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¢ Increase of Over Two Millions in Business Written. â€" Gross Amount of Business in Force $40,827,397.00. â€" Policies in 4 Force 9,477. â€" H. C. Stauffer Succeeds L 8. Hagey as * President. â€" Business of Year Reviewed by Managingâ€" Director J. H. Woods. Steady Growth of North _ â€"~ Waterloo Farmers‘ Mutual It is with a deep sense of regret that in looking over the year just past that we must write upon our annals, the death of one of the company‘s most worthy and estimâ€" able agents, H. Henfsworth, of Lisâ€" towel. In conclusion we beg to call your attention to. the two main obâ€" jects of the meeting here toâ€"day; one is the acceptance and disposal of the reports and statements beâ€" Your directors in submitting to you this our annual fiiftyâ€"seventh year of business are pleased to again report a large increase in business and that the assets of the Company are in an excellent and healthy condition. D _ The total amount of insurance written for the year was $11,832,â€" 282.00. The gross amount now in force is $40,827,397.00 being an increase for the year of $2,675,012.00. _ In accordance with the new inâ€" surance act the company has at present 652 reâ€"insurance policies covering $1,075,475.00. â€" The losses for the year have been in excess of former years and the directors would ask for a united effort on the part of all policyholdâ€" ers to observe and use every preâ€" caution, if they wish the company to carry on at present low rates. The total losses for the year were $92,348.50 with a summary classed as follows:â€" 4 Barns by lightning....$ 7,850.00 Other losses by lightâ€" WIRE ssâ€"e ce iess nanss se eranrbnees 430.44 $4 Head of live stock by lightning ... 2,136.00 1 Barn and house supâ€" %osed incendiary........ 4,514.73 4 Barns and 1 house at threshing .................... 20,873.60 1 Barn spontaneous combustion ............... 2,500.00 Lanterns, matches and cigarettes ... 17,637.50 Unknown ... 15,380.00 Stoves and furnaces.. 14,019.35 Sparks on roof........... 5,828.10 Balance, other and minor losses ... 1,178.78 The company‘s reserve at present is the same as at the opening of the year. _ p h _ Lest we forget, for at the call of time our absence will also be reâ€" corded. Addresses were â€" delivered by President I. S. Hagey, managing director, and a number of the direcâ€" tors and others. Mr. E. W. Wilson acted as secretary. A resolution of condolence was al.ed and will be forwarded to rs. Hemsworth, whose husband, A. Hemsworth, one of the leading agents of the company, died some time ago. Mr. Hemsworth was a regular attendance at the annual meetings of the Company, at which he acted as secretary. _ _ The four directors whose term of office expired were reâ€"elected _ as follows: S. E. Cassel, H. Stauffer, M. M. Shantz and J. H. Woods. Auditors reâ€"elected were Isaac Hilâ€" born and P. A. Snider. _At a subsequent meeting of the Board of Directors following the anâ€" ual meeting, Mr. Harley C. Stauffer was elected president and M. M. Shantz, viceâ€"president, and J. H. Woods, managing director. Directors‘ Report for the Year 1930. To the members of the North Watâ€" erloo Farmers‘ Mutual Fire Insurâ€" ance Co. Gentlemen : The total number of policies isâ€" ued for the year were 2863 and the total number now in force is 9,477, an increase for the year 425. ,r-cnt statements of a highly satisâ€" ‘actory character at the annual meeting held in the Library Hall, Waterloo, on Tuesday afternoon at which there was a representative gathering of policyholders. . ‘The gross amount of business in force at the end of the year totalled the large sum of $40,827,397.00. Managing Director J. H. Woods fi:smued the necessity of exerâ€" cisi every precaution in order to