for the beat elects around term and town homes. " of its activities In this line is the conducting or use short courses at the College which are Open to men and womgn of any use. ' T ", w Ski m Kitchener 'iili with“ -xtiii'itt. ”an! {on in mm. Brenda! economies. humor. they have been this to continue their ministry of The Dominion Government has announced that Ontario will be granted as its share of the fund for public works, $17,500,000. sp There is every reason in the world for men receiving relief who are unable to geta job of any kind, to see red when they read some of the ways in which business organizations', particu- larly in the United States, enables those wlo can work it, to make fabulous sums. The United States Press gave an example the other day where a big corporation over a three-year period made a profit of 140 per cent. world-wide low. _ The future of the Christian church through- “at, Tldrl'd'oll'ull'Jd1'lrl' out the world in uncertain. The battle of the Iete 2393999 k'lll'tt4'u3lt. reformation in once more being fought out and by a strange irony of fate, it is being fought on the some battle-ground where the Reform- tion under Luther was waged. The atrrggle now going on in Germany is the greatest crisis“ since Reformation, The struggle centres around the attempt of Hitler to get control of the church, for nationalistic ends. If he sue- ceeds it will not be long before other nations attempt similar methods. - _ m WI - Imam. was I 'totlllll 'r'Vir,"1'u' . an a Nt . 'd 'it1t2hgtutot the Lt2t re ot the Clu1sstiatyhyth_throytrh- 'dull, m “a“ tturea - "This condition only lend-a further emphasis to the tact that, it the pro- ducer is to be protected. every ship- ment ot livestock should be made under a bill of hiding. oonsigning the stock to a specific commission house." little value; yet. it it is ted to bGT ', ----_r--_---------- try, it will bring lair returns. itl Ancestors skim milk wero used instead ot beef ‘ "Pa, what are ancestons?" - camps as a source ot animal food, “Well, my eon. I'm one of yours. poultrymen would cut down on their Your grandpa in another." feed bill and their cost ot egg -pro- “Oh! Then why is it people bras auction at the same time. about them?" In order that a poultryman may I Mrmhand, $600 and costs amt his get wverr cent ot protit coming to employer, John Fallon, a dairyman ot him he must avail himself of all the London Township. means at his disposal to produce The lriah youth sued for $5,000 cheaply. When whole milk is cold damages tor loss ot his right eye, at, anywhere trom sixty cents to a. dol- legedly reanltlng from the dalryman'a lar a hundred pounds, skim milk ha, , negligence tn handling a pitchforkl little value; yet. it it is ted to pan - ; ----_r--_---------- '“The present method of making truck deliveries, during all trading nouns, destroys stability in prices; curlaile the uaetulneas of the com- mission man; gives an unfair advan- tage to the buyer. and forces the producer to assume the incidental loss. as the buyer and eommissiisa man are concerned. " "In my opinion," he continued. "a definite time limit should be set tor Muck deliveries; In this way, uncer- tainty as to the amount ot stock in transit would be eliminated, so far mama remain on are same basis ot t'.isllverrrtrucit deliveries are made at all hours. Skim Milk or Meat amiaym to “a Gait ; "e. Hub!” After a two-hem deliberation, a Supreme Court jury at London, ont., awarded John Parnan, 22<year-old farmhand. $600 and costs aglnst " employer, John Fallon, a dalryman ot London Township. Fortyone pemona were reported died in the village ot Ortlporte, in Campus Canton, near Baum 00r- sica. hurled In a terrlttc snow ava- lanche at dawn *'ttb. 4th advices and. Railroads. telephones. telegmphs and all communications with the im terior were blocked. due to abnor- mally heavy bllzmrds. FARM HAND GETS $800 DAMAGES The proposed new restrictions by the Ontario Legislature re the use ot dogs and the right of farmers to charge I $1.00 tee ot anglers on their property thsiting in government stocked streams is meeting much opposition locally. The Federation of Anglem' cou- vention 1.3 scheduled tor Toronto on Februar: 15 and it is to this meet- lng that the local fishermen will take their brlet. Emmanuel Beam, J. V. Arnold, Herb. Klaehn and Harold Hess have been named a committee. I...“ " ' Ago W‘In W Wu 'tItteb-Artt, _ Sank m “mm, oiit.ViGaiFii u, "n, when - Campbell. the 991.!“ the rotten. Wu also! all Lac 91mm " Gang Tho calm-nu “worms: have naked tor Brtgeettrhuaot Norton. but. ttahodtadr-t-tntrotttttot- (on. In ttaf Bert been ttr-html, um tt I. out tho picture. of him ”930w yuan out ot date. With Norton " the tune of the bunk mid war. William and Sidney Mutton, anq- Jnck Williams, known as "tmm," all ot London. The two Murrella and Williams were captured' by the people at Melbourne. but the Murrow; [not escaped. Later Sidney wee etugthCirr Guitar-nu, brought back and tunnel, and Williams was given a “to term in Kingston Pent- 1s-nuary. Btitt later William Mme)! was captured, and he is now a liter In Kingston. - The two groups or sportsmen will air their grievances in conventions at Toronto this month. Later, it they find " neceMary, they will carry the fight on to the fish and game com- mittee ot the Ontarlo legislature It Ndrtou la brought back, he will he faced with a charge ot murder. H UNTERS WANT RIGHT 031.; (3)301th New Dan - 41 PEOPLE KILLED Preston TO USE 0068 it'fi9,