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mind. he am Err, you: ItiifitrrGiirarthiWrt7 surprising vigor and rttuthfuinefa. 'Each day itndts him. at his desk at the Head Office of the Dominion Life of which he-hats been the honored president for a score of years and which he was active in founding. The fact that the dairy industry has not) progressed as rapidly as might have been ex- pected in a country possessing such resources as the Dominion of Canada has been attributed to deficiencies in the existing machinery for the marketing of dairy products. In view of this it is interesting to note that action is be- ing taken by the Federal authorities to bring into existence a national marketing agency similar to that organized by the fruit growers a few years ago. The Chronicle, of which Mr. Hilliard was a former publisher, is happy to add its teliei- trations to those already accorded him on the anniversary of his birthday. May the years continue to deal lightly with him and may he be spared for still further years of service in connection with the companies and organiza- tions with which he is associated. In view of the fact that Waterloo is the home of several large life and fire insurance companies it is interesting to note the. new high records set by the insurance business in the year 1924. \ The gross amount of new life business written in. 1924 was $608,787,576 which ex- ceeds the figure of $561,182,427 for 1923, the latter being just a little short of the record figure of $575,$73,240 established in 1920, so that 1924 sets an entirely new record. The amount in force has grown from year to year and at the end of 192,rstood at $3,660,902,013. At mesent the total value of the dairy pro- duction of Canada is $235,000,000 annually. Exports of cleamery butter have materially increased, the quantity of butter exported for the twelve months ending January, 1926, being 22,539,327 lbs. as compared with 12,982,385 in 1924. There has also been an increased produc- tion of cheese. -'__-- 'iilpremiums of Dominion licensed fife insurance companies in 1924 amounted to $49,837,421 and losses were $29,247,450, which is a ratio of 58.9 per cent compared with 62.8 in 1923 and 68.2 per cent. in 1922. The net amount in force is increased from $6,806,937,- 041 at the end of 1923 to $7,220,431.096 at the The Prairie Provinces have been important contributors to the increasing volume of these exports. In 1924 Manitoba produced 12,632,804 lbs. of creamery butter and Saskatchewan 13,450,000 lbs. The increasing production of factory cheese in Saskatchewan and Manitoba furnishes evidence of more diversified dairy production and resourcefulness in adapting production to market conditions. end of 1924. mt. H. M. Tory has just made his final report to the Dominion Government on the question of Federal Rural Credits, the result of an enquiry conducted on its behalf. In his opinion the need of introducing such a system of credits is imperative and he suggests the Idoption of a system in which the federal and provincial governments cooperate. He points out that through the agency of the Dominion Government money can be ob. tained at the lowest interest rates poulble and that the machinery for making loans already availoble in some ad the provinces, could be utilized with modifteationtr, It is alao emphae sited that thtoet would be smaller if it were operated by the Dominion Government. The provincial bonds could, he further points out, coolly become the local unite of a coordinated Idleme later on by unitinttthem under a com- mon authority. With the poolti m of the farmer much im. -edaaeompered ,ritharearortmrarr, the Itrxtqteet of the Government undertaking . an! audit- "heme in not so “My AIM them-afar luchulylwnhuhmuudfor on the. MARKETING OF DAIRY PRODUCTS 1 P um an no - t""' mmm In. FEDERAL RURAL CREDITS m tet C..'.'.".'."..".'.;';";;' l. I“ - _____ . - HIGH RECORDS SET an}. iviiriTiiit-ot last renf and reports indiate that conditions generally are (notable. The past two months has seen a steady in- crease in the number of Yams sold in prac- tically all parts of Canada, especially in the Prairie Provinces. The most common purchaser is the successful farmer acquiring land at the present low prices. More and more farms are being sold outright‘for cash and the prices are generally in advance of those of last year. The marked improvement in the outlook for the cattle industry has been the subject of comment of late, and a note of optimism is evident among the cattle men. Exports to Great Britain are increasing as shown by the fact that from January 1 to February 20, 1925, the number of head shipped was 9,704 as compared with 6,672 head in the same period of the previous year. Shipments of beef cattle are also being made from Alberta to Japan, and of dairy stock to China. Esti- mates and information reaching the United States Department of _Agriculture show that: “stocks of meat animals as well as it feeds are by no" means so plentiful as they were a ‘year ago, while on the other hand the popula- tion of the United States will doubtless make the usual increase of about 1,500,000 each year. The indications, therefore, point to a shorter