reduce the losses sustained by the company. Policyholders, he said, cannot be too careful in handling matches, lanterns and fiuoh‘ne. Addressea â€" ware â€" Aelivered â€" hy ‘The losses reported for the fyen’. $92,848.50, were in excess of the previous year which was to be exâ€" pected with an increase of over two millions of insurance written. With an increase in business of ;3,.15.012, the North Waterloo ‘armers‘ Mutual Fire Insurance Company of Waterloo was able to Cash on hand and in bank............ 5s Interest on mortgages and bank deposits Payments on mortgages.... s feam Instalments collected ........................... Miscellaneous . receipts ....2..llluclclllcs Sale of Bonds................. 4 s Bank | Lomn ..szcclucss hk Total . Salaries and Auditora‘ Fees 7 Agents‘ Fees ... reomerrinsmemennce Postage and Telephone............ ... Printing and Stationery................... Municipal and Provincial Tax & Diseounts, Refunds and Commission Cash in bank and on hand Mortgages and Securitien.... Uncollected payments 1930 Uncollected payments 1929. Acerued interest................... Office furniture ... Residue of Premium Notes.. Adjusting Claima ......... Reâ€"insurance Premiums Mortgages ... Miscellaneous . .... sds Cash on hand Financial Statement of the North Waterloo Farmers‘ Mutual Fire Ins. Co. Audited and found correct. Waterloo, January 19, 1931. Unearned premiums . Bank Loan ...sclc. Losses not adjusted Total .....2l.l2..... Policies in force â€" â€" â€" â€" 9.477 Insurance in force â€" â€" $40,827,397.00 Reâ€"insurance = â€" = $1,075,475.00 Face value of premium notes â€" _ $983,508.80 Face value of reâ€"insured prem. notes $81,015.80 Total Imame Hifborn and P. A. Snider, Aunditer® 17,637.50 15,380.00 14,019.35 5,828.10 EXPENDITURES LIABILITIES RECEIPTS ASSETS Samuel Cassel, another director of the Company, said that with the growth of the Company and the amount of business written from year to year, it was but natural to expect that the total fire losses would increase. The loss in 1930, however, was a little more than the average. The rates for insurance had inâ€" creased little during the past thirty years while gihe value of stock, imâ€" plements and cost of building had in many cases more than doubled. He therefore believed a small inâ€" crease in rates would be justified. The majority of risks were farm properties, and with no fire protecâ€" tion there was little chance of saving a building which caught fire. H. Bowman said he was one of the new directors and was pleased with the statements presented. He was in favor of farmers buying fire extinguishers to be kept near at hand. He knew of several cases where prompt use of an extinguisher zaved policyholders serious loss by re. H. L. Lackner, an agent of the company at Kitchener, said he was pleased with the report presented. The past two summers have been very dry and accounted for more than the usual number of fires. __ E. C. Hallman said he was pleased to learn that the directors and manâ€" aging director had adopted a plan to make more frequent visits to various counties where the company carried considerable insurance risks would he believed result in a better class of risks being placed with the Company. Managing director J. H. Woods said that while the losses by fire during the year were heavy, other companies had still heavier lossesâ€" particularly those insurance comâ€" panies carrying commercial and mercantile rigks. With the growth of the company and an increased â€"The company has not been exâ€" travagant in conducting the business as the rate remains the same today as in 1914, 37c per $1,000 operatâ€" ing expenses. Tariff and other comâ€" panies writing a different class of insurance have average operating expenses of $2.59 per $1,000. Would