supply of meat during the' next year or two at least. According to one eminent authority the world's demand for beef has overtaken the sup- ply and prices may be expected to go higher. In support of this view he points out that Great Britain no longer- stands wv.aceccal,',-2urwe as a meat importing country, no fewer than eight other countries now competing with the United Kingdom for available export supplies of the world. In 1924 the European market absorbed 450,000 tons of beef from overseas, a quantity equal to 70 per cent. of the beefimporta into Great Britain. These supplies were drawn from‘ Argentina, Uraqudy, Brazil, Austraiia, New) Zealand and South Africa, and, having regard to the leaner quality of meat called for by the Continental taste, prices were fully equal to values in London It is significant that British- ers now regard the United States as having ceased to be a source of supply of meat. The exports from that country to Great Britain in 1924 were only 4,021 tons of boxed meat, 37 tons of chilled meat, and 1,859 head of live cattle. The improved position of agriculture generally on account of the better prices now prevailing will be a source of much encourage- ment to the farmer. The Ontario Workmen's Compensation Board recently reviewed the results of ten years of work by that body which showed that the Act has operated to the benefit of both the employer and employee. The cost of adminis- tration has also been low, being but four per cent. For every $100 collected the Board pays to workmen $96. The Apt, which was passed in 1914, came into effect on January 1st, 1915, and was the fipst Act of its kind in Canada and a radical departure from the old law. The Board, commenting on A', benefits, resulting from the passing of th Act, says: "There can be no doubt the law has proved exceedingly beneficial to both parties. Work- men appreciate the wide protection and liberal scale of compensation which they receive, and the apeediness and certainty of payment which they enjoy under the simple form of procedure and collective system of liability which prevail; employers appreciate their freedom from indi- vidual liability, which might cripple or ruin any but the largest, and the saving which is entailed by getting insurance at cost; both parties ap- preciate the immunity from the annoyance and the enormous expense of litigation. "Though compensation is I mutter of right and not I matter of clarity, the Act brim relief and assistance to many thousands of in- jured workmen and widow: and children throughout the province who would otherwise be in need. Nady 800,000 etmtpenaation and over 860,000 medical aid. chm. ham been in; and during the to _ the accident- aveng- 1tt-VotatseMeittfetr-ttttfttto'0r000 you-ham maul by thy Act." 'toirr-1--ttta'set/ In any“ who In a w at-i-uae-r-Ute' angina. {anyone-nit!”- iotiHits-tttitami-trrtFrri'd. Argentina and . BENEFICIAL N LEGISLATION THE CATTLE INDUSTRY mum: - W . - I‘D-I01" mm 10t um Goodman 'ttrug the 1m W. cm In“ In Can-Au to" dimly, the tonne ot tho muons you. In 1088 ”an Candi Inland bony. lee" troun are. mmmr only my» (um-co Ira-rag”: “in“ Carmine -riiimdr"ahia _ _ W WW“ "'0" the western you“... and um Mub- "e my! In no in particular were united by 1.01 - to "I. ""1390 by w.. W. um. III". the that um um, Dun-Ion. far-or rm oe PM immune. The total an: that»! and - “akin. trill on - tr. the Welt we: 1.185.!“ Acme or ot theh. “on. [Min Goldie mud. thin mu a... 219,320 act-u carried Thu is the seem an recovered merchant-Me timber end 299,832 “In the urn-till- cone-aha with up... bore new trrorrth, m. "inntn. dqtt1entittgtq no than ot not“ at in. 646.193 um comprUirstt Bon. the Gator-mourn We! Ind tile} forested land: at varioul classes. plum " Minion-F. c. Williunn. '3 The qBtUnated ion ot meretuustatrle sub-i-tor under Dunlap. his to: material reached the startling turned 'ttt the Government lama amount ot 511,000,000 board teat at $3.800. saw timber and 4.375.000-cords at " is reporter! that the nitration (he) or pulliwood, the total combined at tlpe Minion tttant ll much worse value being 82,406,000. A cash ex. than VII " tuat Intimated, and tr- oenditure' of 331,725 together with reader!!!" of I grant ch-nctor (rangers' time of a total at 311,999 are Bald while been di-red by was expended in the new“ mppreo- I detective In“! ft!" ll tttsttdlinq giott ot theee ttreg. Only 214 or 14 the cue tor the'Govenunent. . per cent. ot the total (crest are: in -.---..