Screen Chimneys. Director L. Bowman believed that if people could screen the tops of chimneys, sparks could not be carâ€" ried and ignite buildings. If this was done policyholders would help to prevent serious losses by fire. J. C. Hallman, one of the veteran directors, again stressed the need of more care in the handling of matches, lanterns and | threshing machines. If persons using lanterns placed cotton in oil it would not explode when accidentally knocked to the floor of a barn. One company bought fire extinguishers and sold them to policvholders at cost. This he believed to be a move in the right direction and would lessen the number of fires. J. C. Hartleib, a director, said that heavy losses, like business deâ€" pressions, seem to come in cycles of every seven years. He believed the next few years would see a reducâ€" tion in the fire losses for all fire insurance companies. _ _ Allan Hallman stressed the need of agents carefully selecting risks. Where a prospective policyholder was careless and had heavy mortâ€" gages on his property it would be advisable to refuse the risk. _ _ President Hagey in reply to a question from Isaac Hilborn, said it would be impracticable to have the company represented by directors in every district where the company did business, The managing director and directors visit the various disâ€" tricts during the year and inspect various risks. Mr. Easton of the Ayr Mutual Fire Insurance Co. conq-tuhted lanaxing Director J. H. Woods on the wonderful growth of the comâ€" Eany. Since the great war losses by re have been excessive in practicâ€" ally all companies, One reason why losses are higher is because values of lumber, implements and stock have substantially increased since 1915, while the insurance rates have increased little. The retiring directors are: 8. E. Cassel, H. Stauffer, M. M. Shantz and J. H. Woods. fore you, and the other is the elecâ€" tion of four directors whose term of office has expired. 20 _ Manager Woods Speaks. Brief A $ li1.169 #0111,1869.4% 1,086.47 137,200.00 3,977.15 $86.00 4,881.99 50000 172,692.38 #20,574.59 7,443.40 7.428.21 1,600%00 82,478.06 164.87 5.159.00 7.000 00 5.347.40 6,170.00 428.72 873.90 605.17 1,803.05 38 5.00 #14.40 2.48 5.08 R6.848.50 8,400.00 188.26 102.00 1086 47 15,681.61 2,621.61 7,000.00 6.000.00 Mrsa. Tweed while in Ottawa was one of a delegation which presented a series of council recommendations to the premier and members of his cabinet. The premier, Hon. R. B. Benâ€" mneft approved the national council snggeation that the needs of nnemâ€" ployed women be considered by hoard« dealing with nnemployment problems. He congratulated the local counci! of women of Toronto on the aplendid service they have carried out in forming an emergency employâ€" ment burean which has succesafully served hundreds of women. The sugâ€" geation that women be included on boarda dealing with nmemployment was approved Mra. Tweed is recording secretary of the council and was one of the ten women representing Canada at the meeting of the International Congrese of Women in Vienna in 1930 Mrs. S. C. Tweed. wife of the memâ€" ber for North Waterioo, in the Onâ€" tario house, has returned to Waterâ€" loo from Ottawa, where ehe attended the meeting of the executive, of the National Council of Women of Canâ€" ada. held in the Chatean Laurier Mrs. Tweed was nominated for the presidency in Canada and has until June to determine whether she will stand for election, when the next meeting is held in Moncton, New Bruns wick. Nominated for Presidency of the National Council of Women. Both Garner and Lillico were luâ€" minaries for their respective teams. They turned aside many shots labelled goals. The teams: Breslauâ€"Goal, Garner; defence, Dedels and Olinski; centre, Reinâ€" hardt; wings, Shantz and Bingeâ€" man; alternates, Harnock, Hagey and Heckendorn. _ Ayrâ€" Goal, Lillico; defence, R. Bain and Ennis; centre, C. Bain; wings, Hall and Richardson; alterâ€" nates, Lillico, Melvin and Watson. Refereeâ€"Talbot, Preston. MRS. S. C. TWEED RETURNS FROM OTTAWA CONFERENCE The Cubs nosed out the Ayr Champions by 2 to 1 in the first game of the semiâ€"finals on Thursâ€" day evening at the Preston arena. It was a clean hard fought contest. Bingeman scored the first goal for the locals in the first minute of play. Bain of Ayr tied up the game midway through the first period. From then on it was seeâ€"saw hockey until the final five minutes when the veteran Harnock secured the puck and stickhandled his way through the entire Ayr team to lodge the black dise behind Lillico. â€" Struck on Head by Pick While Working in Well.â€"Injury Not Serious. Mr. Ed. Dedels had the misforâ€" tune of having a pick fall on his head while working in a well last Friday. His friends will be glad to learn he was not hurt, seriously alâ€" though a few stitches were required to close the wound. Enjoy Winter Pastime. | â€" â€" The students of the Agricultural School enjoyed a tobogganing party on Eby‘s hills on Tuesday evening, after which they enjoyed a delightâ€" ful lunch in the school rooms. Personals. Prof. Hart of Woodstock is takâ€" ing the place of Mr. Patterson of Guelph as instructor at the Agriâ€" cultural School. n1 n o n e d a . Miss Pearl Mader attended the Stratford Normal "At Home" on Friday evening. _ â€" c Mr. and Mrs. Chapman of Mitchâ€" ell called on their daughter, Miss Eva Chapman, last week. Took Part in Contest. Miss Alice Schiedel and Miss Elizabeth Thaler represented the local school at the Public Speaking Contest held at Blair last Friday evening. Preached Sermon. Rev. J. L. Stauffer of Harrisonâ€" burg, Va., a teacher at the E. M. S., was the speaker at the Cressman Mennonite Church on Sunday mornâ€" ing. _ Miss Florence Dedels of Guelph spent last Wednesday at her home in the village. 2 s um Messrs. Abram Sauder and Jacob Zellar attended the Liberal meetâ€" ing at London on Friday evening. Breslau Wins 2 to 1. J. H. woop# Managingâ€"Director of the North Waterloo Farmers‘ Mutual Fire Inâ€" surance Company. There was no time in the history of the Company when directors and the management should exercise more care in selecting risks than the firesent. During the year over a alf a million of insurance risks were cancelled and this was eviâ€" dence that the management was striving to secure the best possible risks. number of risks, policyholders must expect more losses. ED. DEDELS HAS NARROW ESCAPE FROM DEATH Others who spoke briefly were S. E. Shantz, H. C. Stauffer, J. M. Burnett, M. M. Shantz, directors of the company, and E. Heibein and Messrs. Miller and Robinson. BRESLAU Waterloo, ?nhrio. 6â€"4 Solicitor for the Adminiatrators NOTICE IS HEREBY GIVEN, pursuant to Section 51 of Chapter 150 of the Revised Statutes of Onâ€" tario, 1927, that all creditors and others having claims against or enâ€" titled to share in the estate of Mary Shuh, late of the Town of Waterloo, in the County of Waterloo, spinstetr, deceased, who died on or about the twelfth day of January, 1931, are required to deliver, by post prepaid or otherwise, on or before the twentyâ€"eighth day of February, 1931, to Levi W. Shuh, Waterloo, Ontario, one of the Administrators of the estate of the said decensed.‘ their names in full, with their adâ€" dresses and descriptions, full parâ€" ticulara of their claims or interests and atatements of the security if any, held by them; and that lfter the said twentyâ€"eighth day of Febâ€" ruary, 1931, the u?d Administrators will proceed to distribute the assets of the said deceased among.