- the West occurred on Dominion tttrt ADAM, DUCK DONATE. forest reserves. The destruction ot "0M TO 3AWOIIUM the latter amounted to 34,688 acres Mr Adam Beck, who in now under of mature timber and 33,820 acres treatment In the John Hopkins ttos. ot young growth $lJlraliBil'llTliifi GO Til KINGSTON i Smith. in his testimony_ deeoc' that although he had pleaded guilty tis stealing $15,006--the $15,000 said to have been paid him in Illicit commission on the $4,000,000 Prod vincial Joan floated through the Home Bank in 1919--he had never: received the money. Col. Mason, or the Home Bank, did offer him $15,000 he said, uu1t-hsuuf1mitN supposed this to be intended as a rebate to the Province itself of part of Startling Evidence Given By Peter Smith and Matthews. ceived for handling the loan. Act- ing on this belief, Smith proposed to call In the Provincial Auditor to arrange tor having the sum proper- ly credited to the Province, but Mason said the money was for Smith himself. Thereupon,, according to Peter's evidence, he refused the money and Mason refused to pay iil to the Provlnce. Asked why, under‘ the circumstances. he had pleaded guilty to the theft, Smith said he had already been convicted and sen- tenced on another charge and did not want to face the expense ot a second trial. In explanation of the thousand dollar bills deposited in his own bank at Stratford, Peter said these were the proceeds of a sale of Victory bonds, port of which had belonged to his brother. Who Wu the Mysterious Member? Instead ot calling Peter Smith and C. A. Matthews, Jr., from King- Mon, a mttr-cottsrttittee of the Public Accounts went to Kingston to take evidence of the two men named. The evidence of Matthew, was even more startling. The tormen- Deputy Treasurer said before tie Drury Government came into power a member of the then Government) asked him "what In hell" n cinr boxl containing a large sum in loose bills was doing in the then Treas- urer's oiricet Matthews had not seen the box himself, but had been told it contained thousands of dollars Mr. Raney pressed to have the lime or the "member of the Government" who professed to hnve seen the bills divulged in order that the matter might be further probed. Mr. Sinclair supported this demand. but Matthews, on ndvioe of conned. objected to answering end his ob. jection use untamed bydion. Mr. Price, Hon. Mr. Moore: end lusts. Homnth and on. other memben of the trtatveommtttee. Dinner in Priute Room. Matthews alto and he had BrNqt& ed tor an Interview between Peta Smith and Hon. T. W. "can" otter the former had succeeded um latter SEW n Progtncm Tron-our. " "I “no that! that M00917 Ind Smith and durum!- had - tannin tn I downtown hotel um! that New hid told Smith he had I - or Immunity to “In“. . an. for him now by hill! pp gum-mu duty In. In“: In Inland. loathe. town". - curiou- m n to " All.“ glut has con- ulnlnc wand mm. cumin. wile, I 1mm " m (loun- nnt" In. ”on n viola! onion", man -tttod, _ wm'uwovol'. - m M. . _ W amount-Jumpsuit m‘y‘mmr u it. an a in hm -.. “hum an that m. - *NW 311" Mub- ‘nr amt nu - It“. to the new». by W. W. Dunlap, tom-r Inspector ttd PM and I)" uniting trial on clamo- ot than, “on. Lacuna 001M. tum. mm (In urn-{I'll coal-aha In]: thrtt1entittgtq and than 'tt not” a! the Gown-mourn brick sad we plum u Hunk-05F. C. Willhmq. I Bub-imrpoCutr under Dunlap. In- :9- turned 'ttt the Government lame '.., renditions! upon the London health association raising at least an equivalent amount, and it is to meet this requirement that " Adam has opened the fund with hit own $10,000 nqbscription. . em ADAM INK DONATE. $10,000 To “Momma Sir Adam Beck. who ts now under treatment in the John Hopkins ttow pita] at Baltimore, MIL, hes-sum manifested hie unabated interest in; the battle on behairol' lulu-era from? tuberculosis In Western Ontario t.rr donating 810.000 toward the tum! to be raised to my " the mortgage on the Queen Alexandra Banatorfum at Byron. near London. and to pro- vide, it possible, the nucleus tor an endowment fund for that Institution. Premier Ferguson recently am nounced that at the solicitation ot the London Health Association, at which Mr Adam Beck is presldent. the sum ot $60,000 has been placed In the estimates tor Queen Alexan- dra Sanatorium um year. This govem'mn'yt eonteutui2rn, howpverJ DODGE BRUTH ERE cn M M EREIAL CAR A passenger car under repair may simply mean inconvenience. A Work car under repair means costly loss of time. The Commercial Car saves its owners money by remaining steadily on the job. With reasonable care it rarely calls for expert attention. Dodge Brothers, workmanship and materials are capital insurance {against expensive delays and interruptions. I The election; J/ny' nech malnLVJIP-l lemma Sir? James Craig wished to get a View mandate from the people G, his stand in opposing the boun- dary commission, which under Brit- ain's treaty with the Free State is supposed to arbitrate the Ulster- Free State boundary. _ l Bir James Craig's Unbnlnt Gov- ernment. we. retur'ned to power in the Partitunentarr dectlondult held in Ulnar. The Government's 'muor ltr, however, has been congldenbly reduced through the [one ot seven new. ULITER UNIONIBT OOV'T , RETURNED To POWER The new House will consist ot 32 Unionists, lo Nationalists. 2 Repub- licans. 4 Independents, 3 Laborltes. (Socialists) and one Temnts' party. The Republican had six members in the old House (which they did not attend) and now have only two, including De Valera. Joseph Dev- lin, Nationalist, received the largest total vote ot any candidate. Dim-men's GARAGE Wuhan, Ont. _ 14 WAYERLf8?, iiiiiCEiflfgiiE'EiE 'eiiiif, (iL'"cip't/e 2;'f'e, I! ___ .. e be . iireae-d ". 'midL-mdadna-io "aft-si-rug-tretard" 'oatitmttsir-dtkiitii-drt 1111.00 unusual: KITCHENEI (Nun. vim) eiiGa,iiiiariGipiam / Gm them Wrigley's. It rem: food [articles In. the may. Strengthen; Wu; and beg-each]! 'ugter (Very meal . sit;