â€"the parâ€" ties entitled thereto, having rem-rd only to claims or intereste of which they shall then have received notice and’ will not be Hable for the said assets to any person of whose claim or interest they shall not then have received notice. DATED 2nd February, 1931. ADMINISTRATORS‘ NOTICE TO CREDITORS AND OTHERS In the Estate of MARY SHUH, Mr. and Mrs. Wray Begge spent a day last week in Linwood. & Mr. Alf. Margetts of Wellesley was a business visitor on our line this week. On Monday evening a checker tournament was held in Schummer‘s hall. Twentyâ€"four of the enthusiastic checker players of Linwood tried NOTICE IS HEREBY GIVEN, pursuant to Section 51 of Chapter 150 of the Revised Statutes of Onâ€" tario, 1927, that all creditors and others having claims against or enâ€" titled to share in the estate of Dora Becker, late of the Town of Waterâ€" loo, in the County of Waterloo, Widow, deceased, who died on or about the twentyâ€"eighth day of March, 1930, are required to deâ€" liver, by post prepaid or otherwise, on or before tge twentyâ€"eighth day of February, 1931, to Katie Becker, 28 Elgin Street, Waterloo, Ontario, Administratrix of the Estate of the said deceased, their names in full, with their addresses and descripâ€" tions, full particulars of their claims or interests, and statements of the security, if any, held by them; and that after the said twentyâ€"eighth day of February, 1931, the said Adâ€" ministratrix will proceed to distriâ€" bute the assets of the said deceased among the parties entitled thereto, having regard only to claims or interests of which she shall then have received notice, and will not be liable for the said assets to any person of whose claim or intemt‘ she shall not then have received noâ€"1 tice. Waterldo, Ontario, 5â€"3 Solicitor for the Administratrix. Quite a number of the farmers of this locality tGok advantage of the fine weather on Monday and attendâ€" ed the regular monthly fair at El mira. i Messrs. Stanley and â€" Clarence Logel of near Wellesley spent the weekâ€"end at their home. Mre. Peter Walter visited recently with her daughter, Mrs. Wm. Mcâ€" Cormack. Mr. Earl Tabbert was a businese visitor in Elmira on Saturday. Miss Marie Raftus spent th'e weekâ€" eng. with Mr. and Mrs. Charles Logel. Miss Lelia Finlay spent Sunday with Mr. and Mre. J. D. Brydon of the 3rd of Maryboro. Mr. Carson Mewhiney was a bueiâ€" ness visitor in Glenallan Tnesday morning. CHAMPION CHECKER _ _ PLAYER IN DISTRICT IS FRANK SCHUMMER Won ADMINISTRATOR‘S NOTICE TO CREDITORS AND OTHERS Mr. and Mre. Alex. Cooper visited Sunday with the latter‘s parents, Mr. and Mrs. Wm. Rennie of Glenâ€" allan. Mr. and Mrs. Earl Tabbert and Mr. James Stewart spent Tuesday evenâ€" ing of last week with friends in Linâ€" Messrs. Fred Brohman and Mike Logel and Miss Luella Logel spent Sunday evening with Mr. and Mrs. Earl Tabbert. Mr. Bert Cressman epent Saturday evening with Mr. and Mrs. Carson Mewhiney. Messrs. Raiph Adam and Willie McPherson epent the weekâ€"end in Galt. Mr. Fred Brohman of near Waterâ€" loo, spent a few days last week with his friend, Mr. Mike Logel. Mr. and Mre. Robt. Crooks and son '§ Harold visited Tuesday with the forâ€" mer‘s daughter, Mrs. Roy Calder and Â¥y Mr. Calder of Dorking. | Mr. Charles Logel entertained his ‘*@ friends and neighbore to an oldâ€"time , dance and card party on Friday| night. All report a very enloyable" time. Mr. and Mre. Andrew Hahn spent Sunday afternoon at the home of Mr. James Richardson. Mr. James Richardson is spending a few days with friends in .Newton.: _ Mr. Carson Mewhiney is the latest radio fan on the line, having had one installed this last week. afternoon with Miss Ethel Trafolet. Mr. Alex Cooper was & business visitor in Kitchener Sgturday afterâ€" Mr. and Mre. Leslic Begge and family spent an evening recently with Mr. and Mrs. W. N. Allingham. ‘Mr. Bert Cressman was a bueiness visitor in Linwood Monday afterâ€" DATED 22nd Jénuar{{, 1931. JAMES C. HAIGHT, _ In the Estate of Dora Becker, ‘Deceased. in Final Event in Checker Tournament, Defeating Peter Ament. LINWOOD Deceased. | 12 DOZEN VESTS AND DRAWERS in sizes 32, 34 and 36 only, $ l .15 | *sold regularily at $2.00 a garment, on Sale at . . . . each | 4 DOZEN COMBINATION SUITS, L.S.A. Length, sizes 36 and 31.98 | 38 only. Reg. $3.50 Suit, at . . . . 3 & . . _ Hy. A. Germann â€" Waterloo Mre. Wescott of Hamilton «pent a couple days with Mrs. C. Lantz. Mr. Schnuur epent Tuesday in El mira. Miss L. Zimmerman returned on Wednesday after epending a few days in Kitchener. A social evening was held at the home of Mr. and Mrs. Joe Hayes on Friday evening. There were fourâ€" teen tables at euchre and the prize winners were Mr. Albert Diebold and Miss Adelaide Brenner. Followâ€" Ing the cards lunch was served and then a conple hours of dancing was enjoyed by all. Mrs. D. McKay epent a days last week in Lictowel. Mr. and berg spent sister, Mrs. their ekill of the game while a large number of spectatore were looking on. The players were arranged in four groups. The winnere of each group were successful by getting into the semiâ€"finals. They are the fcllowing: Mesars. Wilmer Freeman, Peter Ament, Harry Lantz, A. Margots, Ion Kreutzwiser, Frank Schummer, Sr., Wallace Pendergast, Art Peebles. The two that «cored the highest points in the semiâ€"finals were Frank Schummer Sr., and Peter Ament. Then after an exciting game Mr. Frank H. Schummer proved to be the champion checker player of Linwood. Personals. Misses Viola and Violet Schlueter of Waterloo spent a few days with their mother here. Mr. and Mrs. H spending a week w Otterbein. Euchre Card Party. On the 5th inst. Mr. Andrew Wahl celebrated his birthday. Mr. and Mrs. Art Shantz and children and Mr. and Mrs. Geo. Riepert callâ€" ed 1n him to offer their congratulaâ€" tiong. To Give Concert. Mrs. Christ. Schlueter and son William attended the funeral of the late Mr. Fred Himburg on Saturday. St. Jame® Luther League held their monthly business meeting on Tuesday evening, Feb. 3rd. Conâ€" tests prepared by the social commitâ€" tee were enjoyed by all. On the 17th inst. this League will be hosts of St. James League, Elmira, at a Valentine party. Skating Party. _ â€" The Luther League accepted an invitation from St. Peter‘s Church League last Monday evening to a skating party. After the skating the local leaguers enjoyed the hospitalâ€" ity of the Preston League in the school room of St. Peter‘s Church where a splendid lunich was served. Pastor 111. The programme committee of our Community Welfare Association is busy preparing for a concert to be given in the assembly hall of the school on Friday, February 20, at 8 p.m. This promises to be the best given yet by this organization. ANDREW SCHEIFELE PASSES AWAY IN MICHIGAN Rev. S. R. Knechtel is laid up with an attack of the flu. There was no service in the Evangelical Church on Sunday. _ _ _ _ _ Mrs. M. T. Bechtel of Elmira caled on Mrs. F. E. Welker on Monday. _ _ _ _ 80 s Brother of Christian Scheifele of This Village.â€"Other Notes of Interest. Mr. Christian Scheifele received the sad news of the death of his brother, Andrews in Michigan. To Hold Valentine Party. CERMANN‘S Clean Sweep Sale 316 King W Kitchener cOACH :.:.:...... COUPE |...0.00.. SEDAN ......... CUSTOM SEDAN SPORT COUPE .. BRAND NEW 1930 PONTIACS$ AND OLDSMOBILES "Admiral" Brand Underwear New Cars Sacrificed Mre. J. Cuhn of Heidelâ€" Monday with the latter‘s E. Krauter. Mrs. Herman Foster is week with Mr. and Mre. Used Car Prices Only a Few Models for Each Dealer 1930 PONTIACS 1930 OLDSMOBILE A Wonderful Saving for Small Men ~Dobbin Garage :: ST. JACOBS * .. $1129.00 .. _ 1084.00 .. _ 1186.00 N â€" 1252.00 2. 1186.00 Was Messrs. Dan Cressman and Amos Cressman made a trip te Hagersâ€" town, Maryland, last Friday, in conâ€" nection with the accident that reâ€" sulted in the death of the former‘s son, Nelson, while on his honeymoon trip last fall. The driver of the motor car which hit the Cressman car will face a charge of manâ€" slaughter. Mr. Gordon Hollinger attended the big Hepburn meeting at London last Friday evening. Personals. Mrs. Elam Haas and daughter, Miss Ellen, of Wilmot Centre, are spending a week with Mrs, John T. Weber. J. B. Sauder Elected President and Ezra Bauman Sec‘yâ€"Treas. Other News. The following officers were electâ€" ed o have charge of the affairs of the rompany for the year: Presiâ€" dentâ€"J. B. Sauder; viceâ€"president, Isaiah Brubacher; sec‘yâ€"treasurer, Ezra Bauman; directors, Simeon M. Martin, George Martin, Dan Cressâ€" man. Visit Maryland. The St. Jacobs Farmers‘ Shed Com'-gany held their annual meeting on the 31st January. The finances of the company, according to the reports presented, are in a satisfacâ€" tor. condition. Mr. and Mrs. Eden Cressman, Mrs. Jonathan Martin, Mr. Sam Good and Mr. Noazh L. Martin atâ€" tended the funeral of the late Mrs. Cressman at New Hamburg last Thursday. _ Mr. and Mrs. Oscar Good had a visit from Mr. and Mrs. Eby Rush of Waterloo, and Miss Mae Heckenâ€" dorn of K-itchen'er last Thursday. FARMERS‘ SHED COMPANY HAs PROFITABLE YEAR 121 KING ST. EAST Opposite City Hall KITCHENER Colors Fown and Grey, with buttons. All sizes. Worth $1.75. Going out at ... 69¢ CLEARING ALL MEN‘S HATS Reg. $1.50 Shirts, plain and fancy stripes. Genuine broadâ€" cloth. SOCKS ... 5 Pairs $1.00 Men‘s Silk and Lisle, also Silk and Wool, finest quality Dress Socks. Pick them out at this price. MEN‘S DRESS SHIRTS at 83c MEN‘S NEW SILK TIES Lined with wool, worth up to $1.00. Your choice for ... 25e MEN! This is your opportunity to stock up with good clothes at very low prices. You‘ll be satisfied with these values! White heel and toe. Special line .......... 2 pairs for 25c Men‘s full fitting durable WORK PANTS â€" a pair .. 95c Reduced to $814.00 814.00 864.00 940.00 864.00 MEN‘S GREY WOOL SOCKS OORCERNRUNNNNNNENNENNNUNNERENNENNNEENN Men‘s fancy TWEED CAPS Boys‘ Fox Serge NICKERS OUR SALE CONTINUES B. and T. Clothiers Features COACH ...... COUPE ...... SEDAN ...... SP. SEDAN ... sSPDRT COUPE at AB sormarmmrcmmmmtrcrcmsmmccne BE A real bargain in a School Shoe. "All right back there?" bawled the conductor,. ‘ Men‘s High Top Solid Leather Shoes Double retanned, warranted to turn water. Now $4.69 pr. MEN‘S MOLESKIN PANTS Good quality, all sizes at $1.39 Worth double the price. Over Horsehide Mitts. A PHID ons nc mminsrenyreenenececss A passengerâ€"train was getting ready to leave. "Hol‘ on! Hol‘ on!" shrilled a feminine voice from outside the waitingâ€"room. "Jes wait till 1 gets mah clothes on." And then. as the occupants of the train craned their next expectantly. she appeared with a basketful of laundry. Men‘s Solid Leather Work Shoes Going out at ........ $1.79 pr. OVERALLS Full fitters with 6 pockets, A wonderful bargain at .... $1.09 Men‘s Heavy Wool Lined Ail Minard‘s Liniment for Frost Bite. Boys‘ Solid Leather Shoes Black or brown calf leather Men‘s Heavy Red Back Phone 880 Delivery to all parts of the Twin City. Enjoy First Quality Meats at Economy Prices. It has always been our proud boast that we handle the best quality meats the country can produce, either Beef Roasts Steaks â€" Pork â€" Veal The Leading Meat Market MEN‘S OXFORDS E. J. Fischer $1266.00 1256.00 1378.00 1454.00 1338.00 Quality Meats Spare Your Blushes Was or k.fl\lfi“ to $1038.00 1008.00 1093.00 1164.00 1053.00 59c